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Show voter details
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moderate
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Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
+score: 0
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+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
+adaAmount: 0
+tags: null
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+reports: Doctrine\ORM\PersistentCollection {#2138 …}
+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
+nested: Doctrine\ORM\PersistentCollection {#1654 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
+nested: Doctrine\ORM\PersistentCollection {#1562 …}
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
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+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
+commentCount: 0
+upVotes: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4699585"
+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
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+reports: Doctrine\ORM\PersistentCollection {#1617 …}
+favourites: Doctrine\ORM\PersistentCollection {#1725 …}
+notifications: Doctrine\ORM\PersistentCollection {#1722 …}
-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
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+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4699601"
+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
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+favourites: Doctrine\ORM\PersistentCollection {#1719 …}
+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
+commentCount: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4700301"
+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
} |
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Show voter details
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Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
+score: 0
+isAdult: false
+sticky: false
+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
+adaAmount: 0
+tags: null
+mentions: null
+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+reports: Doctrine\ORM\PersistentCollection {#2138 …}
+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
+nested: Doctrine\ORM\PersistentCollection {#1654 …}
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+reports: Doctrine\ORM\PersistentCollection {#1668 …}
+favourites: Doctrine\ORM\PersistentCollection {#1560 …}
+notifications: Doctrine\ORM\PersistentCollection {#1549 …}
-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
+commentCount: 0
+upVotes: 0
+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
+commentCount: 0
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+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
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date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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+favourites: Doctrine\ORM\PersistentCollection {#1795 …}
+notifications: Doctrine\ORM\PersistentCollection {#1711 …}
-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
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+reports: Doctrine\ORM\PersistentCollection {#1617 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
+ranking: 1697903392
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+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
} |
|
Show voter details
|
4 |
DENIED
|
moderate
|
Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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+notifications: Doctrine\ORM\PersistentCollection {#1549 …}
-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
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+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
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date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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+reports: Doctrine\ORM\PersistentCollection {#1617 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
+upVotes: 0
+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4699601"
+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
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}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
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+cross: false
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+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
} |
|
Show voter details
|
5 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
6 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
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date: 2023-10-23 01:57:24.0 +02:00
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5 => App\Entity\EntryComment {#1606}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
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+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
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+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
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+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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date: 2023-10-21 17:23:36.0 +02:00
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
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+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
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date: 2023-10-21 17:24:44.0 +02:00
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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date: 2023-10-21 17:24:44.0 +02:00
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+"title": 63049
}
1 => App\Entity\EntryComment {#1736
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+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
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+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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date: 2023-10-21 18:07:12.0 +02:00
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"@kSPvhmTOlwvMd7Y7E@lemmy.world"
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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date: 2023-10-21 18:07:12.0 +02:00
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+"title": 63105
}
0 => App\Entity\EntryComment {#1717
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+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
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date: 2023-10-21 18:31:55.0 +02:00
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
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date: 2023-10-21 18:31:55.0 +02:00
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]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
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+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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date: 2023-10-21 00:09:54.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
} |
|
Show voter details
|
7 |
DENIED
|
edit
|
App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
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+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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5 => App\Entity\EntryComment {#1606}
4 => App\Entity\EntryComment {#1563
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+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
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+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
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+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
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date: 2023-10-21 17:24:44.0 +02:00
}
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}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
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+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
+ranking: 1697903392
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+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
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date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
} |
|
Show voter details
|
8 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
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+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
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date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
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+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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-id: 63145
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date: 2023-10-21 18:31:55.0 +02:00
}
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}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
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+ranking: 1697903392
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+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
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date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
} |
|
Show voter details
|
9 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
10 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
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+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1549 …}
-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
+commentCount: 0
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+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1711 …}
-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
+commentCount: 0
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+apId: "https://lemmy.world/comment/4699585"
+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
+votes: Doctrine\ORM\PersistentCollection {#1625 …}
+reports: Doctrine\ORM\PersistentCollection {#1617 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1722 …}
-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+apId: "https://lemmy.world/comment/4700301"
+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
+nested: Doctrine\ORM\PersistentCollection {#1707 …}
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+reports: Doctrine\ORM\PersistentCollection {#2448 …}
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+notifications: Doctrine\ORM\PersistentCollection {#2462 …}
-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
+ranking: 0
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+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
+ranking: 1697903392
+visibility: "visible "
+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
+nested: Doctrine\ORM\PersistentCollection {#1562 …}
+votes: Doctrine\ORM\PersistentCollection {#1554 …}
+reports: Doctrine\ORM\PersistentCollection {#1556 …}
+favourites: Doctrine\ORM\PersistentCollection {#1555 …}
+notifications: Doctrine\ORM\PersistentCollection {#1620 …}
-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
+commentCount: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
} |
|
Show voter details
|
11 |
DENIED
|
edit
|
App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
+score: 0
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+sticky: false
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date: 2023-10-23 01:57:24.0 +02:00
}
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+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
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+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
} |
|
Show voter details
|
12 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
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+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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date: 2023-10-21 18:07:12.0 +02:00
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
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+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
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date: 2023-10-21 18:31:55.0 +02:00
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}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
} |
|
Show voter details
|
13 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
14 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
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date: 2023-10-23 01:57:24.0 +02:00
}
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+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
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date: 2023-10-21 00:09:54.0 +02:00
}
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+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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date: 2023-10-21 18:07:12.0 +02:00
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
} |
|
Show voter details
|
15 |
DENIED
|
edit
|
App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
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+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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date: 2023-10-21 00:09:54.0 +02:00
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"@Art3sian@lemmy.world"
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+apId: "https://lemmy.world/comment/4686219"
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+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
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+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
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+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
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+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
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+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
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}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
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+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
} |
|
Show voter details
|
16 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
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date: 2023-10-23 01:57:24.0 +02:00
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
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date: 2023-10-21 00:09:54.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
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+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
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+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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+downVotes: 0
+ranking: 1697903392
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+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
} |
|
Show voter details
|
17 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
18 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+children: [
5 => App\Entity\EntryComment {#1606
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+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
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+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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date: 2023-10-21 00:09:54.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
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date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
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+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
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+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
+votes: Doctrine\ORM\PersistentCollection {#1689 …}
+reports: Doctrine\ORM\PersistentCollection {#1691 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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+apId: "https://lemmy.world/comment/4699585"
+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
+votes: Doctrine\ORM\PersistentCollection {#1735 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
+commentCount: 0
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+apId: "https://lemmy.world/comment/4700301"
+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
+nested: Doctrine\ORM\PersistentCollection {#1707 …}
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+reports: Doctrine\ORM\PersistentCollection {#2448 …}
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+notifications: Doctrine\ORM\PersistentCollection {#2462 …}
-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
+ranking: 0
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+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
+ranking: 1697903392
+visibility: "visible "
+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
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+reports: Doctrine\ORM\PersistentCollection {#1617 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1722 …}
-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
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+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4699601"
+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
} |
|
Show voter details
|
19 |
DENIED
|
edit
|
App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
+score: 0
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+sticky: false
+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
+adaAmount: 0
+tags: null
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+reports: Doctrine\ORM\PersistentCollection {#2138 …}
+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
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+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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+favourites: Doctrine\ORM\PersistentCollection {#1560 …}
+notifications: Doctrine\ORM\PersistentCollection {#1549 …}
-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4686219"
+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
+commentCount: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4698805"
+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
+commentCount: 0
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+visibility: "visible "
+apId: "https://lemmy.world/comment/4700301"
+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
+nested: Doctrine\ORM\PersistentCollection {#1707 …}
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+reports: Doctrine\ORM\PersistentCollection {#2448 …}
+favourites: Doctrine\ORM\PersistentCollection {#2447 …}
+notifications: Doctrine\ORM\PersistentCollection {#2462 …}
-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
} |
|
Show voter details
|
20 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
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date: 2023-10-23 01:57:24.0 +02:00
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5 => App\Entity\EntryComment {#1606
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+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
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date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
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+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
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-id: 62981
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
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+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
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+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
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date: 2023-10-21 18:07:12.0 +02:00
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
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date: 2023-10-21 18:31:55.0 +02:00
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"@RememberTheApollo_@lemmy.world"
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-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
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]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
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+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
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date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
} |
|
Show voter details
|
21 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
22 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
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+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
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5 => App\Entity\EntryComment {#1606
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+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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-id: 61979
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date: 2023-10-21 00:09:54.0 +02:00
}
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}
4 => App\Entity\EntryComment {#1563
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+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
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date: 2023-10-21 16:38:25.0 +02:00
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}
3 => App\Entity\EntryComment {#1619
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+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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-id: 63048
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date: 2023-10-21 17:23:36.0 +02:00
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+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
+votes: Doctrine\ORM\PersistentCollection {#1625 …}
+reports: Doctrine\ORM\PersistentCollection {#1617 …}
+favourites: Doctrine\ORM\PersistentCollection {#1725 …}
+notifications: Doctrine\ORM\PersistentCollection {#1722 …}
-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
+upVotes: 0
+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4699601"
+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
+nested: Doctrine\ORM\PersistentCollection {#1707 …}
+votes: Doctrine\ORM\PersistentCollection {#2464 …}
+reports: Doctrine\ORM\PersistentCollection {#2448 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
+ranking: 0
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+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
+ranking: 1697903392
+visibility: "visible "
+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
+commentCount: 0
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+apId: "https://lemmy.world/comment/4700301"
+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
} |
|
Show voter details
|
23 |
DENIED
|
edit
|
App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
+score: 0
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+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
+adaAmount: 0
+tags: null
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
+votes: Doctrine\ORM\PersistentCollection {#2350 …}
+reports: Doctrine\ORM\PersistentCollection {#2138 …}
+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
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+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1549 …}
-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
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+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
+commentCount: 0
+upVotes: 0
+downVotes: 0
+visibility: "visible "
+apId: "https://lemmy.world/comment/4699601"
+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697905915 {#1720
date: 2023-10-21 18:31:55.0 +02:00
}
+ip: null
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
+ranking: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
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+ranking: 1697903392
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+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
} |
|
Show voter details
|
24 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
+isOc: false
+hasEmbed: false
+commentCount: 114
+favouriteCount: 111
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+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
+nested: Doctrine\ORM\PersistentCollection {#1654 …}
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+favourites: Doctrine\ORM\PersistentCollection {#1560 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1550 …}
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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+reports: Doctrine\ORM\PersistentCollection {#1691 …}
+favourites: Doctrine\ORM\PersistentCollection {#1795 …}
+notifications: Doctrine\ORM\PersistentCollection {#1711 …}
-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
+ranking: 0
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+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736}
0 => App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
+score: 0
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date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
} |
|
Show voter details
|
25 |
DENIED
|
ROLE_USER
|
null |
|
Show voter details
|
26 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
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date: 2023-10-21 00:09:54.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
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+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
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-id: 62981
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date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
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date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
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+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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+createdAt: DateTimeImmutable @1697904432 {#1728
date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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+editedAt: null
+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
} |
|
Show voter details
|
27 |
DENIED
|
edit
|
App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
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date: 2023-10-23 01:57:24.0 +02:00
}
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+reports: Doctrine\ORM\PersistentCollection {#2138 …}
+favourites: Doctrine\ORM\PersistentCollection {#2343 …}
+notifications: Doctrine\ORM\PersistentCollection {#2340 …}
+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697839794 {#1440
date: 2023-10-21 00:09:54.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697899105 {#1588
date: 2023-10-21 16:38:25.0 +02:00
}
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
-bodyTs: "'28k':5 '7':1 'crazi':16 'home':14 'interest':9 'normal':13 'per':2,6 'year':3,7 'yes':4"
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+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
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date: 2023-10-21 17:24:44.0 +02:00
}
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"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
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-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+apId: "https://lemmy.world/comment/4699601"
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+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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date: 2023-10-21 18:07:12.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
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-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
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date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
} |
|
Show voter details
|
28 |
DENIED
|
moderate
|
App\Entity\EntryComment {#1717
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580
+user: App\Entity\User {#260 …}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+domain: Proxies\__CG__\App\Entity\Domain {#2346 …}
+slug: "So-how-much-bad-debt-are-you-in"
+title: "So how much "bad" debt are you in?"
+url: null
+body: """
Hear about how much debt everyone in the US has all the time, curious about some of your stories!\n
\n
My bad debt is 10k left on a school loan from a for profit school that is now out of business.\n
\n
Only other debt is house.\n
\n
So how are you all doing with debt management?
"""
+type: "article"
+lang: "en"
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+hasEmbed: false
+commentCount: 114
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+lastActive: DateTime @1698019044 {#2076
date: 2023-10-23 01:57:24.0 +02:00
}
+ip: null
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+comments: Doctrine\ORM\PersistentCollection {#2348 …}
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+badges: Doctrine\ORM\PersistentCollection {#2069 …}
+children: [
5 => App\Entity\EntryComment {#1606
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
I mean most people saying they don’t have any bad debt, but saying they have good debt isn’t too bad! It is interesting to know how much mortgage people are carrying.\n
\n
But these days even mortgages feel bad. 400k at 7% is 28k of just interest. So houses feel way out of reach with current prices/rates.\n
\n
If rates go down prices go up. So doesn’t feel like there is much winning for non home owners.
"""
+lang: "en"
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date: 2023-10-21 00:09:54.0 +02:00
}
+ip: null
+tags: null
+mentions: [
"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1649 …}
+nested: Doctrine\ORM\PersistentCollection {#1654 …}
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-id: 61979
-bodyTs: "'28k':45 '400k':41 '7':43 'bad':11,22,40 'carri':33 'current':57 'day':36 'debt':12,18 'doesn':67 'even':37 'feel':39,51,69 'go':61,64 'good':17 'home':77 'hous':50 'interest':25,48 'isn':19 'know':27 'like':70 'mean':2 'mortgag':30,38 'much':29,73 'non':76 'owner':78 'peopl':4,31 'price':63 'prices/rates':58 'rate':60 'reach':55 'say':5,14 'way':52 'win':74"
+ranking: 0
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+editedAt: null
+createdAt: DateTimeImmutable @1697839794 {#1703
date: 2023-10-21 00:09:54.0 +02:00
}
+"title": 61979
}
4 => App\Entity\EntryComment {#1563
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1564 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1651 …}
+body: """
7% per year yes.\n
\n
28k per year in interest on just a normal home is crazy.
"""
+lang: "en"
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date: 2023-10-21 16:38:25.0 +02:00
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"@ericbomb@lemmy.world"
"@Art3sian@lemmy.world"
"@onlym3@lemmy.world"
]
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-id: 62981
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+editedAt: null
+createdAt: DateTimeImmutable @1697899105 {#1566
date: 2023-10-21 16:38:25.0 +02:00
}
+"title": 62981
}
3 => App\Entity\EntryComment {#1619
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
TLDR: Low interest debt that provides long term financial gain is good. Mortgage for primary residence is almost always considered good. Loans to invest into your home that increase its value and make it more reliable/long standing is good. Low interest debt to buy assets for your business is good. Reasonable loans for college is considered good.\n
\n
Car loans are a bit harder because they lose value as time goes on. But a small loan with good interest is usually considered fine for a car. Buying a brand new car with a loan will almost always be bad, since you’re paying interest to use a depreciating asset. But basically a car loan is always bad if it ever goes upside down, meaning you owe more on the loan than the car is worth. New cars that happens almost instantly.\n
\n
Basically all other debt is bad.\n
\n
[experian.com/…/good-debt-vs-bad-debt-whats-the-di…](https://www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=The%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).
"""
+lang: "en"
+isAdult: false
+favouriteCount: 5
+score: 0
+lastActive: DateTime @1697901816 {#1604
date: 2023-10-21 17:23:36.0 +02:00
}
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"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1701 …}
+nested: Doctrine\ORM\PersistentCollection {#1687 …}
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-id: 63048
-bodyTs: "'/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':151 '/good-debt-vs-bad-debt-whats-the-di':148 'almost':18,95,139 'alway':19,96,115 'asset':45,108 'bad':98,116,146 'basic':110,141 'bit':62 'brand':88 'busi':48 'buy':44,86 'car':58,85,90,112,132,136 'colleg':54 'consid':20,56,81 'debt':4,42,144 'depreci':107 'ever':119 'experian.com':147 'financi':9 'fine':82 'gain':10 'goe':70,120 'good':12,21,39,50,57,77 'happen':138 'harder':63 'home':27 'increas':29 'instant':140 'interest':3,41,78,103 'invest':24 'loan':22,52,59,75,93,113,129 'long':7 'lose':66 'low':2,40 'make':33 'mean':123 'mortgag':13 'new':89,135 'owe':125 'pay':102 'primari':15 'provid':6 're':101 'reason':51 'reliable/long':36 'resid':16 'sinc':99 'small':74 'stand':37 'term':8 'time':69 'tldr':1 'upsid':121 'use':105 'usual':80 'valu':31,67 'worth':134 'www.experian.com':150 'www.experian.com/blogs/ask-experian/good-debt-vs-bad-debt-whats-the-difference/#:~:text=the%20difference%20between%20good%20debt,loans%20that%20provide%20job%20skills).':149"
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+createdAt: DateTimeImmutable @1697901816 {#1596
date: 2023-10-21 17:23:36.0 +02:00
}
+"title": 63048
}
2 => App\Entity\EntryComment {#1630
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1629 …}
+body: """
Smooth moves!\n
\n
Super good job on getting that under control.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
+lastActive: DateTime @1697901884 {#1611
date: 2023-10-21 17:24:44.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@StuckInAWell@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1628 …}
+nested: Doctrine\ORM\PersistentCollection {#1599 …}
+votes: Doctrine\ORM\PersistentCollection {#1625 …}
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+notifications: Doctrine\ORM\PersistentCollection {#1722 …}
-id: 63049
-bodyTs: "'control':10 'get':7 'good':4 'job':5 'move':2 'smooth':1 'super':3"
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+editedAt: null
+createdAt: DateTimeImmutable @1697901884 {#1598
date: 2023-10-21 17:24:44.0 +02:00
}
+"title": 63049
}
1 => App\Entity\EntryComment {#1736
+user: App\Entity\User {#260 …}
+entry: Proxies\__CG__\App\Entity\Entry {#1580 …2}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1730 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1702 …}
+body: """
Oh that’s great! Sounds like you’re rocking.\n
\n
Don’t know where you live but in the US any home near a city is like 400k, so having a mortgage at low interest at 80 sounds great.
"""
+lang: "en"
+isAdult: false
+favouriteCount: 1
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+lastActive: DateTime @1697904432 {#1726
date: 2023-10-21 18:07:12.0 +02:00
}
+ip: null
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+mentions: [
"@ericbomb@lemmy.world"
"@kSPvhmTOlwvMd7Y7E@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1737 …}
+nested: Doctrine\ORM\PersistentCollection {#1732 …}
+votes: Doctrine\ORM\PersistentCollection {#1735 …}
+reports: Doctrine\ORM\PersistentCollection {#1729 …}
+favourites: Doctrine\ORM\PersistentCollection {#1719 …}
+notifications: Doctrine\ORM\PersistentCollection {#1714 …}
-id: 63105
-bodyTs: "'400k':27 '80':36 'citi':24 'great':4,38 'home':21 'interest':34 'know':12 'like':6,26 'live':15 'low':33 'mortgag':31 'near':22 'oh':1 're':8 'rock':9 'sound':5,37 'us':19"
+ranking: 0
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date: 2023-10-21 18:07:12.0 +02:00
}
+"title": 63105
}
0 => App\Entity\EntryComment {#1717}
]
-id: 6660
-titleTs: "'bad':4 'debt':5 'much':3"
-bodyTs: "'10k':24 'bad':21 'busi':40 'curious':14 'debt':5,22,43,53 'everyon':6 'hear':1 'hous':45 'left':25 'loan':29 'manag':54 'much':4 'profit':33 'school':28,34 'stori':19 'time':13 'us':9"
+cross: false
+upVotes: 0
+downVotes: 0
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+visibility: "visible "
+apId: "https://lemmy.world/post/7075501"
+editedAt: null
+createdAt: DateTimeImmutable @1697816992 {#1609
date: 2023-10-20 17:49:52.0 +02:00
}
+__isInitialized__: true
…2
}
+magazine: Proxies\__CG__\App\Entity\Magazine {#1573 …}
+image: null
+parent: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+root: Proxies\__CG__\App\Entity\EntryComment {#1739 …}
+body: "I mean if it can be paid off with fun money and doesn’t ruin retirement plans, not the end of the world if the interest rate was good!"
+lang: "en"
+isAdult: false
+favouriteCount: 0
+score: 0
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date: 2023-10-21 18:31:55.0 +02:00
}
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"@ericbomb@lemmy.world"
"@RememberTheApollo_@lemmy.world"
]
+children: Doctrine\ORM\PersistentCollection {#1741 …}
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-id: 63145
-bodyTs: "'doesn':13 'end':20 'fun':10 'good':29 'interest':26 'mean':2 'money':11 'paid':7 'plan':17 'rate':27 'retir':16 'ruin':15 'world':23"
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+editedAt: null
+createdAt: DateTimeImmutable @1697905915 {#1716
date: 2023-10-21 18:31:55.0 +02:00
}
+"title": 63145
} |
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