GET https://kbin.spritesserver.nl/index.php/m/memes@lemmy.world/comments/oldest?p=372

Security

Token

There is no security token.

Firewall

main Name
Security enabled
Stateless

Configuration

Key Value
provider security.user.provider.concrete.app_user_provider
context main
entry_point App\Security\KbinAuthenticator
user_checker App\Security\UserChecker
access_denied_handler (none)
access_denied_url (none)
authenticators
[
  "two_factor"
  "remember_me"
  "App\Security\KbinAuthenticator"
  "App\Security\FacebookAuthenticator"
  "App\Security\GoogleAuthenticator"
  "App\Security\GithubAuthenticator"
  "App\Security\KeycloakAuthenticator"
]

Listeners

Listener Duration Response
Symfony\Component\Security\Http\Firewall\ChannelListener {#723
  -map: Symfony\Component\Security\Http\AccessMap {#722 …}
  -logger: Monolog\Logger {#783 …}
  -httpPort: 80
  -httpsPort: 443
}
0.00 ms (none)
Symfony\Component\Security\Http\Firewall\ContextListener {#706
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\TokenStorage {#1017 …}
  -sessionKey: "_security_main"
  -logger: Monolog\Logger {#783 …}
  -userProviders: Symfony\Component\DependencyInjection\Argument\RewindableGenerator {#705 …}
  -dispatcher: Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher {#747 …}
  -registered: false
  -trustResolver: Scheb\TwoFactorBundle\Security\Authentication\AuthenticationTrustResolver {#780 …}
  -sessionTrackerEnabler: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage::enableUsageTracking(): void {#703 …}
}
0.75 ms (none)
Symfony\Component\Security\Http\Firewall\AuthenticatorManagerListener {#584
  -authenticatorManager: Symfony\Component\Security\Http\Authentication\AuthenticatorManager {#595 …}
}
0.00 ms (none)
Scheb\TwoFactorBundle\Security\Http\Firewall\TwoFactorAccessListener {#582
  -twoFactorFirewallConfig: Scheb\TwoFactorBundle\Security\TwoFactor\TwoFactorFirewallConfig {#842 …}
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -twoFactorAccessDecider: Scheb\TwoFactorBundle\Security\Authorization\TwoFactorAccessDecider {#581 …}
}
0.04 ms (none)
Symfony\Component\Security\Http\Firewall\AccessListener {#579
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -accessDecisionManager: Symfony\Component\Security\Core\Authorization\TraceableAccessDecisionManager {#937 …}
  -map: Symfony\Component\Security\Http\AccessMap {#722 …}
}
0.00 ms (none)
Symfony\Component\Security\Http\Firewall\LogoutListener {#786
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -options: [
    "csrf_parameter" => "_csrf_token"
    "csrf_token_id" => "logout"
    "logout_path" => "app_logout"
  ]
  -httpUtils: Symfony\Component\Security\Http\HttpUtils {#841 …}
  -csrfTokenManager: Symfony\Component\Security\Csrf\CsrfTokenManager {#1015 …}
  -eventDispatcher: Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher {#747 …}
}
0.00 ms (none)

Authenticators

No authenticators have been recorded. Check previous profiles on your authentication endpoint.

Access Decision

affirmative Strategy
# Voter class
1
"Symfony\Component\Security\Core\Authorization\Voter\AuthenticatedVoter"
2
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
3
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
4
"Symfony\Component\Security\Core\Authorization\Voter\ExpressionVoter"
5
"App\Security\Voter\EntryCommentVoter"
6
"App\Security\Voter\EntryVoter"
7
"App\Security\Voter\MagazineVoter"
8
"App\Security\Voter\MessageThreadVoter"
9
"App\Security\Voter\MessageVoter"
10
"App\Security\Voter\NotificationVoter"
11
"App\Security\Voter\OAuth2UserConsentVoter"
12
"App\Security\Voter\PostCommentVoter"
13
"App\Security\Voter\PostVoter"
14
"App\Security\Voter\UserVoter"

Access decision log

# Result Attributes Object
1 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
2 DENIED moderate
App\Entity\EntryComment {#1546
  +user: App\Entity\User {#1409 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#314
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#274 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#263 …}
    +entries: Doctrine\ORM\PersistentCollection {#221 …}
    +posts: Doctrine\ORM\PersistentCollection {#179 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#241 …}
    +bans: Doctrine\ORM\PersistentCollection {#158 …}
    +reports: Doctrine\ORM\PersistentCollection {#144 …}
    +badges: Doctrine\ORM\PersistentCollection {#122 …}
    +logs: Doctrine\ORM\PersistentCollection {#112 …}
    +awards: Doctrine\ORM\PersistentCollection {#101 …}
    +categories: Doctrine\ORM\PersistentCollection {#88 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#315
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#309
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +parent: null
  +root: null
  +body: "Not talking about it because of racism."
  +lang: "en"
  +isAdult: false
  +favouriteCount: 3
  +score: 0
  +lastActive: DateTime @1721217348 {#2429
    date: 2024-07-17 13:55:48.0 +02:00
  }
  +ip: null
  +tags: null
  +mentions: [
    "@balderdash9@lemmy.zip"
  ]
  +children: Doctrine\ORM\PersistentCollection {#2427 …}
  +nested: Doctrine\ORM\PersistentCollection {#2446 …}
  +votes: Doctrine\ORM\PersistentCollection {#2483 …}
  +reports: Doctrine\ORM\PersistentCollection {#2466 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1378 …}
  +notifications: Doctrine\ORM\PersistentCollection {#1635 …}
  -id: 299990
  -bodyTs: "'racism':7 'talk':2"
  +ranking: 0
  +commentCount: 0
  +upVotes: 0
  +downVotes: 0
  +visibility: "visible             "
  +apId: "https://lemm.ee/comment/8149344"
  +editedAt: null
  +createdAt: DateTimeImmutable @1705009948 {#1394
    date: 2024-01-11 22:52:28.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
3 DENIED edit
App\Entity\EntryComment {#1546
  +user: App\Entity\User {#1409 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#314
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#274 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#263 …}
    +entries: Doctrine\ORM\PersistentCollection {#221 …}
    +posts: Doctrine\ORM\PersistentCollection {#179 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#241 …}
    +bans: Doctrine\ORM\PersistentCollection {#158 …}
    +reports: Doctrine\ORM\PersistentCollection {#144 …}
    +badges: Doctrine\ORM\PersistentCollection {#122 …}
    +logs: Doctrine\ORM\PersistentCollection {#112 …}
    +awards: Doctrine\ORM\PersistentCollection {#101 …}
    +categories: Doctrine\ORM\PersistentCollection {#88 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#315
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#309
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +parent: null
  +root: null
  +body: "Not talking about it because of racism."
  +lang: "en"
  +isAdult: false
  +favouriteCount: 3
  +score: 0
  +lastActive: DateTime @1721217348 {#2429
    date: 2024-07-17 13:55:48.0 +02:00
  }
  +ip: null
  +tags: null
  +mentions: [
    "@balderdash9@lemmy.zip"
  ]
  +children: Doctrine\ORM\PersistentCollection {#2427 …}
  +nested: Doctrine\ORM\PersistentCollection {#2446 …}
  +votes: Doctrine\ORM\PersistentCollection {#2483 …}
  +reports: Doctrine\ORM\PersistentCollection {#2466 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1378 …}
  +notifications: Doctrine\ORM\PersistentCollection {#1635 …}
  -id: 299990
  -bodyTs: "'racism':7 'talk':2"
  +ranking: 0
  +commentCount: 0
  +upVotes: 0
  +downVotes: 0
  +visibility: "visible             "
  +apId: "https://lemm.ee/comment/8149344"
  +editedAt: null
  +createdAt: DateTimeImmutable @1705009948 {#1394
    date: 2024-01-11 22:52:28.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
4 DENIED moderate
App\Entity\EntryComment {#1546
  +user: App\Entity\User {#1409 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#314
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#274 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#263 …}
    +entries: Doctrine\ORM\PersistentCollection {#221 …}
    +posts: Doctrine\ORM\PersistentCollection {#179 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#241 …}
    +bans: Doctrine\ORM\PersistentCollection {#158 …}
    +reports: Doctrine\ORM\PersistentCollection {#144 …}
    +badges: Doctrine\ORM\PersistentCollection {#122 …}
    +logs: Doctrine\ORM\PersistentCollection {#112 …}
    +awards: Doctrine\ORM\PersistentCollection {#101 …}
    +categories: Doctrine\ORM\PersistentCollection {#88 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#315
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#309
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +parent: null
  +root: null
  +body: "Not talking about it because of racism."
  +lang: "en"
  +isAdult: false
  +favouriteCount: 3
  +score: 0
  +lastActive: DateTime @1721217348 {#2429
    date: 2024-07-17 13:55:48.0 +02:00
  }
  +ip: null
  +tags: null
  +mentions: [
    "@balderdash9@lemmy.zip"
  ]
  +children: Doctrine\ORM\PersistentCollection {#2427 …}
  +nested: Doctrine\ORM\PersistentCollection {#2446 …}
  +votes: Doctrine\ORM\PersistentCollection {#2483 …}
  +reports: Doctrine\ORM\PersistentCollection {#2466 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1378 …}
  +notifications: Doctrine\ORM\PersistentCollection {#1635 …}
  -id: 299990
  -bodyTs: "'racism':7 'talk':2"
  +ranking: 0
  +commentCount: 0
  +upVotes: 0
  +downVotes: 0
  +visibility: "visible             "
  +apId: "https://lemm.ee/comment/8149344"
  +editedAt: null
  +createdAt: DateTimeImmutable @1705009948 {#1394
    date: 2024-01-11 22:52:28.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
5 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
6 DENIED moderate
App\Entity\EntryComment {#3059
  +user: Proxies\__CG__\App\Entity\User {#3146 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#314
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
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    Generally, states with progressive policies and higher immigration have higher literacy rates, some data: [nces.ed.gov/surveys/piaac/skillsmap/…/STATE.pdf](https://nces.ed.gov/surveys/piaac/skillsmap/src/PDF/STATE.pdf),\n
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    Data on immigration: [usnews.com/…/states-with-the-highest-shares-of-fo…](https://www.usnews.com/news/best-states/slideshows/states-with-the-highest-shares-of-foreign-born-residents)\n
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    Exceptions exist for all kinds of reasons.
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Show voter details
7 DENIED edit
App\Entity\EntryComment {#3059
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    Generally, states with progressive policies and higher immigration have higher literacy rates, some data: [nces.ed.gov/surveys/piaac/skillsmap/…/STATE.pdf](https://nces.ed.gov/surveys/piaac/skillsmap/src/PDF/STATE.pdf),\n
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Show voter details
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    Generally, states with progressive policies and higher immigration have higher literacy rates, some data: [nces.ed.gov/surveys/piaac/skillsmap/…/STATE.pdf](https://nces.ed.gov/surveys/piaac/skillsmap/src/PDF/STATE.pdf),\n
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Show voter details
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
10 DENIED moderate
App\Entity\EntryComment {#1718
  +user: App\Entity\User {#2447 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
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      ---------------\n
      \n
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      \n
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      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
11 DENIED edit
App\Entity\EntryComment {#1718
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  +magazine: App\Entity\Magazine {#306
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      ---------------\n
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      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
12 DENIED moderate
App\Entity\EntryComment {#1718
  +user: App\Entity\User {#2447 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
13 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
14 DENIED moderate
App\Entity\EntryComment {#3131
  +user: Proxies\__CG__\App\Entity\User {#3130 …}
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      ---------------\n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
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      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
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"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
15 DENIED edit
App\Entity\EntryComment {#3131
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  +entry: Proxies\__CG__\App\Entity\Entry {#1838 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
16 DENIED moderate
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      ---------------\n
      \n
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      \n
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      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
17 DENIED ROLE_USER
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
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"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
18 DENIED moderate
App\Entity\EntryComment {#3115
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      ---------------\n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
19 DENIED edit
App\Entity\EntryComment {#3115
  +user: Proxies\__CG__\App\Entity\User {#3114 …}
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  +magazine: App\Entity\Magazine {#306
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    +name: "memes@lemmy.world"
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      ---------------\n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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22 DENIED moderate
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Show voter details
23 DENIED edit
App\Entity\EntryComment {#3232
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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29 DENIED ROLE_USER
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30 DENIED moderate
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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Show voter details
31 DENIED edit
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
32 DENIED moderate
App\Entity\EntryComment {#2351
  +user: App\Entity\User {#2191 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +body: """
    Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
    \n
    Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
    \n
    For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
    \n
    I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
    """
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    "@balderdash9@lemmy.zip"
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  +children: Doctrine\ORM\PersistentCollection {#2332 …}
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
33 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
34 DENIED moderate
App\Entity\EntryComment {#3099
  +user: Proxies\__CG__\App\Entity\User {#3098 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
    +lang: "en"
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    +children: Doctrine\ORM\PersistentCollection {#2332 …}
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  +body: "If it’s a shit business, they should get out of it, and sell the property"
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
35 DENIED edit
App\Entity\EntryComment {#3099
  +user: Proxies\__CG__\App\Entity\User {#3098 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
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    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: "If it’s a shit business, they should get out of it, and sell the property"
  +lang: "en"
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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Show voter details
36 DENIED moderate
App\Entity\EntryComment {#3099
  +user: Proxies\__CG__\App\Entity\User {#3098 …}
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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ACCESS ABSTAIN
Show voter details
37 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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Show voter details
38 DENIED moderate
App\Entity\EntryComment {#3083
  +user: Proxies\__CG__\App\Entity\User {#3082 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
39 DENIED edit
App\Entity\EntryComment {#3083
  +user: Proxies\__CG__\App\Entity\User {#3082 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +parent: App\Entity\EntryComment {#2351
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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    +createdAt: DateTimeImmutable @1705013213 {#2350
      date: 2024-01-11 23:46:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Lol you have to be trolling"
  +lang: "en"
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    "@CodeInvasion@sh.itjust.works"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
40 DENIED moderate
App\Entity\EntryComment {#3083
  +user: Proxies\__CG__\App\Entity\User {#3082 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      date: 2024-01-11 23:46:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Lol you have to be trolling"
  +lang: "en"
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
41 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
42 DENIED moderate
App\Entity\EntryComment {#3275
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      ---------------\n
      \n
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      \n
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      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
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Show voter details
43 DENIED edit
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      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
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      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
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ACCESS ABSTAIN
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Show voter details
44 DENIED moderate
App\Entity\EntryComment {#3275
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      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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        date: 2024-01-11 23:46:53.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: "Lol you have to be trolling"
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
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      date: 2024-01-12 01:34:19.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Surely you must ignorant of the economic realities and risk of owning a home and how renting can actually be more lucrative depending on your circumstances."
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    date: 2024-01-12 02:21:36.0 +01:00
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
45 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
46 DENIED moderate
App\Entity\EntryComment {#3153
  +user: Proxies\__CG__\App\Entity\User {#3163 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      "@balderdash9@lemmy.zip"
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      date: 2024-01-11 23:46:53.0 +01:00
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    For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
    \n
    Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
    """
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}
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ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
47 DENIED edit
App\Entity\EntryComment {#3153
  +user: Proxies\__CG__\App\Entity\User {#3163 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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    +image: null
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      date: 2024-01-11 23:46:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
    \n
    Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
48 DENIED moderate
App\Entity\EntryComment {#3153
  +user: Proxies\__CG__\App\Entity\User {#3163 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
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    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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    For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
    \n
    Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
    """
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ACCESS ABSTAIN
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ACCESS DENIED
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Show voter details
49 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
50 DENIED moderate
App\Entity\EntryComment {#3244
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  +magazine: App\Entity\Magazine {#306
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    +name: "memes@lemmy.world"
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    +description: """
      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +image: null
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      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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      date: 2024-01-12 01:03:27.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    That was very nice your landlord!\n
    \n
    I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
    \n
    There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
    \n
    In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
    """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
51 DENIED edit
App\Entity\EntryComment {#3244
  +user: App\Entity\User {#2191 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
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      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    +body: """
      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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      date: 2024-01-12 01:03:27.0 +01:00
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  +body: """
    That was very nice your landlord!\n
    \n
    I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
    \n
    There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
    \n
    In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
52 DENIED moderate
App\Entity\EntryComment {#3244
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      ---------------\n
      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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      date: 2024-01-12 01:03:27.0 +01:00
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    That was very nice your landlord!\n
    \n
    I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
    \n
    There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
    \n
    In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
    """
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3153
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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      +body: """
        For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
        \n
        Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
        """
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        date: 2024-01-12 01:03:27.0 +01:00
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    +body: """
      That was very nice your landlord!\n
      \n
      I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
      \n
      There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
      \n
      In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
      """
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      date: 2024-01-12 02:19:53.0 +01:00
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  +body: """
    The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
    \n
    There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
    \n
    From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
    """
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"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
55 DENIED edit
App\Entity\EntryComment {#3347
  +user: Proxies\__CG__\App\Entity\User {#3260 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3244
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3153
      +user: Proxies\__CG__\App\Entity\User {#3163 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-01-11 23:46:53.0 +01:00
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      +root: App\Entity\EntryComment {#2351}
      +body: """
        For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
        \n
        Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
        """
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        date: 2024-01-12 01:03:27.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
      ]
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        date: 2024-01-12 01:03:27.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      That was very nice your landlord!\n
      \n
      I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
      \n
      There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
      \n
      In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
      """
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      date: 2024-01-12 02:19:53.0 +01:00
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      date: 2024-01-12 02:19:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
    \n
    There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
    \n
    From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
56 DENIED moderate
App\Entity\EntryComment {#3347
  +user: Proxies\__CG__\App\Entity\User {#3260 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +image: null
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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      +body: """
        For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
        \n
        Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
        """
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        date: 2024-01-12 01:03:27.0 +01:00
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    +body: """
      That was very nice your landlord!\n
      \n
      I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
      \n
      There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
      \n
      In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
      """
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      date: 2024-01-12 02:19:53.0 +01:00
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  +body: """
    The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
    \n
    There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
    \n
    From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
    """
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +parent: App\Entity\EntryComment {#3153
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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          For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
          \n
          Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
          """
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          date: 2024-01-12 01:03:27.0 +01:00
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      +body: """
        That was very nice your landlord!\n
        \n
        I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
        \n
        There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
        \n
        In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
        """
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        date: 2024-01-12 02:19:53.0 +01:00
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    +body: """
      The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
      \n
      There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
      \n
      From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
      """
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  +body: """
    You are absolutely right on all accounts. I’m sorry you’ve had shitty landlords, I wish there was a better way to weed those people out, because as it stands, the balance of power is heavily in the favor of the landlord due to the micro-monopolistic nature of renting a place for years at a time.\n
    \n
    Renting vs Buying is very dependent on your local market. I have friends in Ottawa that I’ve run the numbers for and it would literally never be profitable to purchase a home compared to continuing to rent. Some areas two years is the break even point. These days with high interest rates, the break even on buying vs renting is after about 5 or 6 years. I encourage anyone to check it out for themselves! :)\n
    \n
    [www.nytimes.com/…/buy-rent-calculator.html](https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html)\n
    \n
    (For anyone stuck behind the paywall, install this chrome extension to get past it: [github.com/iamadamdev/bypass-paywalls-chrome](https://github.com/iamadamdev/bypass-paywalls-chrome))\n
    \n
    I could’ve have been clear, but my situation has a very slight net benefit for me, and since my tenants only plan to live in the are for two years, they are getting the better end of the deal. In the end though, there is a mutual benefit and that’s what a competitive market should tend towards (as opposed to the monopolistic nature of corporate apartment housing which encourages the opposite).\n
    \n
    My point is that the people who hate all landlords instead of just the bad ones don’t understand the economic realities of housing. It’s actually the mom and pops that rent out their homes for a short period that make renting cheaper on average for the market as a whole. Mostly because they are imperfect businessmen/women and don’t understand the full cost of being a landlord before it’s too late. Instead, most mom and pop landlords are just hoping to break even.
    """
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59 DENIED edit
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    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +parent: App\Entity\EntryComment {#3153
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
          \n
          Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
          """
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      +body: """
        That was very nice your landlord!\n
        \n
        I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
        \n
        There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
        \n
        In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
        """
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    +body: """
      The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
      \n
      There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
      \n
      From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
      """
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  +body: """
    You are absolutely right on all accounts. I’m sorry you’ve had shitty landlords, I wish there was a better way to weed those people out, because as it stands, the balance of power is heavily in the favor of the landlord due to the micro-monopolistic nature of renting a place for years at a time.\n
    \n
    Renting vs Buying is very dependent on your local market. I have friends in Ottawa that I’ve run the numbers for and it would literally never be profitable to purchase a home compared to continuing to rent. Some areas two years is the break even point. These days with high interest rates, the break even on buying vs renting is after about 5 or 6 years. I encourage anyone to check it out for themselves! :)\n
    \n
    [www.nytimes.com/…/buy-rent-calculator.html](https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html)\n
    \n
    (For anyone stuck behind the paywall, install this chrome extension to get past it: [github.com/iamadamdev/bypass-paywalls-chrome](https://github.com/iamadamdev/bypass-paywalls-chrome))\n
    \n
    I could’ve have been clear, but my situation has a very slight net benefit for me, and since my tenants only plan to live in the are for two years, they are getting the better end of the deal. In the end though, there is a mutual benefit and that’s what a competitive market should tend towards (as opposed to the monopolistic nature of corporate apartment housing which encourages the opposite).\n
    \n
    My point is that the people who hate all landlords instead of just the bad ones don’t understand the economic realities of housing. It’s actually the mom and pops that rent out their homes for a short period that make renting cheaper on average for the market as a whole. Mostly because they are imperfect businessmen/women and don’t understand the full cost of being a landlord before it’s too late. Instead, most mom and pop landlords are just hoping to break even.
    """
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
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      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +parent: App\Entity\EntryComment {#3153
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
          \n
          Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
          """
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      +body: """
        That was very nice your landlord!\n
        \n
        I agree, there are people who try to exploit the system, and those people deserve 100% of the hate. And I appreciate the nuance you bring to the discussion.\n
        \n
        There are those that will villify small-time landlords for the gall to try to make an extra cent. Ultimately, small-time landlords provide a very valuable service, with extremely tight margins. Frankly, it is just barely worth it for us to keep that home. Because additional risks that go into it includes a tenant trashing the place, skipping out on rent, the property being vacant between renters, rental listing fees (which amounts to a month’s rent typically), and so on.\n
        \n
        In return a tenant is able to enjoy a home that would otherwise be unaffordable to them, zero risk, and the flexibility to move without being stuck in one location. If someone is only going to live somewhere for less than 3 years, it will always be better to rent than to buy, and take the money saved renting and invest that into the market. The renter is this case will always make more money in return. Some markets around the country would require someone to live in that home for over 10 years before they break even over the advantage of renting.
        """
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    +body: """
      The reality is building or buying a home is expensive and that cost has to be borne by someone. For this instance, sure, landlords can provide a service. Smaller landlords who are actually PEOPLE and not faceless corpos who don’t even show up for home tours anymore though? Fuck em, heads on pikes, all of em. Seriously I have not even SEEN a person I rent from.\n
      \n
      There are some benefits to being a renter, for sure, but they need to be comparable to the benefits the owners are getting, and they’re not. It’s not worth paying more than you would to actually OWN a thing, just to be able to move at a moments notice.\n
      \n
      From the sounds of your situation in another post, you’re making about 5k in equity and spending, after collecting rent, an additional 7k. This sounds about right TBH. I could see it going up until those numbers are equal, no more.
      """
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      date: 2024-01-12 15:55:56.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    You are absolutely right on all accounts. I’m sorry you’ve had shitty landlords, I wish there was a better way to weed those people out, because as it stands, the balance of power is heavily in the favor of the landlord due to the micro-monopolistic nature of renting a place for years at a time.\n
    \n
    Renting vs Buying is very dependent on your local market. I have friends in Ottawa that I’ve run the numbers for and it would literally never be profitable to purchase a home compared to continuing to rent. Some areas two years is the break even point. These days with high interest rates, the break even on buying vs renting is after about 5 or 6 years. I encourage anyone to check it out for themselves! :)\n
    \n
    [www.nytimes.com/…/buy-rent-calculator.html](https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html)\n
    \n
    (For anyone stuck behind the paywall, install this chrome extension to get past it: [github.com/iamadamdev/bypass-paywalls-chrome](https://github.com/iamadamdev/bypass-paywalls-chrome))\n
    \n
    I could’ve have been clear, but my situation has a very slight net benefit for me, and since my tenants only plan to live in the are for two years, they are getting the better end of the deal. In the end though, there is a mutual benefit and that’s what a competitive market should tend towards (as opposed to the monopolistic nature of corporate apartment housing which encourages the opposite).\n
    \n
    My point is that the people who hate all landlords instead of just the bad ones don’t understand the economic realities of housing. It’s actually the mom and pops that rent out their homes for a short period that make renting cheaper on average for the market as a whole. Mostly because they are imperfect businessmen/women and don’t understand the full cost of being a landlord before it’s too late. Instead, most mom and pop landlords are just hoping to break even.
    """
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62 DENIED moderate
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      ---------------\n
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      \n
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      \n
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    +body: """
      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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  +body: """
    I’m not against people making money, I’m against people making money hand over fist with the level of effort I exert taking my morning shit, off the backs of people trying to scrape by.\n
    \n
    A regular guy who’s a landlord np. Once it becomes your primary investments vector and you’re NOT giving that little extra effort of moving stuff to the basement, once you stop being a person who is a landlord and just become Landlord, it’s shit.
    """
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Show voter details
63 DENIED edit
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      ---------------\n
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      \n
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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      date: 2024-01-12 01:03:27.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    I’m not against people making money, I’m against people making money hand over fist with the level of effort I exert taking my morning shit, off the backs of people trying to scrape by.\n
    \n
    A regular guy who’s a landlord np. Once it becomes your primary investments vector and you’re NOT giving that little extra effort of moving stuff to the basement, once you stop being a person who is a landlord and just become Landlord, it’s shit.
    """
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    "@afraid_of_zombies@lemmy.world"
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    date: 2024-01-12 15:49:45.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
64 DENIED moderate
App\Entity\EntryComment {#3259
  +user: Proxies\__CG__\App\Entity\User {#3260 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
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    +user: Proxies\__CG__\App\Entity\User {#3163 …}
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#2351
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      For everyone like you there are who knows how many dozens sitting on inheritances. To be clear I am not against people making money, I am against assholes.\n
      \n
      Look a long long time ago a housemate of mine just vanished. Me and the landlord were talking and we decided to put all his stuff neatly in the basement. He shows up a few months later, turns out he was in the hospital. Me and the landlord help him get all his stuff into a new unit. A little bit of work to not screw over a guy.
      """
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    +ranking: 0
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      date: 2024-01-12 01:03:27.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    I’m not against people making money, I’m against people making money hand over fist with the level of effort I exert taking my morning shit, off the backs of people trying to scrape by.\n
    \n
    A regular guy who’s a landlord np. Once it becomes your primary investments vector and you’re NOT giving that little extra effort of moving stuff to the basement, once you stop being a person who is a landlord and just become Landlord, it’s shit.
    """
  +lang: "en"
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
65 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
66 DENIED moderate
App\Entity\EntryComment {#3173
  +user: Proxies\__CG__\App\Entity\User {#3174 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
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      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
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  }
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  +body: """
    Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
    """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
67 DENIED edit
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      ---------------\n
      \n
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      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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    Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
    """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
68 DENIED moderate
App\Entity\EntryComment {#3173
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      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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    +createdAt: DateTimeImmutable @1705013213 {#2350
      date: 2024-01-11 23:46:53.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
69 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
70 DENIED moderate
App\Entity\EntryComment {#3290
  +user: Proxies\__CG__\App\Entity\User {#3291 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3173
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#2351
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      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
71 DENIED edit
App\Entity\EntryComment {#3290
  +user: Proxies\__CG__\App\Entity\User {#3291 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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        \n
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    +root: App\Entity\EntryComment {#2351}
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      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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      date: 2024-01-12 01:42:43.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
72 DENIED moderate
App\Entity\EntryComment {#3290
  +user: Proxies\__CG__\App\Entity\User {#3291 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +magazine: App\Entity\Magazine {#306}
      +image: null
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      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    +body: """
      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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      date: 2024-01-12 01:42:43.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > You know what your tenant get for paying your mortgage? Jackshit.\n
    \n
    If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
73 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
74 DENIED moderate
App\Entity\EntryComment {#3421
  +user: Proxies\__CG__\App\Entity\User {#3422 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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          \n
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          """
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        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
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        date: 2024-01-12 01:42:43.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      > You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
      """
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  +root: App\Entity\EntryComment {#2351}
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
75 DENIED edit
App\Entity\EntryComment {#3421
  +user: Proxies\__CG__\App\Entity\User {#3422 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
    +parent: App\Entity\EntryComment {#3173
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        +image: null
        +parent: null
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      > You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
      """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
76 DENIED moderate
App\Entity\EntryComment {#3421
  +user: Proxies\__CG__\App\Entity\User {#3422 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-01-11 23:46:53.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        "@CodeInvasion@sh.itjust.works"
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        date: 2024-01-12 01:42:43.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      > You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
      """
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      date: 2024-01-12 15:22:13.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
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  +isAdult: false
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
77 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
78 DENIED moderate
App\Entity\EntryComment {#3507
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +parent: App\Entity\EntryComment {#3421
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3290
      +user: Proxies\__CG__\App\Entity\User {#3291 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
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        +image: null
        +parent: App\Entity\EntryComment {#2351
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          +image: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          "@CodeInvasion@sh.itjust.works"
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        > You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
        """
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        date: 2024-01-12 15:22:13.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
    +lang: "en"
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      "@BombOmOm@lemmy.world"
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      date: 2024-01-12 17:20:49.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
  +lang: "en"
  +isAdult: false
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    "@CodeInvasion@sh.itjust.works"
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    "@BombOmOm@lemmy.world"
    "@Seleni@lemmy.world"
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    "@Croquette@sh.itjust.works"
    "@BombOmOm@lemmy.world"
    "@Seleni@lemmy.world"
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
79 DENIED edit
App\Entity\EntryComment {#3507
  +user: Proxies\__CG__\App\Entity\User {#3291 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3421
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3290
      +user: Proxies\__CG__\App\Entity\User {#3291 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
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          +image: null
          +parent: null
          +root: null
          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          "@balderdash9@lemmy.zip"
          "@CodeInvasion@sh.itjust.works"
        ]
        +children: Doctrine\ORM\PersistentCollection {#3175 …}
        +nested: Doctrine\ORM\PersistentCollection {#3177 …}
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        -id: 300367
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          date: 2024-01-12 01:42:43.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        > You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
        """
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        date: 2024-01-12 15:22:13.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
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      -id: 302043
      -bodyTs: "'buy':20 'get':6,16 'home':22 'instead':23 'jackshit':11 'know':2 'mortgag':10 'noth':17 'pay':8,46 'rent':19 'renter':50 'respond':26 'say':28 'tenant':5 'truli':15 'want':33 'x':40"
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        date: 2024-01-12 15:22:13.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
    +lang: "en"
    +isAdult: false
    +favouriteCount: 2
    +score: 0
    +lastActive: DateTime @1705076449 {#3419
      date: 2024-01-12 17:20:49.0 +01:00
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
      "@BombOmOm@lemmy.world"
    ]
    +children: Doctrine\ORM\PersistentCollection {#3423 …}
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      date: 2024-01-12 17:20:49.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
  +lang: "en"
  +isAdult: false
  +favouriteCount: 1
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    "@Seleni@lemmy.world"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
80 DENIED moderate
App\Entity\EntryComment {#3507
  +user: Proxies\__CG__\App\Entity\User {#3291 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3290
      +user: Proxies\__CG__\App\Entity\User {#3291 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
          +user: App\Entity\User {#2191 …}
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          +image: null
          +parent: null
          +root: null
          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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          +ranking: 0
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          +editedAt: null
          +createdAt: DateTimeImmutable @1705013213 {#2350
            date: 2024-01-11 23:46:53.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          "@balderdash9@lemmy.zip"
          "@CodeInvasion@sh.itjust.works"
        ]
        +children: Doctrine\ORM\PersistentCollection {#3175 …}
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        -id: 300367
        -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
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          date: 2024-01-12 01:42:43.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        > You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
        """
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        "@CodeInvasion@sh.itjust.works"
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        date: 2024-01-12 15:22:13.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
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  +root: App\Entity\EntryComment {#2351}
  +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
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    "@BombOmOm@lemmy.world"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
81 DENIED ROLE_USER
null
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ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
82 DENIED moderate
App\Entity\EntryComment {#3607
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3421
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        +parent: App\Entity\EntryComment {#3173
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          > You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
          """
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
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        "@BombOmOm@lemmy.world"
      ]
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    +root: App\Entity\EntryComment {#2351}
    +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
    +lang: "en"
    +isAdult: false
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      "@Croquette@sh.itjust.works"
      "@BombOmOm@lemmy.world"
      "@Seleni@lemmy.world"
    ]
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  +root: App\Entity\EntryComment {#2351}
  +body: "Ahh, you’re just a troll. My apologies; I thought I was talking to a real person. Never mind."
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    "@BombOmOm@lemmy.world"
    "@Seleni@lemmy.world"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
83 DENIED edit
App\Entity\EntryComment {#3607
  +user: Proxies\__CG__\App\Entity\User {#3422 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3421
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3290
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        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#3173
          +user: Proxies\__CG__\App\Entity\User {#3174 …}
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          +magazine: App\Entity\Magazine {#306}
          +image: null
          +parent: App\Entity\EntryComment {#2351
            +user: App\Entity\User {#2191 …}
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            +magazine: App\Entity\Magazine {#306}
            +image: null
            +parent: null
            +root: null
            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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            +children: Doctrine\ORM\PersistentCollection {#2332 …}
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              date: 2024-01-11 23:46:53.0 +01:00
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            "@balderdash9@lemmy.zip"
            "@CodeInvasion@sh.itjust.works"
          ]
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          +ranking: 0
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          > You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
          """
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          "@CodeInvasion@sh.itjust.works"
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          date: 2024-01-12 15:22:13.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
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        "@BombOmOm@lemmy.world"
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        date: 2024-01-12 17:20:49.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
    +lang: "en"
    +isAdult: false
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      date: 2024-01-12 18:06:37.0 +01:00
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      "@CodeInvasion@sh.itjust.works"
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      "@Croquette@sh.itjust.works"
      "@BombOmOm@lemmy.world"
      "@Seleni@lemmy.world"
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  +body: "Ahh, you’re just a troll. My apologies; I thought I was talking to a real person. Never mind."
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
84 DENIED moderate
App\Entity\EntryComment {#3607
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +image: null
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              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
            +lang: "en"
            +isAdult: false
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              date: 2024-09-04 13:41:18.0 +02:00
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              "@balderdash9@lemmy.zip"
            ]
            +children: Doctrine\ORM\PersistentCollection {#2332 …}
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            -bodyTs: "'1':98 '1/3':37,44 '2':55,61 '25':125 '3':177 '5k':163,171 '7k':159 '800/mo':62 '8k':70 '900/mo':56 'afford':222 'alon':73 'also':219 'amount':34 'anyon':188 'appreci':140,165 'area':169,180 'bank':27 'bare':22 'benefit':129 'cash':89,116,160,211 'complain':5,82 'consid':198 'constant':86 'continu':80,133 'corpor':19 'cost':101,201 'crimin':33 'didn':196 'end':151 'equiti':142,164 'everyon':1 'expect':207 'fact':204 'famili':15 'feel':186 'fix':224 'flow':117,161,212 'get':131 'goe':48 'hcol':168 'hidden':200 'home':16 'homeown':95 'hous':226 'instanc':52 'interest':42 'landlord':7,17,20,84,194,217 'less':175 'love':3 'maintain':108 'mainten':77 'major':12 'make':23,32,54 'median':182 'might':228 'money':36 'mortgag':65,120,148 'negat':210 'never':112 'one':31 'paid':122 'paper':173 'pay':60,97 'payment':43,145 'per':105 'pleas':79 'posit':115 'principl':144 'properti':104,137 'rake':87 'realiz':9 'realli':29 'rent':39,46,58,230 'repair':75 'runa':209 'salari':184 'see':113 'singl':14 'spent':68 'tax':50 'typic':41,92 've':67 'without':8 'year':72,106,126,154,183"
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              date: 2024-01-11 23:46:53.0 +01:00
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            "@CodeInvasion@sh.itjust.works"
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          > You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          If you are truly getting nothing by renting, buy a home instead. If you respond by saying ‘but I don’t want to, or can’t because of x’, that is what you are paying for as a renter.
          """
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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        -id: 302043
        -bodyTs: "'buy':20 'get':6,16 'home':22 'instead':23 'jackshit':11 'know':2 'mortgag':10 'noth':17 'pay':8,46 'rent':19 'renter':50 'respond':26 'say':28 'tenant':5 'truli':15 'want':33 'x':40"
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          date: 2024-01-12 15:22:13.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Tell that to the banks that refuse to let people have loans, even if they’ve been paying more for rent than the mortgage is for years."
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        date: 2024-01-12 17:20:49.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "You have abysmal credit from not paying your bills and can’t get a loan? That is certainly a benefit of renting, don’t need a loan."
    +lang: "en"
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      date: 2024-01-12 18:06:37.0 +01:00
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  +body: "Ahh, you’re just a troll. My apologies; I thought I was talking to a real person. Never mind."
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
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"App\Security\Voter\PostVoter"
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"App\Security\Voter\UserVoter"
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Show voter details
85 DENIED ROLE_USER
null
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ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
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"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
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86 DENIED moderate
App\Entity\EntryComment {#3306
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +parent: App\Entity\EntryComment {#3173
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    +parent: App\Entity\EntryComment {#2351
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      +image: null
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      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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      date: 2024-01-12 01:42:43.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
    \n
    But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
    """
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
87 DENIED edit
App\Entity\EntryComment {#3306
  +user: App\Entity\User {#2191 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3173
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#2351
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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      "@CodeInvasion@sh.itjust.works"
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    -id: 300367
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      date: 2024-01-12 01:42:43.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
    \n
    But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
    """
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    date: 2024-01-12 02:30:01.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
88 DENIED moderate
App\Entity\EntryComment {#3306
  +user: App\Entity\User {#2191 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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      +magazine: App\Entity\Magazine {#306}
      +image: null
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
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      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
    \n
    But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
    """
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    "@balderdash9@lemmy.zip"
    "@CodeInvasion@sh.itjust.works"
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    date: 2024-01-12 02:30:01.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
89 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
90 DENIED moderate
App\Entity\EntryComment {#3359
  +user: Proxies\__CG__\App\Entity\User {#3360 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3306
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          "@balderdash9@lemmy.zip"
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          date: 2024-01-11 23:46:53.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
    +lang: "en"
    +isAdult: false
    +favouriteCount: 3
    +score: 0
    +lastActive: DateTime @1705023001 {#3304
      date: 2024-01-12 02:30:01.0 +01:00
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    +children: Doctrine\ORM\PersistentCollection {#3307 …}
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      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Sounds like you should sell that house, dude…"
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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    date: 2024-01-12 02:31:17.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
91 DENIED edit
App\Entity\EntryComment {#3359
  +user: Proxies\__CG__\App\Entity\User {#3360 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +image: null
  +parent: App\Entity\EntryComment {#3306
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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        +votes: Doctrine\ORM\PersistentCollection {#2141 …}
        +reports: Doctrine\ORM\PersistentCollection {#2164 …}
        +favourites: Doctrine\ORM\PersistentCollection {#2314 …}
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        +ranking: 0
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          date: 2024-01-11 23:46:53.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
      +lang: "en"
      +isAdult: false
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        date: 2024-01-12 01:42:43.0 +01:00
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        "@balderdash9@lemmy.zip"
        "@CodeInvasion@sh.itjust.works"
      ]
      +children: Doctrine\ORM\PersistentCollection {#3175 …}
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      +votes: Doctrine\ORM\PersistentCollection {#3179 …}
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      +favourites: Doctrine\ORM\PersistentCollection {#3183 …}
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      -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
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        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
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      date: 2024-01-12 02:30:01.0 +01:00
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    +ip: null
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      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    +children: Doctrine\ORM\PersistentCollection {#3307 …}
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    +votes: Doctrine\ORM\PersistentCollection {#3311 …}
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      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Sounds like you should sell that house, dude…"
  +lang: "en"
  +isAdult: false
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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  +children: Doctrine\ORM\PersistentCollection {#3361 …}
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    date: 2024-01-12 02:31:17.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
92 DENIED moderate
App\Entity\EntryComment {#3359
  +user: Proxies\__CG__\App\Entity\User {#3360 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
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      date: 2024-10-22 09:23:16.0 +02:00
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    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#274 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#263 …}
    +entries: Doctrine\ORM\PersistentCollection {#221 …}
    +posts: Doctrine\ORM\PersistentCollection {#179 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#241 …}
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      date: 2024-10-12 16:32:25.0 +02:00
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      date: 2023-11-04 08:50:55.0 +01:00
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  }
  +image: null
  +parent: App\Entity\EntryComment {#3306
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          "@balderdash9@lemmy.zip"
        ]
        +children: Doctrine\ORM\PersistentCollection {#2332 …}
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        -bodyTs: "'1':98 '1/3':37,44 '2':55,61 '25':125 '3':177 '5k':163,171 '7k':159 '800/mo':62 '8k':70 '900/mo':56 'afford':222 'alon':73 'also':219 'amount':34 'anyon':188 'appreci':140,165 'area':169,180 'bank':27 'bare':22 'benefit':129 'cash':89,116,160,211 'complain':5,82 'consid':198 'constant':86 'continu':80,133 'corpor':19 'cost':101,201 'crimin':33 'didn':196 'end':151 'equiti':142,164 'everyon':1 'expect':207 'fact':204 'famili':15 'feel':186 'fix':224 'flow':117,161,212 'get':131 'goe':48 'hcol':168 'hidden':200 'home':16 'homeown':95 'hous':226 'instanc':52 'interest':42 'landlord':7,17,20,84,194,217 'less':175 'love':3 'maintain':108 'mainten':77 'major':12 'make':23,32,54 'median':182 'might':228 'money':36 'mortgag':65,120,148 'negat':210 'never':112 'one':31 'paid':122 'paper':173 'pay':60,97 'payment':43,145 'per':105 'pleas':79 'posit':115 'principl':144 'properti':104,137 'rake':87 'realiz':9 'realli':29 'rent':39,46,58,230 'repair':75 'runa':209 'salari':184 'see':113 'singl':14 'spent':68 'tax':50 'typic':41,92 've':67 'without':8 'year':72,106,126,154,183"
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          date: 2024-01-11 23:46:53.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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      +isAdult: false
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        date: 2024-01-12 01:42:43.0 +01:00
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        "@balderdash9@lemmy.zip"
        "@CodeInvasion@sh.itjust.works"
      ]
      +children: Doctrine\ORM\PersistentCollection {#3175 …}
      +nested: Doctrine\ORM\PersistentCollection {#3177 …}
      +votes: Doctrine\ORM\PersistentCollection {#3179 …}
      +reports: Doctrine\ORM\PersistentCollection {#3181 …}
      +favourites: Doctrine\ORM\PersistentCollection {#3183 …}
      +notifications: Doctrine\ORM\PersistentCollection {#3185 …}
      -id: 300367
      -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
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      +visibility: "visible             "
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      +editedAt: null
      +createdAt: DateTimeImmutable @1705020163 {#3172
        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
    +lang: "en"
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      date: 2024-01-12 02:30:01.0 +01:00
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
    ]
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    -id: 300507
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    +ranking: 0
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    +createdAt: DateTimeImmutable @1705023001 {#3305
      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Sounds like you should sell that house, dude…"
  +lang: "en"
  +isAdult: false
  +favouriteCount: 5
  +score: 0
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    date: 2024-01-12 02:31:17.0 +01:00
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    "@balderdash9@lemmy.zip"
    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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  +children: Doctrine\ORM\PersistentCollection {#3361 …}
  +nested: Doctrine\ORM\PersistentCollection {#3363 …}
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  -id: 300512
  -bodyTs: "'dude':8 'hous':7 'like':2 'sell':5 'sound':1"
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    date: 2024-01-12 02:31:17.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
93 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
94 DENIED moderate
App\Entity\EntryComment {#3375
  +user: Proxies\__CG__\App\Entity\User {#3174 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
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      +parent: App\Entity\EntryComment {#2351
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-01-11 23:46:53.0 +01:00
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        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        date: 2024-01-12 01:42:43.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
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      date: 2024-01-12 02:30:01.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    You get a building that is worth more than you paid for, so that’s your payment.\n
    \n
    On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    Here, let me play you the sad song on the smallest violin of the world.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
95 DENIED edit
App\Entity\EntryComment {#3375
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
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        +magazine: App\Entity\Magazine {#306}
        +image: null
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-01-11 23:46:53.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        "@CodeInvasion@sh.itjust.works"
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        date: 2024-01-12 01:42:43.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
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      date: 2024-01-12 02:30:01.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    You get a building that is worth more than you paid for, so that’s your payment.\n
    \n
    On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    Here, let me play you the sad song on the smallest violin of the world.
    """
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    "@CodeInvasion@sh.itjust.works"
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  +children: Doctrine\ORM\PersistentCollection {#3376 …}
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    date: 2024-01-12 06:09:22.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
96 DENIED moderate
App\Entity\EntryComment {#3375
  +user: Proxies\__CG__\App\Entity\User {#3174 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  }
  +image: null
  +parent: App\Entity\EntryComment {#3306
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-01-11 23:46:53.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
      +lang: "en"
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        date: 2024-01-12 01:42:43.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
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      -id: 300367
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      +ranking: 0
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      +visibility: "visible             "
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      +editedAt: null
      +createdAt: DateTimeImmutable @1705020163 {#3172
        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
    +lang: "en"
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      date: 2024-01-12 02:30:01.0 +01:00
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    +ranking: 0
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    +visibility: "visible             "
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    +editedAt: null
    +createdAt: DateTimeImmutable @1705023001 {#3305
      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    You get a building that is worth more than you paid for, so that’s your payment.\n
    \n
    On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    Here, let me play you the sad song on the smallest violin of the world.
    """
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    date: 2024-01-12 06:09:22.0 +01:00
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
97 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
98 DENIED moderate
App\Entity\EntryComment {#3475
  +user: Proxies\__CG__\App\Entity\User {#3476 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
    }
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  +parent: App\Entity\EntryComment {#3375
    +user: Proxies\__CG__\App\Entity\User {#3174 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3306
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
          +user: App\Entity\User {#2191 …}
          +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
          +magazine: App\Entity\Magazine {#306}
          +image: null
          +parent: null
          +root: null
          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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        date: 2024-01-12 02:30:01.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
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        date: 2024-01-12 02:30:01.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      You get a building that is worth more than you paid for, so that’s your payment.\n
      \n
      On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      Here, let me play you the sad song on the smallest violin of the world.
      """
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      date: 2024-01-12 06:09:22.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    So does every other home owner. That benefit is not for just landlords.\n
    \n
    I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
    \n
    Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
99 DENIED edit
App\Entity\EntryComment {#3475
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3306
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
          +user: App\Entity\User {#2191 …}
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          +image: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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        +visibility: "visible             "
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      You get a building that is worth more than you paid for, so that’s your payment.\n
      \n
      On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      Here, let me play you the sad song on the smallest violin of the world.
      """
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      date: 2024-01-12 06:09:22.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    So does every other home owner. That benefit is not for just landlords.\n
    \n
    I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
    \n
    Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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"App\Security\Voter\EntryVoter"
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
100 DENIED moderate
App\Entity\EntryComment {#3475
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3306
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
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        +parent: App\Entity\EntryComment {#2351
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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        date: 2024-01-12 02:30:01.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      You get a building that is worth more than you paid for, so that’s your payment.\n
      \n
      On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      Here, let me play you the sad song on the smallest violin of the world.
      """
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      date: 2024-01-12 06:09:22.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
    \n
    So does every other home owner. That benefit is not for just landlords.\n
    \n
    I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
    \n
    Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
    """
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}
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Show voter details
101 DENIED ROLE_USER
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"App\Security\Voter\MagazineVoter"
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"App\Security\Voter\MessageThreadVoter"
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"App\Security\Voter\MessageVoter"
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"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
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"App\Security\Voter\PostCommentVoter"
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102 DENIED moderate
App\Entity\EntryComment {#3576
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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          date: 2024-01-12 02:30:01.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
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        date: 2024-01-12 06:09:22.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
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      -id: 301059
      -bodyTs: "'25':19 'account':35 'build':4,27 'covid':51 'equiti':38 'fifth':24 'gain':42 'get':2 'hous':41 'let':53 'like':46 'paid':11 'pay':22 'payment':17 'play':55 'price':28 'sad':58 'seen':49 'smallest':62 'song':59 've':48 'violin':63 'world':66 'worth':7 'year':20,45"
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        date: 2024-01-12 06:09:22.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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      date: 2024-01-12 14:12:04.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    If you want to assume you’ll double your money somewhere else, sell up and do it.\n
    \n
    The fact is you’ve borrowed against an asset, the bank took the initial risk on your ability to pay but it’s secured against the asset.\n
    \n
    The tenant is in a position they pay more per month than your mortgage payment simply based on a deposit around 20% of the property value.\n
    \n
    You get to take on 20% of the risk of buying a house, the bank 80% of the risk, and the tenant pays you both for it.\n
    \n
    I’m going to assume the average landlord, just as you assume average returns. Sod all work and maintenance done, no time spent. A property initially bought in good condition coasting on for 10 years with little input required.\n
    \n
    Then sold on at a profit after the tenant has paid rent, paid into the landlords mortgage and their equity. Just before the rental value starts to reflect poor condition.\n
    \n
    It’s bought by a house flipper in poor cosmetic condition, tenants kicked out, renovations done to the lowest standard to last about 10 years. House sold on for a small additional premium as ready to rent to a buy to let landlord.\n
    \n
    I really hope the buy to let landlords end up at a wash or worse. The tenant pays into equity, the house flipper adds value by actually working on the property.\n
    \n
    The landlord in between just acts as an easy risk for the bank to charge their interest against while taking the tenants money. The bank makes a healthy profit and the landlord gets a cut of the tenants earnings too, simply for reducing the banks net risk to near zero by putting in their 20%.\n
    \n
    Without the landlords banks would have to lend to the tenant directly or not at all. The lower number of actual buyers would lower the price, so they’d actually probably end up lending the same amount against the asset. But they’d have to do more work to ensure the value of the property.\n
    \n
    Economically a passive landlord’s main function is to assess value and bet on the right property for the bank. Without landlords the postcode algorithm would be all that’s left as home owners tend to overvalue their potential home. And it’s not enough information.\n
    \n
    Landlords could be replaced by banks employing decent surveyors allowing them to offer that 100% mortgage without crashing the market. But they don’t because landlords give them an out.
    """
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103 DENIED edit
App\Entity\EntryComment {#3576
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +parent: App\Entity\EntryComment {#3173
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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              date: 2024-01-11 23:46:53.0 +01:00
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          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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          -id: 300367
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          +ranking: 0
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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          date: 2024-01-12 02:30:01.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
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        date: 2024-01-12 06:09:22.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
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      -id: 301059
      -bodyTs: "'25':19 'account':35 'build':4,27 'covid':51 'equiti':38 'fifth':24 'gain':42 'get':2 'hous':41 'let':53 'like':46 'paid':11 'pay':22 'payment':17 'play':55 'price':28 'sad':58 'seen':49 'smallest':62 'song':59 've':48 'violin':63 'world':66 'worth':7 'year':20,45"
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        date: 2024-01-12 06:09:22.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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      date: 2024-01-12 14:12:04.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    If you want to assume you’ll double your money somewhere else, sell up and do it.\n
    \n
    The fact is you’ve borrowed against an asset, the bank took the initial risk on your ability to pay but it’s secured against the asset.\n
    \n
    The tenant is in a position they pay more per month than your mortgage payment simply based on a deposit around 20% of the property value.\n
    \n
    You get to take on 20% of the risk of buying a house, the bank 80% of the risk, and the tenant pays you both for it.\n
    \n
    I’m going to assume the average landlord, just as you assume average returns. Sod all work and maintenance done, no time spent. A property initially bought in good condition coasting on for 10 years with little input required.\n
    \n
    Then sold on at a profit after the tenant has paid rent, paid into the landlords mortgage and their equity. Just before the rental value starts to reflect poor condition.\n
    \n
    It’s bought by a house flipper in poor cosmetic condition, tenants kicked out, renovations done to the lowest standard to last about 10 years. House sold on for a small additional premium as ready to rent to a buy to let landlord.\n
    \n
    I really hope the buy to let landlords end up at a wash or worse. The tenant pays into equity, the house flipper adds value by actually working on the property.\n
    \n
    The landlord in between just acts as an easy risk for the bank to charge their interest against while taking the tenants money. The bank makes a healthy profit and the landlord gets a cut of the tenants earnings too, simply for reducing the banks net risk to near zero by putting in their 20%.\n
    \n
    Without the landlords banks would have to lend to the tenant directly or not at all. The lower number of actual buyers would lower the price, so they’d actually probably end up lending the same amount against the asset. But they’d have to do more work to ensure the value of the property.\n
    \n
    Economically a passive landlord’s main function is to assess value and bet on the right property for the bank. Without landlords the postcode algorithm would be all that’s left as home owners tend to overvalue their potential home. And it’s not enough information.\n
    \n
    Landlords could be replaced by banks employing decent surveyors allowing them to offer that 100% mortgage without crashing the market. But they don’t because landlords give them an out.
    """
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104 DENIED moderate
App\Entity\EntryComment {#3576
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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          date: 2024-01-12 02:30:01.0 +01:00
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      }
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      +body: """
        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
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        date: 2024-01-12 06:09:22.0 +01:00
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      -id: 301059
      -bodyTs: "'25':19 'account':35 'build':4,27 'covid':51 'equiti':38 'fifth':24 'gain':42 'get':2 'hous':41 'let':53 'like':46 'paid':11 'pay':22 'payment':17 'play':55 'price':28 'sad':58 'seen':49 'smallest':62 'song':59 've':48 'violin':63 'world':66 'worth':7 'year':20,45"
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        date: 2024-01-12 06:09:22.0 +01:00
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    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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      date: 2024-01-12 14:12:04.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    If you want to assume you’ll double your money somewhere else, sell up and do it.\n
    \n
    The fact is you’ve borrowed against an asset, the bank took the initial risk on your ability to pay but it’s secured against the asset.\n
    \n
    The tenant is in a position they pay more per month than your mortgage payment simply based on a deposit around 20% of the property value.\n
    \n
    You get to take on 20% of the risk of buying a house, the bank 80% of the risk, and the tenant pays you both for it.\n
    \n
    I’m going to assume the average landlord, just as you assume average returns. Sod all work and maintenance done, no time spent. A property initially bought in good condition coasting on for 10 years with little input required.\n
    \n
    Then sold on at a profit after the tenant has paid rent, paid into the landlords mortgage and their equity. Just before the rental value starts to reflect poor condition.\n
    \n
    It’s bought by a house flipper in poor cosmetic condition, tenants kicked out, renovations done to the lowest standard to last about 10 years. House sold on for a small additional premium as ready to rent to a buy to let landlord.\n
    \n
    I really hope the buy to let landlords end up at a wash or worse. The tenant pays into equity, the house flipper adds value by actually working on the property.\n
    \n
    The landlord in between just acts as an easy risk for the bank to charge their interest against while taking the tenants money. The bank makes a healthy profit and the landlord gets a cut of the tenants earnings too, simply for reducing the banks net risk to near zero by putting in their 20%.\n
    \n
    Without the landlords banks would have to lend to the tenant directly or not at all. The lower number of actual buyers would lower the price, so they’d actually probably end up lending the same amount against the asset. But they’d have to do more work to ensure the value of the property.\n
    \n
    Economically a passive landlord’s main function is to assess value and bet on the right property for the bank. Without landlords the postcode algorithm would be all that’s left as home owners tend to overvalue their potential home. And it’s not enough information.\n
    \n
    Landlords could be replaced by banks employing decent surveyors allowing them to offer that 100% mortgage without crashing the market. But they don’t because landlords give them an out.
    """
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App\Entity\EntryComment {#3592
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    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +parent: App\Entity\EntryComment {#3173
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
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        "@CodeInvasion@sh.itjust.works"
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      -id: 301059
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        date: 2024-01-12 06:09:22.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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      date: 2024-01-12 14:12:04.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    If, in the current system, real estate investment wasn’t profitable, no company or landlord would buy to let.\n
    \n
    The problem is that there is a housing crisis right now where rent is through the roof, buying is out of reach for a big chunk of the population and its getting worse.\n
    \n
    The commodification of housing fucked us over.\n
    \n
    And then, you have people like the OP I was replying to, that whines because he has to pay the fifth of the value of the building, while the tenant pays his mortgage+ taxes minus 100$ and then get pissy when he gets called out.\n
    \n
    Again, the saddest song in the world with the smallest.of.the violin.
    """
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ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
107 DENIED edit
App\Entity\EntryComment {#3592
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  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3375
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3306
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#3173
          +user: Proxies\__CG__\App\Entity\User {#3174 …}
          +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
          +magazine: App\Entity\Magazine {#306}
          +image: null
          +parent: App\Entity\EntryComment {#2351
            +user: App\Entity\User {#2191 …}
            +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
            +magazine: App\Entity\Magazine {#306}
            +image: null
            +parent: null
            +root: null
            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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              date: 2024-09-04 13:41:18.0 +02:00
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              "@balderdash9@lemmy.zip"
            ]
            +children: Doctrine\ORM\PersistentCollection {#2332 …}
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            +ranking: 0
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            +editedAt: null
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              date: 2024-01-11 23:46:53.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
          +lang: "en"
          +isAdult: false
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          +score: 0
          +lastActive: DateTime @1705020163 {#3171
            date: 2024-01-12 01:42:43.0 +01:00
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            "@balderdash9@lemmy.zip"
            "@CodeInvasion@sh.itjust.works"
          ]
          +children: Doctrine\ORM\PersistentCollection {#3175 …}
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          -id: 300367
          -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
          +ranking: 0
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          +visibility: "visible             "
          +apId: "https://sh.itjust.works/comment/7404737"
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          +createdAt: DateTimeImmutable @1705020163 {#3172
            date: 2024-01-12 01:42:43.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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        +isAdult: false
        +favouriteCount: 3
        +score: 0
        +lastActive: DateTime @1705023001 {#3304
          date: 2024-01-12 02:30:01.0 +01:00
        }
        +ip: null
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          "@balderdash9@lemmy.zip"
          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
        ]
        +children: Doctrine\ORM\PersistentCollection {#3307 …}
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        -id: 300507
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        +ranking: 0
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        +visibility: "visible             "
        +apId: "https://sh.itjust.works/comment/7408291"
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          date: 2024-01-12 02:30:01.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
      +lang: "en"
      +isAdult: false
      +favouriteCount: 7
      +score: 0
      +lastActive: DateTime @1705036162 {#3373
        date: 2024-01-12 06:09:22.0 +01:00
      }
      +ip: null
      +tags: null
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        "@balderdash9@lemmy.zip"
        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
      ]
      +children: Doctrine\ORM\PersistentCollection {#3376 …}
      +nested: Doctrine\ORM\PersistentCollection {#3378 …}
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      +favourites: Doctrine\ORM\PersistentCollection {#3384 …}
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      -id: 301059
      -bodyTs: "'25':19 'account':35 'build':4,27 'covid':51 'equiti':38 'fifth':24 'gain':42 'get':2 'hous':41 'let':53 'like':46 'paid':11 'pay':22 'payment':17 'play':55 'price':28 'sad':58 'seen':49 'smallest':62 'song':59 've':48 'violin':63 'world':66 'worth':7 'year':20,45"
      +ranking: 0
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      +apId: "https://sh.itjust.works/comment/7423393"
      +editedAt: null
      +createdAt: DateTimeImmutable @1705036162 {#3374
        date: 2024-01-12 06:09:22.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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      date: 2024-01-12 14:12:04.0 +01:00
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      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    +ranking: 0
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      date: 2024-01-12 14:12:04.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    If, in the current system, real estate investment wasn’t profitable, no company or landlord would buy to let.\n
    \n
    The problem is that there is a housing crisis right now where rent is through the roof, buying is out of reach for a big chunk of the population and its getting worse.\n
    \n
    The commodification of housing fucked us over.\n
    \n
    And then, you have people like the OP I was replying to, that whines because he has to pay the fifth of the value of the building, while the tenant pays his mortgage+ taxes minus 100$ and then get pissy when he gets called out.\n
    \n
    Again, the saddest song in the world with the smallest.of.the violin.
    """
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    date: 2024-01-13 00:04:52.0 +01:00
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
    "@sharkaccident@lemmy.world"
  ]
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
108 DENIED moderate
App\Entity\EntryComment {#3592
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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        You get a building that is worth more than you paid for, so that’s your payment.\n
        \n
        On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
        \n
        Here, let me play you the sad song on the smallest violin of the world.
        """
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        date: 2024-01-12 06:09:22.0 +01:00
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    +body: """
      > On 25 years, you pay a fifth of the building price for it. And that is not accounting for the equity that the house gains over the years like we’ve seen during covid.\n
      \n
      So does every other home owner. That benefit is not for just landlords.\n
      \n
      I don’t understand the hatred for the risk return of being a landlord. Let’s assume you can double your money in the stock market every 7 years.\n
      \n
      Compare real estate and stock ownership for 20k (100k house). In the market, 20k becomes 40k in 7 and 80k in 14, 160k in 21, and so on. That’s 215 total over 25 years. As long as appreciation is close to 3% it’s almost a wash after 25 years. The difference is as a landlord you have the risk of capital expenses requiring you to hold cash and the value of your time to run a rental.
      """
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    If, in the current system, real estate investment wasn’t profitable, no company or landlord would buy to let.\n
    \n
    The problem is that there is a housing crisis right now where rent is through the roof, buying is out of reach for a big chunk of the population and its getting worse.\n
    \n
    The commodification of housing fucked us over.\n
    \n
    And then, you have people like the OP I was replying to, that whines because he has to pay the fifth of the value of the building, while the tenant pays his mortgage+ taxes minus 100$ and then get pissy when he gets called out.\n
    \n
    Again, the saddest song in the world with the smallest.of.the violin.
    """
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      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
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      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          "@balderdash9@lemmy.zip"
        ]
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          date: 2024-01-11 23:46:53.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        date: 2024-01-12 01:42:43.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
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      +children: Doctrine\ORM\PersistentCollection {#3175 …}
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        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
    +lang: "en"
    +isAdult: false
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      date: 2024-01-12 02:30:01.0 +01:00
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      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    +children: Doctrine\ORM\PersistentCollection {#3307 …}
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      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
  +lang: "en"
  +isAdult: false
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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  +children: Doctrine\ORM\PersistentCollection {#3392 …}
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    date: 2024-01-12 02:44:44.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
111 DENIED edit
App\Entity\EntryComment {#3390
  +user: Proxies\__CG__\App\Entity\User {#3391 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
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    +entryCommentCount: 22597
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      date: 2024-10-22 09:23:16.0 +02:00
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    +markedForDeletionAt: null
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    +moderators: Doctrine\ORM\PersistentCollection {#278 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#274 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#263 …}
    +entries: Doctrine\ORM\PersistentCollection {#221 …}
    +posts: Doctrine\ORM\PersistentCollection {#179 …}
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      date: 2024-10-12 16:32:25.0 +02:00
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      date: 2023-11-04 08:50:55.0 +01:00
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  }
  +image: null
  +parent: App\Entity\EntryComment {#3306
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3173
      +user: Proxies\__CG__\App\Entity\User {#3174 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#2351
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: null
        +root: null
        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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          date: 2024-09-04 13:41:18.0 +02:00
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          date: 2024-01-11 23:46:53.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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      +isAdult: false
      +favouriteCount: 22
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        date: 2024-01-12 01:42:43.0 +01:00
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        "@balderdash9@lemmy.zip"
        "@CodeInvasion@sh.itjust.works"
      ]
      +children: Doctrine\ORM\PersistentCollection {#3175 …}
      +nested: Doctrine\ORM\PersistentCollection {#3177 …}
      +votes: Doctrine\ORM\PersistentCollection {#3179 …}
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      +favourites: Doctrine\ORM\PersistentCollection {#3183 …}
      +notifications: Doctrine\ORM\PersistentCollection {#3185 …}
      -id: 300367
      -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
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      +visibility: "visible             "
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      +editedAt: null
      +createdAt: DateTimeImmutable @1705020163 {#3172
        date: 2024-01-12 01:42:43.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
    +lang: "en"
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      date: 2024-01-12 02:30:01.0 +01:00
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      "@balderdash9@lemmy.zip"
      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
    ]
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    +ranking: 0
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    +createdAt: DateTimeImmutable @1705023001 {#3305
      date: 2024-01-12 02:30:01.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
  +lang: "en"
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    date: 2024-01-12 02:44:44.0 +01:00
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    "@balderdash9@lemmy.zip"
    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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  -id: 300547
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    date: 2024-01-12 02:44:44.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
112 DENIED moderate
App\Entity\EntryComment {#3390
  +user: Proxies\__CG__\App\Entity\User {#3391 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
    +parent: App\Entity\EntryComment {#3173
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        +body: """
          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        date: 2024-01-12 01:42:43.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
      \n
      But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
      """
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      date: 2024-01-12 02:30:01.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
113 DENIED ROLE_USER
null
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ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
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"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
114 DENIED moderate
App\Entity\EntryComment {#3440
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      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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        date: 2024-01-12 02:30:01.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
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        date: 2024-01-12 02:30:01.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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  +root: App\Entity\EntryComment {#2351}
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    For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
    \n
    For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
    \n
    Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
    \n
    But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
    """
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Show voter details
115 DENIED edit
App\Entity\EntryComment {#3440
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3306
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
          +user: App\Entity\User {#2191 …}
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          +image: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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        date: 2024-01-12 02:30:01.0 +01:00
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        date: 2024-01-12 02:30:01.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
    +lang: "en"
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      date: 2024-01-12 02:44:44.0 +01:00
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      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
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    -id: 300547
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      date: 2024-01-12 02:44:44.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
    \n
    For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
    \n
    Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
    \n
    But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
    """
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
116 DENIED moderate
App\Entity\EntryComment {#3440
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
    +parent: App\Entity\EntryComment {#3306
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
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          +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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          +image: null
          +parent: null
          +root: null
          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            "@balderdash9@lemmy.zip"
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            date: 2024-01-11 23:46:53.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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        date: 2024-01-12 02:30:01.0 +01:00
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        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
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        date: 2024-01-12 02:30:01.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
    +lang: "en"
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      "@Croquette@sh.itjust.works"
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    -id: 300547
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      date: 2024-01-12 02:44:44.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
    \n
    For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
    \n
    Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
    \n
    But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
117 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
118 DENIED moderate
App\Entity\EntryComment {#3540
  +user: Proxies\__CG__\App\Entity\User {#3544 …}
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  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +parent: App\Entity\EntryComment {#3306
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          +parent: App\Entity\EntryComment {#2351
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            +magazine: App\Entity\Magazine {#306}
            +image: null
            +parent: null
            +root: null
            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
            +lang: "en"
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              date: 2024-09-04 13:41:18.0 +02:00
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              date: 2024-01-11 23:46:53.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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        +isAdult: false
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          date: 2024-01-12 02:30:01.0 +01:00
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          "@balderdash9@lemmy.zip"
          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
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          date: 2024-01-12 02:30:01.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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        date: 2024-01-12 02:44:44.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
119 DENIED edit
App\Entity\EntryComment {#3540
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  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3390
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      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3306
        +user: App\Entity\User {#2191 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#3173
          +user: Proxies\__CG__\App\Entity\User {#3174 …}
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          +magazine: App\Entity\Magazine {#306}
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          +parent: App\Entity\EntryComment {#2351
            +user: App\Entity\User {#2191 …}
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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              date: 2024-01-11 23:46:53.0 +01:00
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          date: 2024-01-12 02:30:01.0 +01:00
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      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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120 DENIED moderate
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
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          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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      +root: App\Entity\EntryComment {#2351}
      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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  +root: App\Entity\EntryComment {#2351}
  +body: "For single family homes, I disagree. Property management is around 10% and you’re not going to build wealth quickly by giving that much off the top if you only operate a couple rentals."
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
123 DENIED edit
App\Entity\EntryComment {#3631
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          +image: null
          +parent: App\Entity\EntryComment {#3173
            +user: Proxies\__CG__\App\Entity\User {#3174 …}
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            +parent: App\Entity\EntryComment {#2351
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              +image: null
              +parent: null
              +root: null
              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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                date: 2024-09-04 13:41:18.0 +02:00
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                date: 2024-01-11 23:46:53.0 +01:00
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            }
            +root: App\Entity\EntryComment {#2351}
            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
            +lang: "en"
            +isAdult: false
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            +lastActive: DateTime @1705020163 {#3171
              date: 2024-01-12 01:42:43.0 +01:00
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              "@balderdash9@lemmy.zip"
              "@CodeInvasion@sh.itjust.works"
            ]
            +children: Doctrine\ORM\PersistentCollection {#3175 …}
            +nested: Doctrine\ORM\PersistentCollection {#3177 …}
            +votes: Doctrine\ORM\PersistentCollection {#3179 …}
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            +favourites: Doctrine\ORM\PersistentCollection {#3183 …}
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            -id: 300367
            -bodyTs: "'35k':37 '7k':32 'complain':23 'cost':30 'cri':40 'dude':1 'els':3 'get':15 'home':26 'instead':35 'jackshit':20 'know':11 'mortgag':7,19 'pay':5,17 'rent':29 'river':43 'someon':2 'tenant':14 'year':34,39"
            +ranking: 0
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            +apId: "https://sh.itjust.works/comment/7404737"
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            +createdAt: DateTimeImmutable @1705020163 {#3172
              date: 2024-01-12 01:42:43.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
          +lang: "en"
          +isAdult: false
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            date: 2024-01-12 02:30:01.0 +01:00
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          +ip: null
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            "@balderdash9@lemmy.zip"
            "@CodeInvasion@sh.itjust.works"
            "@Croquette@sh.itjust.works"
          ]
          +children: Doctrine\ORM\PersistentCollection {#3307 …}
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            date: 2024-01-12 02:30:01.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
        +lang: "en"
        +isAdult: false
        +favouriteCount: 6
        +score: 0
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          date: 2024-01-12 02:44:44.0 +01:00
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        +ip: null
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          "@balderdash9@lemmy.zip"
          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
        ]
        +children: Doctrine\ORM\PersistentCollection {#3392 …}
        +nested: Doctrine\ORM\PersistentCollection {#3394 …}
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        -id: 300547
        -bodyTs: "'busi':21 'hard':27 'landlord':30 'market':17 'money':13 'motiv':7 'oh':25 'start':19 'stock':16 'take':11"
        +ranking: 0
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        +visibility: "visible             "
        +apId: "https://lemmy.blahaj.zone/comment/5573270"
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          date: 2024-01-12 02:44:44.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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        date: 2024-01-12 02:56:16.0 +01:00
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        "@Croquette@sh.itjust.works"
        "@itslilith@lemmy.blahaj.zone"
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        date: 2024-01-12 02:56:16.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
    +lang: "en"
    +isAdult: false
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      date: 2024-01-12 06:43:43.0 +01:00
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      "@CodeInvasion@sh.itjust.works"
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      "@itslilith@lemmy.blahaj.zone"
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      date: 2024-01-12 06:43:43.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: "For single family homes, I disagree. Property management is around 10% and you’re not going to build wealth quickly by giving that much off the top if you only operate a couple rentals."
  +lang: "en"
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    "@Saurok@lemm.ee"
  ]
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    date: 2024-01-12 14:16:13.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
124 DENIED moderate
App\Entity\EntryComment {#3631
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  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
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          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
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        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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  +body: "For single family homes, I disagree. Property management is around 10% and you’re not going to build wealth quickly by giving that much off the top if you only operate a couple rentals."
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      \n
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      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +magazine: App\Entity\Magazine {#306}
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        +parent: App\Entity\EntryComment {#3306
          +user: App\Entity\User {#2191 …}
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          +parent: App\Entity\EntryComment {#3173
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            +parent: App\Entity\EntryComment {#2351
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              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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                date: 2024-01-11 23:46:53.0 +01:00
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            }
            +root: App\Entity\EntryComment {#2351}
            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
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              date: 2024-01-12 01:42:43.0 +01:00
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          +root: App\Entity\EntryComment {#2351}
          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
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            date: 2024-01-12 02:30:01.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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          date: 2024-01-12 02:44:44.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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  +body: """
    I guess getting that initial capital required no work at all either.\n
    \n
    Why don’t they just get that initial capital if it’s so easy.\n
    \n
    Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
    """
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Show voter details
127 DENIED edit
App\Entity\EntryComment {#3644
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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                date: 2024-01-11 23:46:53.0 +01:00
              }
            }
            +root: App\Entity\EntryComment {#2351}
            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
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              "@CodeInvasion@sh.itjust.works"
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              date: 2024-01-12 01:42:43.0 +01:00
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
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            "@CodeInvasion@sh.itjust.works"
            "@Croquette@sh.itjust.works"
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            date: 2024-01-12 02:30:01.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
        +lang: "en"
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          "@Croquette@sh.itjust.works"
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        -id: 300547
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          date: 2024-01-12 02:44:44.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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        date: 2024-01-12 02:56:16.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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      date: 2024-01-12 06:43:43.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    I guess getting that initial capital required no work at all either.\n
    \n
    Why don’t they just get that initial capital if it’s so easy.\n
    \n
    Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
128 DENIED moderate
App\Entity\EntryComment {#3644
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    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +parent: App\Entity\EntryComment {#3390
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              +body: """
                Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                \n
                Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                \n
                For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                \n
                I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                """
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            +root: App\Entity\EntryComment {#2351}
            +body: """
              Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
              \n
              You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
              """
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              date: 2024-01-12 01:42:43.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
            \n
            But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
            """
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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          date: 2024-01-12 02:44:44.0 +01:00
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      +root: App\Entity\EntryComment {#2351}
      +body: """
        For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
        \n
        For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
        \n
        Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
        \n
        But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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      date: 2024-01-12 06:43:43.0 +01:00
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  +body: """
    I guess getting that initial capital required no work at all either.\n
    \n
    Why don’t they just get that initial capital if it’s so easy.\n
    \n
    Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
    """
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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                +body: """
                  Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                  \n
                  Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                  \n
                  For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                  \n
                  I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                  """
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              +body: """
                Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
                \n
                You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
                """
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            +root: App\Entity\EntryComment {#2351}
            +body: """
              Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
              \n
              But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
              """
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              "@Croquette@sh.itjust.works"
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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            date: 2024-01-12 02:44:44.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
          \n
          For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
          \n
          Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
          \n
          But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
          """
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          date: 2024-01-12 02:56:16.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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        date: 2024-01-12 06:43:43.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      I guess getting that initial capital required no work at all either.\n
      \n
      Why don’t they just get that initial capital if it’s so easy.\n
      \n
      Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
      """
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "At the end of the day they’re still using that capital to exploit people by being landlords. Even if they earned that initial capital through hard work, the moment they invest some of it into a down payment on a house and begin to extract profit/equity via someone else’s labor, it becomes exploitation."
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
131 DENIED edit
App\Entity\EntryComment {#3658
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    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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                +body: """
                  Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                  \n
                  Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                  \n
                  For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                  \n
                  I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                  """
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              +root: App\Entity\EntryComment {#2351}
              +body: """
                Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
                \n
                You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
                """
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                date: 2024-01-12 01:42:43.0 +01:00
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            +root: App\Entity\EntryComment {#2351}
            +body: """
              Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
              \n
              But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
              """
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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            date: 2024-01-12 02:44:44.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
          \n
          For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
          \n
          Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
          \n
          But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
          """
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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        date: 2024-01-12 06:43:43.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      I guess getting that initial capital required no work at all either.\n
      \n
      Why don’t they just get that initial capital if it’s so easy.\n
      \n
      Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
      """
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "At the end of the day they’re still using that capital to exploit people by being landlords. Even if they earned that initial capital through hard work, the moment they invest some of it into a down payment on a house and begin to extract profit/equity via someone else’s labor, it becomes exploitation."
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
132 DENIED moderate
App\Entity\EntryComment {#3658
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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                +body: """
                  Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
                  \n
                  Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
                  \n
                  For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
                  \n
                  I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
                  """
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              +body: """
                Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
                \n
                You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
                """
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            +body: """
              Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
              \n
              But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
              """
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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            date: 2024-01-12 02:44:44.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
          \n
          For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
          \n
          Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
          \n
          But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
          """
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          date: 2024-01-12 02:56:16.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "Probably because they don’t have the capital necessary to become a landlord in the first place. If you have enough money, being a landlord requires literally no work at all."
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    +body: """
      I guess getting that initial capital required no work at all either.\n
      \n
      Why don’t they just get that initial capital if it’s so easy.\n
      \n
      Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: "At the end of the day they’re still using that capital to exploit people by being landlords. Even if they earned that initial capital through hard work, the moment they invest some of it into a down payment on a house and begin to extract profit/equity via someone else’s labor, it becomes exploitation."
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          date: 2024-01-12 02:30:01.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  }
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  +body: "“If you’re homeless, just buy yourself a home”"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
135 DENIED edit
App\Entity\EntryComment {#3560
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        +parent: App\Entity\EntryComment {#3173
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            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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              date: 2024-01-11 23:46:53.0 +01:00
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          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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            date: 2024-01-12 01:42:43.0 +01:00
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          -id: 300367
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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        "@Croquette@sh.itjust.works"
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      -id: 300547
      -bodyTs: "'busi':21 'hard':27 'landlord':30 'market':17 'money':13 'motiv':7 'oh':25 'start':19 'stock':16 'take':11"
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        date: 2024-01-12 02:44:44.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  +root: App\Entity\EntryComment {#2351}
  +body: "“If you’re homeless, just buy yourself a home”"
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    "@Croquette@sh.itjust.works"
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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136 DENIED moderate
App\Entity\EntryComment {#3560
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3390
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      +parent: App\Entity\EntryComment {#3306
        +user: App\Entity\User {#2191 …}
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        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#3173
          +user: Proxies\__CG__\App\Entity\User {#3174 …}
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          +magazine: App\Entity\Magazine {#306}
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          +parent: App\Entity\EntryComment {#2351
            +user: App\Entity\User {#2191 …}
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            +image: null
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            +root: null
            +body: """
              Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
              \n
              Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
              \n
              For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
              \n
              I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
              """
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            ]
            +children: Doctrine\ORM\PersistentCollection {#2332 …}
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              date: 2024-01-11 23:46:53.0 +01:00
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          }
          +root: App\Entity\EntryComment {#2351}
          +body: """
            Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
            \n
            You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
            """
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          +children: Doctrine\ORM\PersistentCollection {#3175 …}
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            date: 2024-01-12 01:42:43.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
          \n
          But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
          """
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          date: 2024-01-12 02:30:01.0 +01:00
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          "@CodeInvasion@sh.itjust.works"
          "@Croquette@sh.itjust.works"
        ]
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          date: 2024-01-12 02:30:01.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#2351}
      +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
      +lang: "en"
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        "@balderdash9@lemmy.zip"
        "@CodeInvasion@sh.itjust.works"
        "@Croquette@sh.itjust.works"
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        date: 2024-01-12 02:44:44.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.\n
      \n
      For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.\n
      \n
      Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).\n
      \n
      But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?
      """
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  }
  +root: App\Entity\EntryComment {#2351}
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ACCESS ABSTAIN
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Show voter details
137 DENIED ROLE_USER
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Show voter details
138 DENIED moderate
App\Entity\EntryComment {#3460
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3306
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
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        +magazine: App\Entity\Magazine {#306}
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          +magazine: App\Entity\Magazine {#306}
          +image: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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  +body: "Myself, I don’t. Being a landlord has quite a bit of risk from awful tenants as well as quite a bit of effort to make it work well. I have a job, don’t want another, and don’t want the additional risk; my investments are thus elsewhere."
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
139 DENIED edit
App\Entity\EntryComment {#3460
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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  +root: App\Entity\EntryComment {#2351}
  +body: "Myself, I don’t. Being a landlord has quite a bit of risk from awful tenants as well as quite a bit of effort to make it work well. I have a job, don’t want another, and don’t want the additional risk; my investments are thus elsewhere."
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Show voter details
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
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        +magazine: App\Entity\Magazine {#306}
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        +parent: App\Entity\EntryComment {#2351
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.\n
        \n
        But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: "So why don’t you? What motivates you to not take that money to the stock market or start a business, if it’s oh so hard being a landlord?"
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  +body: "Myself, I don’t. Being a landlord has quite a bit of risk from awful tenants as well as quite a bit of effort to make it work well. I have a job, don’t want another, and don’t want the additional risk; my investments are thus elsewhere."
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Show voter details
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
142 DENIED moderate
App\Entity\EntryComment {#3321
  +user: Proxies\__CG__\App\Entity\User {#3322 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2023-11-04 08:50:55.0 +01:00
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  +parent: App\Entity\EntryComment {#3173
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#2351
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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      "@CodeInvasion@sh.itjust.works"
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      date: 2024-01-12 01:42:43.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    > You know what your tenant get for paying your mortgage?\n
    \n
    A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
    """
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    "@CodeInvasion@sh.itjust.works"
    "@Croquette@sh.itjust.works"
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
143 DENIED edit
App\Entity\EntryComment {#3321
  +user: Proxies\__CG__\App\Entity\User {#3322 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +user: Proxies\__CG__\App\Entity\User {#3174 …}
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#2351
      +user: App\Entity\User {#2191 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: null
      +root: null
      +body: """
        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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        date: 2024-01-11 23:46:53.0 +01:00
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      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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  }
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  +body: """
    > You know what your tenant get for paying your mortgage?\n
    \n
    A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
    """
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    date: 2024-01-12 14:57:57.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
144 DENIED moderate
App\Entity\EntryComment {#3321
  +user: Proxies\__CG__\App\Entity\User {#3322 …}
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  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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        Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
        \n
        Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
        \n
        For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
        \n
        I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
        """
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      Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
      \n
      You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
      """
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    > You know what your tenant get for paying your mortgage?\n
    \n
    A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
    """
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ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
145 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
146 DENIED moderate
App\Entity\EntryComment {#3406
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
          For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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    +body: """
      > You know what your tenant get for paying your mortgage?\n
      \n
      A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
      """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
147 DENIED edit
App\Entity\EntryComment {#3406
  +user: Proxies\__CG__\App\Entity\User {#3190 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +image: null
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
          \n
          Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
          \n
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          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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      +body: """
        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
        """
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        date: 2024-01-12 01:42:43.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
    +body: """
      > You know what your tenant get for paying your mortgage?\n
      \n
      A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
      """
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  +body: "There’s no value in living to raise someone else’s equity because you have no choice."
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
148 DENIED moderate
App\Entity\EntryComment {#3406
  +user: Proxies\__CG__\App\Entity\User {#3190 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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          \n
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          \n
          I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
          """
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        Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
        \n
        You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
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      +createdAt: DateTimeImmutable @1705020163 {#3172
        date: 2024-01-12 01:42:43.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: """
      > You know what your tenant get for paying your mortgage?\n
      \n
      A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
      """
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      date: 2024-01-12 14:57:57.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: "There’s no value in living to raise someone else’s equity because you have no choice."
  +lang: "en"
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    "@Euphorazine@lemmy.world"
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}
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
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ACCESS ABSTAIN
Show voter details
149 DENIED ROLE_USER
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ACCESS ABSTAIN
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150 DENIED moderate
App\Entity\EntryComment {#3522
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    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +parent: App\Entity\EntryComment {#3406
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    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: App\Entity\EntryComment {#3321
      +user: Proxies\__CG__\App\Entity\User {#3322 …}
      +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
        +image: null
        +parent: App\Entity\EntryComment {#2351
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          +image: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        }
        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      }
      +root: App\Entity\EntryComment {#2351}
      +body: """
        > You know what your tenant get for paying your mortgage?\n
        \n
        A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
        """
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        date: 2024-01-12 14:57:57.0 +01:00
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    }
    +root: App\Entity\EntryComment {#2351}
    +body: "There’s no value in living to raise someone else’s equity because you have no choice."
    +lang: "en"
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      "@CodeInvasion@sh.itjust.works"
      "@Croquette@sh.itjust.works"
      "@Euphorazine@lemmy.world"
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    +children: Doctrine\ORM\PersistentCollection {#3407 …}
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      date: 2024-01-13 04:32:47.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    [House for $105k](https://www.zillow.com/homedetails/530-E-Morris-Ave-McAlester-OK-74501/86113133_zpid/) that needs flooring and some appliances, so let’s call it $125k. There’s a choice. You probably don’t want to move to Oklahoma though.\n
    \n
    There are trade offs for wanting to live near a city or somewhere popular or close to family. Yeah rental rates suck and home prices are climbing, and soon the cheap homes in the Midwest will start to keep up with the other states.
    """
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    "@Euphorazine@lemmy.world"
    "@Mango@lemmy.world"
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}
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Show voter details
151 DENIED edit
App\Entity\EntryComment {#3522
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    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +parent: App\Entity\EntryComment {#3321
      +user: Proxies\__CG__\App\Entity\User {#3322 …}
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      +magazine: App\Entity\Magazine {#306}
      +image: null
      +parent: App\Entity\EntryComment {#3173
        +user: Proxies\__CG__\App\Entity\User {#3174 …}
        +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
        +magazine: App\Entity\Magazine {#306}
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        +parent: App\Entity\EntryComment {#2351
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          +image: null
          +parent: null
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        }
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        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      +body: """
        > You know what your tenant get for paying your mortgage?\n
        \n
        A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
        """
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    +body: "There’s no value in living to raise someone else’s equity because you have no choice."
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  +body: """
    [House for $105k](https://www.zillow.com/homedetails/530-E-Morris-Ave-McAlester-OK-74501/86113133_zpid/) that needs flooring and some appliances, so let’s call it $125k. There’s a choice. You probably don’t want to move to Oklahoma though.\n
    \n
    There are trade offs for wanting to live near a city or somewhere popular or close to family. Yeah rental rates suck and home prices are climbing, and soon the cheap homes in the Midwest will start to keep up with the other states.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
152 DENIED moderate
App\Entity\EntryComment {#3522
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      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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          +body: """
            Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
            \n
            Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
            \n
            For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
            \n
            I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
            """
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            date: 2024-01-11 23:46:53.0 +01:00
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        +root: App\Entity\EntryComment {#2351}
        +body: """
          Dude, someone else is paying your mortgage for you. You know what your tenant get for paying your mortgage? Jackshit.\n
          \n
          You are complaining that the home that you rent cost you 7k a year instead of 35k a year. Cry me a river.
          """
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          date: 2024-01-12 01:42:43.0 +01:00
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      +body: """
        > You know what your tenant get for paying your mortgage?\n
        \n
        A place to live? If you need to move, all you have to do is break the lease? I agree that rental rates are artificially high, but to act like there is no value in renting is silly.
        """
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        date: 2024-01-12 14:57:57.0 +01:00
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    +root: App\Entity\EntryComment {#2351}
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    [House for $105k](https://www.zillow.com/homedetails/530-E-Morris-Ave-McAlester-OK-74501/86113133_zpid/) that needs flooring and some appliances, so let’s call it $125k. There’s a choice. You probably don’t want to move to Oklahoma though.\n
    \n
    There are trade offs for wanting to live near a city or somewhere popular or close to family. Yeah rental rates suck and home prices are climbing, and soon the cheap homes in the Midwest will start to keep up with the other states.
    """
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Show voter details
153 DENIED ROLE_USER
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Show voter details
154 DENIED moderate
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      ---------------\n
      \n
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      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
155 DENIED edit
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      ---------------\n
      \n
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      \n
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      \n
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      \n
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      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
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    date: 2024-01-13 04:31:37.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
156 DENIED moderate
App\Entity\EntryComment {#3189
  +user: Proxies\__CG__\App\Entity\User {#3190 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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  +body: "You don’t pay $2,800/month for the mortgage. Your tenants do."
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    date: 2024-01-13 04:31:37.0 +01:00
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
157 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
158 DENIED moderate
App\Entity\EntryComment {#3205
  +user: Proxies\__CG__\App\Entity\User {#3206 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
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      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      date: 2024-01-11 23:46:53.0 +01:00
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  +root: App\Entity\EntryComment {#2351}
  +body: """
    Sounds like you have a highly subsidized mortgage. That’s why you’re being downvoted. Investments are supposed to have risk. The risk of not making a profit is what you take on when you purchase real estate as an investment. It is not a renters problem whether you are profitable or not.\n
    \n
    > The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage.\n
    \n
    Sounds like you’re still getting a sweet deal then. Once the mortgage is paid off you will own property outright that you paid very little for compared to it’s value.
    """
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
159 DENIED edit
App\Entity\EntryComment {#3205
  +user: Proxies\__CG__\App\Entity\User {#3206 …}
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      Community rules\n
      ---------------\n
      \n
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      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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      date: 2024-10-12 16:32:25.0 +02:00
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      date: 2023-11-04 08:50:55.0 +01:00
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  +image: null
  +parent: App\Entity\EntryComment {#2351
    +user: App\Entity\User {#2191 …}
    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      "@balderdash9@lemmy.zip"
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    +children: Doctrine\ORM\PersistentCollection {#2332 …}
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    +votes: Doctrine\ORM\PersistentCollection {#2141 …}
    +reports: Doctrine\ORM\PersistentCollection {#2164 …}
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      date: 2024-01-11 23:46:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    Sounds like you have a highly subsidized mortgage. That’s why you’re being downvoted. Investments are supposed to have risk. The risk of not making a profit is what you take on when you purchase real estate as an investment. It is not a renters problem whether you are profitable or not.\n
    \n
    > The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage.\n
    \n
    Sounds like you’re still getting a sweet deal then. Once the mortgage is paid off you will own property outright that you paid very little for compared to it’s value.
    """
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    "@balderdash9@lemmy.zip"
    "@CodeInvasion@sh.itjust.works"
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  +children: Doctrine\ORM\PersistentCollection {#3207 …}
  +nested: Doctrine\ORM\PersistentCollection {#3209 …}
  +votes: Doctrine\ORM\PersistentCollection {#3211 …}
  +reports: Doctrine\ORM\PersistentCollection {#3213 …}
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
160 DENIED moderate
App\Entity\EntryComment {#3205
  +user: Proxies\__CG__\App\Entity\User {#3206 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +parent: App\Entity\EntryComment {#2351
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    +entry: Proxies\__CG__\App\Entity\Entry {#2347 …}
    +magazine: App\Entity\Magazine {#306}
    +image: null
    +parent: null
    +root: null
    +body: """
      Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.\n
      \n
      Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.\n
      \n
      For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.\n
      \n
      I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.
      """
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      date: 2024-01-11 23:46:53.0 +01:00
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  }
  +root: App\Entity\EntryComment {#2351}
  +body: """
    Sounds like you have a highly subsidized mortgage. That’s why you’re being downvoted. Investments are supposed to have risk. The risk of not making a profit is what you take on when you purchase real estate as an investment. It is not a renters problem whether you are profitable or not.\n
    \n
    > The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage.\n
    \n
    Sounds like you’re still getting a sweet deal then. Once the mortgage is paid off you will own property outright that you paid very little for compared to it’s value.
    """
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    "@balderdash9@lemmy.zip"
    "@CodeInvasion@sh.itjust.works"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
161 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
162 DENIED moderate
App\Entity\EntryComment {#2103
  +user: App\Entity\User {#2119 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2106 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
163 DENIED edit
App\Entity\EntryComment {#2103
  +user: App\Entity\User {#2119 …}
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      ---------------\n
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS ABSTAIN
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Show voter details
164 DENIED moderate
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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Show voter details
165 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
166 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
167 DENIED edit
App\Entity\EntryComment {#2295
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
168 DENIED moderate
App\Entity\EntryComment {#2295
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      Sister communities\n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
169 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
170 DENIED moderate
App\Entity\EntryComment {#2251
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
171 DENIED edit
App\Entity\EntryComment {#2251
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
172 DENIED moderate
App\Entity\EntryComment {#2251
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
173 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
174 DENIED moderate
App\Entity\EntryComment {#2008
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
175 DENIED edit
App\Entity\EntryComment {#2008
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
176 DENIED moderate
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ACCESS ABSTAIN
Show voter details
177 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
178 DENIED moderate
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
179 DENIED edit
App\Entity\EntryComment {#2533
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
180 DENIED moderate
App\Entity\EntryComment {#2533
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
181 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
182 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
183 DENIED edit
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
184 DENIED moderate
App\Entity\EntryComment {#2606
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
185 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
186 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
187 DENIED edit
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
188 DENIED moderate
App\Entity\EntryComment {#2680
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
189 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
190 DENIED moderate
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ACCESS ABSTAIN
Show voter details
191 DENIED edit
App\Entity\EntryComment {#2753
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      ---------------\n
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS DENIED
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ACCESS ABSTAIN
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Show voter details
192 DENIED moderate
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      Sister communities\n
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
193 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
194 DENIED moderate
App\Entity\EntryComment {#2827
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      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
195 DENIED edit
App\Entity\EntryComment {#2827
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  +magazine: App\Entity\Magazine {#306
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      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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196 DENIED moderate
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      ---------------\n
      \n
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      \n
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      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    Personally, I did a high school senior project on the absolute state of public education over 10 years ago. I don’t think my conservative, Ayn Rand-pushing English teacher even read my paper because she gave it a solid B.\n
    \n
    (The same year I had forced an AP teacher to change his rubric because they wanted to flunk me and I met a condition that they thought we were too dumb to meet.)
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Show voter details
197 DENIED ROLE_USER
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198 DENIED moderate
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Show voter details
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      Sister communities\n
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      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
200 DENIED moderate
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"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
201 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
202 DENIED moderate
App\Entity\EntryComment {#2975
  +user: App\Entity\User {#2989 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2976 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
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      date: 2023-11-04 08:50:55.0 +01:00
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    Cops are like a box of chocolates…\n
    \n
    …they’ll kill your dog.\n
    \n
    ```\n
    \n
    <span style="color:#323232;">      - Gorrest Fump\n
    </span>\n
    ```
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
203 DENIED edit
App\Entity\EntryComment {#2975
  +user: App\Entity\User {#2989 …}
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  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
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      Community rules\n
      ---------------\n
      \n
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      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
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      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
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  +image: null
  +parent: null
  +root: null
  +body: """
    Cops are like a box of chocolates…\n
    \n
    …they’ll kill your dog.\n
    \n
    ```\n
    \n
    <span style="color:#323232;">      - Gorrest Fump\n
    </span>\n
    ```
    """
  +lang: "en"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
204 DENIED moderate
App\Entity\EntryComment {#2975
  +user: App\Entity\User {#2989 …}
  +entry: Proxies\__CG__\App\Entity\Entry {#2976 …}
  +magazine: App\Entity\Magazine {#306
    +icon: Proxies\__CG__\App\Entity\Image {#287 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
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    Cops are like a box of chocolates…\n
    \n
    …they’ll kill your dog.\n
    \n
    ```\n
    \n
    <span style="color:#323232;">      - Gorrest Fump\n
    </span>\n
    ```
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
205 DENIED edit
App\Entity\Magazine {#306
  +icon: Proxies\__CG__\App\Entity\Image {#287 …}
  +name: "memes@lemmy.world"
  +title: "memes"
  +description: """
    Community rules\n
    ---------------\n
    \n
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    \n
    2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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    3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
    \n
    4. No botsNo bots without the express approval of the mods or the admins\n
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    5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
    \n
    \n
    \n
    Sister communities\n
    ------------------\n
    \n
    - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
    - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
    - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
    - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS DENIED
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details