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-----------------------------------------------------------------\n
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------------------------\n
\n
---\n
\n
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---\n
\n
Reminder: The [terms of service](https://legal.lemmy.world/tos/) apply here too.\n
\n
Partnered Communities:\n
----------------------\n
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[Tech Support](/c/techsupport@lemmy.world)\n
\n
[No Stupid Questions](/c/nostupidquestions@lemmy.world)\n
\n
[You Should Know](/c/youshouldknow@lemmy.world)\n
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Logo design credit goes to: [tubbadu](/u/tubbadu@lemmy.world)\n
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When it’s 50% more than the historical yearly average return of the S&P 500, you’re right to be concerned.\n
\n
> I don’t know. I am a salary man. I know nothing about business and investment.\n
\n
I’ll join the “don’t” crowd then but will also suggest that you should urgently get some financial literacy to avoid “scams” like these. If you really want to invest money into something, your best bet would be an index fund or an ETF tracking an index like the S&P 500 which historically returned **on average** (very important to highlight the “on average”, because not only does it mean that it can be less but it also means it should be a long-term investment for the law of large numbers to be in your favor, not mentioning that holding for long periods has tax advantages depending on where you live) 10.15% per year since 1957: [investopedia.com/…/what-average-annual-return-sp-…](https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp)\n
\n
Avoid stock picking, options, cryptos etc… (unless you **really**, **really** know what you’re doing) and instead trust when people like Warren Buffett tell you to look at index funds or index ETFs instead and to let compounding do its magic over the years: [cnbc.com/…/billionaire-warren-buffett-swears-by-t…](https://www.cnbc.com/2022/10/03/billionaire-warren-buffett-swears-by-this-inexpensive-investing-strategy-that-anyone-can-try.html)\n
\n
I’d suggest you buy a book like *“The Psychology of Money”* by Morgan Housel (very good one) and to read it before you make any investment decisions.
"""
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App\Entity\EntryComment {#1369
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A Fediverse community for open-ended, thought provoking questions\n
-----------------------------------------------------------------\n
\n
---\n
\n
**Rules: (interactive)**\n
------------------------\n
\n
---\n
\n
1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can’t say something nice, don’t say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. [Please familiarize yourself with them](https://legal.lemmy.world/tos/)\n
\n
---\n
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\n
---\n
\n
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\n
---\n
\n
5) This is not a support community.It is not a place for ‘how do I?’, type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to [Lemmy.world Support](https://lemmy.world/c/support) or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.\n
\n
---\n
\n
Reminder: The [terms of service](https://legal.lemmy.world/tos/) apply here too.\n
\n
Partnered Communities:\n
----------------------\n
\n
[Tech Support](/c/techsupport@lemmy.world)\n
\n
[No Stupid Questions](/c/nostupidquestions@lemmy.world)\n
\n
[You Should Know](/c/youshouldknow@lemmy.world)\n
\n
[Reddit](/c/reddit@lemmy.world)\n
\n
[Jokes](/c/jokes@lemmy.world)\n
\n
[Ask Ouija](/c/askouija@lemmy.world)\n
\n
---\n
\n
Logo design credit goes to: [tubbadu](/u/tubbadu@lemmy.world)\n
\n
---\n
\n
![](https://img.shields.io/lemmy/asklemmy%40lemmy.world?logo=lemmy&label=Total%20Subscribers)
"""
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When it’s 50% more than the historical yearly average return of the S&P 500, you’re right to be concerned.\n
\n
> I don’t know. I am a salary man. I know nothing about business and investment.\n
\n
I’ll join the “don’t” crowd then but will also suggest that you should urgently get some financial literacy to avoid “scams” like these. If you really want to invest money into something, your best bet would be an index fund or an ETF tracking an index like the S&P 500 which historically returned **on average** (very important to highlight the “on average”, because not only does it mean that it can be less but it also means it should be a long-term investment for the law of large numbers to be in your favor, not mentioning that holding for long periods has tax advantages depending on where you live) 10.15% per year since 1957: [investopedia.com/…/what-average-annual-return-sp-…](https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp)\n
\n
Avoid stock picking, options, cryptos etc… (unless you **really**, **really** know what you’re doing) and instead trust when people like Warren Buffett tell you to look at index funds or index ETFs instead and to let compounding do its magic over the years: [cnbc.com/…/billionaire-warren-buffett-swears-by-t…](https://www.cnbc.com/2022/10/03/billionaire-warren-buffett-swears-by-this-inexpensive-investing-strategy-that-anyone-can-try.html)\n
\n
I’d suggest you buy a book like *“The Psychology of Money”* by Morgan Housel (very good one) and to read it before you make any investment decisions.
"""
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Show voter details
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4 |
DENIED
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moderate
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App\Entity\EntryComment {#1369
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A Fediverse community for open-ended, thought provoking questions\n
-----------------------------------------------------------------\n
\n
---\n
\n
**Rules: (interactive)**\n
------------------------\n
\n
---\n
\n
1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can’t say something nice, don’t say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. [Please familiarize yourself with them](https://legal.lemmy.world/tos/)\n
\n
---\n
\n
2) All posts must end with a '?'This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?\n
\n
---\n
\n
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\n
---\n
\n
4) NSFW is okay, within reasonJust remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [!asklemmyafterdark@lemmy.world](https://lemmy.world/c/asklemmyafterdark) or [!asklemmynsfw@lemmynsfw.com](https://lemmynsfw.com/c/asklemmynsfw). NSFW comments should be restricted to posts tagged [NSFW].\n
\n
---\n
\n
5) This is not a support community.It is not a place for ‘how do I?’, type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to [Lemmy.world Support](https://lemmy.world/c/support) or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.\n
\n
---\n
\n
Reminder: The [terms of service](https://legal.lemmy.world/tos/) apply here too.\n
\n
Partnered Communities:\n
----------------------\n
\n
[Tech Support](/c/techsupport@lemmy.world)\n
\n
[No Stupid Questions](/c/nostupidquestions@lemmy.world)\n
\n
[You Should Know](/c/youshouldknow@lemmy.world)\n
\n
[Reddit](/c/reddit@lemmy.world)\n
\n
[Jokes](/c/jokes@lemmy.world)\n
\n
[Ask Ouija](/c/askouija@lemmy.world)\n
\n
---\n
\n
Logo design credit goes to: [tubbadu](/u/tubbadu@lemmy.world)\n
\n
---\n
\n
![](https://img.shields.io/lemmy/asklemmy%40lemmy.world?logo=lemmy&label=Total%20Subscribers)
"""
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When it’s 50% more than the historical yearly average return of the S&P 500, you’re right to be concerned.\n
\n
> I don’t know. I am a salary man. I know nothing about business and investment.\n
\n
I’ll join the “don’t” crowd then but will also suggest that you should urgently get some financial literacy to avoid “scams” like these. If you really want to invest money into something, your best bet would be an index fund or an ETF tracking an index like the S&P 500 which historically returned **on average** (very important to highlight the “on average”, because not only does it mean that it can be less but it also means it should be a long-term investment for the law of large numbers to be in your favor, not mentioning that holding for long periods has tax advantages depending on where you live) 10.15% per year since 1957: [investopedia.com/…/what-average-annual-return-sp-…](https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp)\n
\n
Avoid stock picking, options, cryptos etc… (unless you **really**, **really** know what you’re doing) and instead trust when people like Warren Buffett tell you to look at index funds or index ETFs instead and to let compounding do its magic over the years: [cnbc.com/…/billionaire-warren-buffett-swears-by-t…](https://www.cnbc.com/2022/10/03/billionaire-warren-buffett-swears-by-this-inexpensive-investing-strategy-that-anyone-can-try.html)\n
\n
I’d suggest you buy a book like *“The Psychology of Money”* by Morgan Housel (very good one) and to read it before you make any investment decisions.
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