GET https://kbin.spritesserver.nl/index.php/m/memes@lemmy.world/t/25344/Spare-a-dollar/active

Security

Token

There is no security token.

Firewall

main Name
Security enabled
Stateless

Configuration

Key Value
provider security.user.provider.concrete.app_user_provider
context main
entry_point App\Security\KbinAuthenticator
user_checker App\Security\UserChecker
access_denied_handler (none)
access_denied_url (none)
authenticators
[
  "two_factor"
  "remember_me"
  "App\Security\KbinAuthenticator"
  "App\Security\FacebookAuthenticator"
  "App\Security\GoogleAuthenticator"
  "App\Security\GithubAuthenticator"
  "App\Security\KeycloakAuthenticator"
]

Listeners

Listener Duration Response
Symfony\Component\Security\Http\Firewall\ChannelListener {#723
  -map: Symfony\Component\Security\Http\AccessMap {#722 …}
  -logger: Monolog\Logger {#783 …}
  -httpPort: 80
  -httpsPort: 443
}
0.00 ms (none)
Symfony\Component\Security\Http\Firewall\ContextListener {#706
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\TokenStorage {#1017 …}
  -sessionKey: "_security_main"
  -logger: Monolog\Logger {#783 …}
  -userProviders: Symfony\Component\DependencyInjection\Argument\RewindableGenerator {#705 …}
  -dispatcher: Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher {#747 …}
  -registered: false
  -trustResolver: Scheb\TwoFactorBundle\Security\Authentication\AuthenticationTrustResolver {#780 …}
  -sessionTrackerEnabler: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage::enableUsageTracking(): void {#703 …}
}
33.58 ms (none)
Symfony\Component\Security\Http\Firewall\AuthenticatorManagerListener {#584
  -authenticatorManager: Symfony\Component\Security\Http\Authentication\AuthenticatorManager {#595 …}
}
0.00 ms (none)
Scheb\TwoFactorBundle\Security\Http\Firewall\TwoFactorAccessListener {#582
  -twoFactorFirewallConfig: Scheb\TwoFactorBundle\Security\TwoFactor\TwoFactorFirewallConfig {#842 …}
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -twoFactorAccessDecider: Scheb\TwoFactorBundle\Security\Authorization\TwoFactorAccessDecider {#581 …}
}
0.05 ms (none)
Symfony\Component\Security\Http\Firewall\AccessListener {#579
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -accessDecisionManager: Symfony\Component\Security\Core\Authorization\TraceableAccessDecisionManager {#937 …}
  -map: Symfony\Component\Security\Http\AccessMap {#722 …}
}
0.00 ms (none)
Symfony\Component\Security\Http\Firewall\LogoutListener {#786
  -tokenStorage: Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage {#1018 …}
  -options: [
    "csrf_parameter" => "_csrf_token"
    "csrf_token_id" => "logout"
    "logout_path" => "app_logout"
  ]
  -httpUtils: Symfony\Component\Security\Http\HttpUtils {#841 …}
  -csrfTokenManager: Symfony\Component\Security\Csrf\CsrfTokenManager {#1015 …}
  -eventDispatcher: Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher {#747 …}
}
0.00 ms (none)

Authenticators

No authenticators have been recorded. Check previous profiles on your authentication endpoint.

Access Decision

affirmative Strategy
# Voter class
1
"Symfony\Component\Security\Core\Authorization\Voter\AuthenticatedVoter"
2
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
3
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
4
"Symfony\Component\Security\Core\Authorization\Voter\ExpressionVoter"
5
"App\Security\Voter\EntryCommentVoter"
6
"App\Security\Voter\EntryVoter"
7
"App\Security\Voter\MagazineVoter"
8
"App\Security\Voter\MessageThreadVoter"
9
"App\Security\Voter\MessageVoter"
10
"App\Security\Voter\NotificationVoter"
11
"App\Security\Voter\OAuth2UserConsentVoter"
12
"App\Security\Voter\PostCommentVoter"
13
"App\Security\Voter\PostVoter"
14
"App\Security\Voter\UserVoter"

Access decision log

# Result Attributes Object
1 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
2 DENIED moderate
App\Entity\Entry {#2414
  +user: Proxies\__CG__\App\Entity\User {#1934 …}
  +magazine: App\Entity\Magazine {#260
    +icon: Proxies\__CG__\App\Entity\Image {#240 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#268
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#231 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#227 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#216 …}
    +entries: Doctrine\ORM\PersistentCollection {#174 …}
    +posts: Doctrine\ORM\PersistentCollection {#132 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#194 …}
    +bans: Doctrine\ORM\PersistentCollection {#111 …}
    +reports: Doctrine\ORM\PersistentCollection {#97 …}
    +badges: Doctrine\ORM\PersistentCollection {#75 …}
    +logs: Doctrine\ORM\PersistentCollection {#65 …}
    +awards: Doctrine\ORM\PersistentCollection {#1822 …}
    +categories: Doctrine\ORM\PersistentCollection {#1850 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#266
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#274
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
  +slug: "Spare-a-dollar"
  +title: "Spare a dollar?"
  +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
  +body: null
  +type: "image"
  +lang: "en"
  +isOc: false
  +hasEmbed: true
  +commentCount: 46
  +favouriteCount: 213
  +score: 0
  +isAdult: false
  +sticky: false
  +lastActive: DateTime @1708964782 {#1814
    date: 2024-02-26 17:26:22.0 +01:00
  }
  +ip: null
  +adaAmount: 0
  +tags: null
  +mentions: null
  +comments: Doctrine\ORM\PersistentCollection {#1878 …}
  +votes: Doctrine\ORM\PersistentCollection {#1932 …}
  +reports: Doctrine\ORM\PersistentCollection {#1947 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1366 …}
  +notifications: Doctrine\ORM\PersistentCollection {#2357 …}
  +badges: Doctrine\ORM\PersistentCollection {#2167 …}
  +children: []
  -id: 25344
  -titleTs: "'dollar':3 'spare':1"
  -bodyTs: null
  +cross: false
  +upVotes: 0
  +downVotes: 0
  +ranking: 1703827603
  +visibility: "visible             "
  +apId: "https://sh.itjust.works/post/11728404"
  +editedAt: null
  +createdAt: DateTimeImmutable @1703741203 {#2420
    date: 2023-12-28 06:26:43.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS DENIED
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
3 DENIED edit
App\Entity\Entry {#2414
  +user: Proxies\__CG__\App\Entity\User {#1934 …}
  +magazine: App\Entity\Magazine {#260
    +icon: Proxies\__CG__\App\Entity\Image {#240 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#268
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#231 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#227 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#216 …}
    +entries: Doctrine\ORM\PersistentCollection {#174 …}
    +posts: Doctrine\ORM\PersistentCollection {#132 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#194 …}
    +bans: Doctrine\ORM\PersistentCollection {#111 …}
    +reports: Doctrine\ORM\PersistentCollection {#97 …}
    +badges: Doctrine\ORM\PersistentCollection {#75 …}
    +logs: Doctrine\ORM\PersistentCollection {#65 …}
    +awards: Doctrine\ORM\PersistentCollection {#1822 …}
    +categories: Doctrine\ORM\PersistentCollection {#1850 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#266
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#274
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
  +slug: "Spare-a-dollar"
  +title: "Spare a dollar?"
  +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
  +body: null
  +type: "image"
  +lang: "en"
  +isOc: false
  +hasEmbed: true
  +commentCount: 46
  +favouriteCount: 213
  +score: 0
  +isAdult: false
  +sticky: false
  +lastActive: DateTime @1708964782 {#1814
    date: 2024-02-26 17:26:22.0 +01:00
  }
  +ip: null
  +adaAmount: 0
  +tags: null
  +mentions: null
  +comments: Doctrine\ORM\PersistentCollection {#1878 …}
  +votes: Doctrine\ORM\PersistentCollection {#1932 …}
  +reports: Doctrine\ORM\PersistentCollection {#1947 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1366 …}
  +notifications: Doctrine\ORM\PersistentCollection {#2357 …}
  +badges: Doctrine\ORM\PersistentCollection {#2167 …}
  +children: []
  -id: 25344
  -titleTs: "'dollar':3 'spare':1"
  -bodyTs: null
  +cross: false
  +upVotes: 0
  +downVotes: 0
  +ranking: 1703827603
  +visibility: "visible             "
  +apId: "https://sh.itjust.works/post/11728404"
  +editedAt: null
  +createdAt: DateTimeImmutable @1703741203 {#2420
    date: 2023-12-28 06:26:43.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS DENIED
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
4 DENIED moderate
App\Entity\Entry {#2414
  +user: Proxies\__CG__\App\Entity\User {#1934 …}
  +magazine: App\Entity\Magazine {#260
    +icon: Proxies\__CG__\App\Entity\Image {#240 …}
    +name: "memes@lemmy.world"
    +title: "memes"
    +description: """
      Community rules\n
      ---------------\n
      \n
      1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
      \n
      2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
      \n
      3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
      \n
      4. No botsNo bots without the express approval of the mods or the admins\n
      \n
      5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
      \n
      \n
      \n
      Sister communities\n
      ------------------\n
      \n
      - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
      - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
      - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
      - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
      """
    +rules: null
    +subscriptionsCount: 1
    +entryCount: 1112
    +entryCommentCount: 22597
    +postCount: 0
    +postCommentCount: 0
    +isAdult: false
    +customCss: null
    +lastActive: DateTime @1729581796 {#268
      date: 2024-10-22 09:23:16.0 +02:00
    }
    +markedForDeletionAt: null
    +tags: null
    +moderators: Doctrine\ORM\PersistentCollection {#231 …}
    +ownershipRequests: Doctrine\ORM\PersistentCollection {#227 …}
    +moderatorRequests: Doctrine\ORM\PersistentCollection {#216 …}
    +entries: Doctrine\ORM\PersistentCollection {#174 …}
    +posts: Doctrine\ORM\PersistentCollection {#132 …}
    +subscriptions: Doctrine\ORM\PersistentCollection {#194 …}
    +bans: Doctrine\ORM\PersistentCollection {#111 …}
    +reports: Doctrine\ORM\PersistentCollection {#97 …}
    +badges: Doctrine\ORM\PersistentCollection {#75 …}
    +logs: Doctrine\ORM\PersistentCollection {#65 …}
    +awards: Doctrine\ORM\PersistentCollection {#1822 …}
    +categories: Doctrine\ORM\PersistentCollection {#1850 …}
    -id: 78
    +apId: "memes@lemmy.world"
    +apProfileId: "https://lemmy.world/c/memes"
    +apPublicUrl: "https://lemmy.world/c/memes"
    +apFollowersUrl: "https://lemmy.world/c/memes/followers"
    +apInboxUrl: "https://lemmy.world/inbox"
    +apDomain: "lemmy.world"
    +apPreferredUsername: "memes"
    +apDiscoverable: true
    +apManuallyApprovesFollowers: null
    +privateKey: null
    +publicKey: null
    +apFetchedAt: DateTime @1728743545 {#266
      date: 2024-10-12 16:32:25.0 +02:00
    }
    +apDeletedAt: null
    +apTimeoutAt: null
    +visibility: "visible             "
    +createdAt: DateTimeImmutable @1699084255 {#274
      date: 2023-11-04 08:50:55.0 +01:00
    }
  }
  +image: null
  +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
  +slug: "Spare-a-dollar"
  +title: "Spare a dollar?"
  +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
  +body: null
  +type: "image"
  +lang: "en"
  +isOc: false
  +hasEmbed: true
  +commentCount: 46
  +favouriteCount: 213
  +score: 0
  +isAdult: false
  +sticky: false
  +lastActive: DateTime @1708964782 {#1814
    date: 2024-02-26 17:26:22.0 +01:00
  }
  +ip: null
  +adaAmount: 0
  +tags: null
  +mentions: null
  +comments: Doctrine\ORM\PersistentCollection {#1878 …}
  +votes: Doctrine\ORM\PersistentCollection {#1932 …}
  +reports: Doctrine\ORM\PersistentCollection {#1947 …}
  +favourites: Doctrine\ORM\PersistentCollection {#1366 …}
  +notifications: Doctrine\ORM\PersistentCollection {#2357 …}
  +badges: Doctrine\ORM\PersistentCollection {#2167 …}
  +children: []
  -id: 25344
  -titleTs: "'dollar':3 'spare':1"
  -bodyTs: null
  +cross: false
  +upVotes: 0
  +downVotes: 0
  +ranking: 1703827603
  +visibility: "visible             "
  +apId: "https://sh.itjust.works/post/11728404"
  +editedAt: null
  +createdAt: DateTimeImmutable @1703741203 {#2420
    date: 2023-12-28 06:26:43.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS DENIED
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
5 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
6 DENIED moderate
App\Entity\EntryComment {#4000
  +user: App\Entity\User {#3948 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
7 DENIED edit
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        ---------------\n
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        \n
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        \n
        Sister communities\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
8 DENIED moderate
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        ---------------\n
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        \n
        Sister communities\n
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        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
9 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
10 DENIED moderate
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        \n
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        \n
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        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
11 DENIED edit
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
12 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
13 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
14 DENIED moderate
App\Entity\EntryComment {#4905
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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        Community rules\n
        ---------------\n
        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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  }
  +root: App\Entity\EntryComment {#4000}
  +body: """
    It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.\n
    \n
    This is just a simple online mortgage calculator so it factors in escrow into the monthly payment since that’s what pretty much everyone is going to have.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
15 DENIED edit
App\Entity\EntryComment {#4905
  +user: Proxies\__CG__\App\Entity\User {#4779 …}
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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  }
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    It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.\n
    \n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
16 DENIED moderate
App\Entity\EntryComment {#4905
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        ---------------\n
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        \n
        Sister communities\n
        ------------------\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.\n
    \n
    This is just a simple online mortgage calculator so it factors in escrow into the monthly payment since that’s what pretty much everyone is going to have.
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19 DENIED edit
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
20 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
21 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
22 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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Show voter details
23 DENIED edit
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
24 DENIED moderate
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        ---------------\n
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        Sister communities\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS ABSTAIN
Show voter details
25 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
26 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
27 DENIED edit
App\Entity\EntryComment {#4889
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
28 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
29 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
30 DENIED moderate
App\Entity\EntryComment {#5084
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        \n
        \n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
31 DENIED edit
App\Entity\EntryComment {#5084
  +user: App\Entity\User {#4021 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
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        date: 2023-12-29 04:32:47.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4032}
    +body: "Oh, the content Nazis finally migrated from Reddit"
    +lang: "en"
    +isAdult: false
    +favouriteCount: 0
    +score: 0
    +lastActive: DateTime @1703825566 {#4887
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      "@IdiosyncraticIdiot@sh.itjust.works"
      "@Ghyste@sh.itjust.works"
    ]
    +children: Doctrine\ORM\PersistentCollection {#4891 …}
    +nested: Doctrine\ORM\PersistentCollection {#4893 …}
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    -id: 261456
    -bodyTs: "'content':3 'final':5 'migrat':6 'nazi':4 'oh':1 'reddit':8"
    +ranking: 0
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    +createdAt: DateTimeImmutable @1703825566 {#4888
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    }
  }
  +root: App\Entity\EntryComment {#4032}
  +body: "Hurr durr people care about a community not becoming a dumping ground… Don’t waste my time."
  +lang: "en"
  +isAdult: false
  +favouriteCount: 6
  +score: 0
  +lastActive: DateTime @1703826912 {#5082
    date: 2023-12-29 06:15:12.0 +01:00
  }
  +ip: null
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    "@IdiosyncraticIdiot@sh.itjust.works"
    "@Ghyste@sh.itjust.works"
    "@sebinspace@lemmy.world"
  ]
  +children: Doctrine\ORM\PersistentCollection {#5085 …}
  +nested: Doctrine\ORM\PersistentCollection {#5087 …}
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  -id: 261475
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    date: 2023-12-29 06:15:12.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
32 DENIED moderate
App\Entity\EntryComment {#5084
  +user: App\Entity\User {#4021 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
    +image: null
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    }
    +root: App\Entity\EntryComment {#4032}
    +body: "Oh, the content Nazis finally migrated from Reddit"
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      date: 2023-12-29 05:52:46.0 +01:00
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  }
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
33 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
34 DENIED moderate
App\Entity\EntryComment {#4117
  +user: App\Entity\User {#4130 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2024-10-22 09:23:16.0 +02:00
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Show voter details
35 DENIED edit
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
36 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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Show voter details
37 DENIED ROLE_USER
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Show voter details
38 DENIED moderate
App\Entity\EntryComment {#4794
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    Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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    I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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39 DENIED edit
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    Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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40 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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Show voter details
41 DENIED ROLE_USER
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Show voter details
42 DENIED moderate
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        \n
        \n
        Sister communities\n
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        \n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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      Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
      \n
      I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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Show voter details
43 DENIED edit
App\Entity\EntryComment {#4990
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        ---------------\n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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      Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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      I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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Show voter details
44 DENIED moderate
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        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
      \n
      I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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Show voter details
45 DENIED ROLE_USER
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46 DENIED moderate
App\Entity\EntryComment {#5168
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        ---------------\n
        \n
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        \n
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        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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        Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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        I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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Show voter details
47 DENIED edit
App\Entity\EntryComment {#5168
  +user: Proxies\__CG__\App\Entity\User {#5169 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
        \n
        I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
        """
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    +root: App\Entity\EntryComment {#4117}
    +body: "Estimate includes property taxes."
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  }
  +root: App\Entity\EntryComment {#4117}
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  +children: Doctrine\ORM\PersistentCollection {#5170 …}
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
48 DENIED moderate
App\Entity\EntryComment {#5168
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  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    +image: null
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        Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
        \n
        I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
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  }
  +root: App\Entity\EntryComment {#4117}
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50 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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51 DENIED edit
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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      Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
52 DENIED moderate
App\Entity\EntryComment {#5006
  +user: Proxies\__CG__\App\Entity\User {#5007 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
    +image: null
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    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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    -titleTs: "'dollar':3 'spare':1"
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  +magazine: App\Entity\Magazine {#260}
  +image: null
  +parent: App\Entity\EntryComment {#4794
    +user: Proxies\__CG__\App\Entity\User {#4795 …}
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    +magazine: App\Entity\Magazine {#260}
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      +magazine: App\Entity\Magazine {#260}
      +image: null
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      +root: null
      +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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        "@IdiosyncraticIdiot@sh.itjust.works"
      ]
      +children: Doctrine\ORM\PersistentCollection {#4118 …}
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        date: 2023-12-28 09:48:52.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.\n
      \n
      I’d say it’s just a calculator error where someone coded the if statement that checks for a zero rather poorly.
      """
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      "@IdiosyncraticIdiot@sh.itjust.works"
      "@solrize@lemmy.world"
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    +children: Doctrine\ORM\PersistentCollection {#4796 …}
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      date: 2023-12-28 10:36:55.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: "The estimate rounded up from 99.99%. If you look in the bottom left you can see that they put all but $1 down"
  +lang: "en"
  +isAdult: false
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    date: 2023-12-29 00:21:47.0 +01:00
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    "@IdiosyncraticIdiot@sh.itjust.works"
    "@solrize@lemmy.world"
    "@derpgon@programming.dev"
  ]
  +children: Doctrine\ORM\PersistentCollection {#5008 …}
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  +createdAt: DateTimeImmutable @1703805707 {#5005
    date: 2023-12-29 00:21:47.0 +01:00
  }
}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
53 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
54 DENIED moderate
App\Entity\EntryComment {#4810
  +user: Proxies\__CG__\App\Entity\User {#4811 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
      +rules: null
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    }
    +image: null
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    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
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    +user: App\Entity\User {#4130 …}
    +entry: App\Entity\Entry {#2414}
    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: null
    +root: null
    +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
    +lang: "en"
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      "@IdiosyncraticIdiot@sh.itjust.works"
    ]
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    +ranking: 0
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      date: 2023-12-28 09:48:52.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
    \n
    A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
    """
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    "@solrize@lemmy.world"
  ]
  +children: Doctrine\ORM\PersistentCollection {#4812 …}
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}
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Show voter details
55 DENIED edit
App\Entity\EntryComment {#4810
  +user: Proxies\__CG__\App\Entity\User {#4811 …}
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
      +rules: null
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    Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
    \n
    A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
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Show voter details
56 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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    Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
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58 DENIED moderate
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        ---------------\n
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        \n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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        date: 2023-12-28 09:48:52.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
      \n
      A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
      """
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  }
  +root: App\Entity\EntryComment {#4117}
  +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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    date: 2023-12-28 18:03:09.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
59 DENIED edit
App\Entity\EntryComment {#5069
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  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
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    +slug: "Spare-a-dollar"
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    +root: App\Entity\EntryComment {#4117}
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      Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
      \n
      A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
60 DENIED moderate
App\Entity\EntryComment {#5069
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
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        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
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        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
      \n
      A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
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62 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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        \n
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Show voter details
63 DENIED edit
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        ---------------\n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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          date: 2023-12-28 09:48:52.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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      date: 2023-12-28 18:03:09.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4117}
  +body: "It depends on the area. Both Texas and New Jersey have very high property taxes, so it wouldn’t be that surprising. Or it could be expected insurance costs like in Florida, which could be very high."
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
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    date: 2023-12-28 18:17:02.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
64 DENIED moderate
App\Entity\EntryComment {#5185
  +user: Proxies\__CG__\App\Entity\User {#4811 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
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    +title: "Spare a dollar?"
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        +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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          date: 2023-12-28 09:48:52.0 +01:00
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      }
      +root: App\Entity\EntryComment {#4117}
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        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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    }
    +root: App\Entity\EntryComment {#4117}
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  +root: App\Entity\EntryComment {#4117}
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
65 DENIED ROLE_USER
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Show voter details
66 DENIED moderate
App\Entity\EntryComment {#5200
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
    +image: null
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    +slug: "Spare-a-dollar"
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      date: 2023-12-28 06:26:43.0 +01:00
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  }
  +magazine: App\Entity\Magazine {#260}
  +image: null
  +parent: App\Entity\EntryComment {#5069
    +user: App\Entity\User {#4130 …}
    +entry: App\Entity\Entry {#2414}
    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: App\Entity\EntryComment {#4810
      +user: Proxies\__CG__\App\Entity\User {#4811 …}
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      +magazine: App\Entity\Magazine {#260}
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        +user: App\Entity\User {#4130 …}
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        +image: null
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        +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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        +children: Doctrine\ORM\PersistentCollection {#4118 …}
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          date: 2023-12-28 09:48:52.0 +01:00
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      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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        "@solrize@lemmy.world"
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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  }
  +root: App\Entity\EntryComment {#4117}
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    Curious where you are getting 25%?\n
    \n
    At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
    \n
    If you own the home outright you may not need insurance, but of course, that’s a risk.\n
    \n
    Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
67 DENIED edit
App\Entity\EntryComment {#5200
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
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    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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        +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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          date: 2023-12-28 09:48:52.0 +01:00
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      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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        date: 2023-12-28 15:17:22.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
    +lang: "en"
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      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
    ]
    +children: Doctrine\ORM\PersistentCollection {#5070 …}
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    -id: 259774
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      date: 2023-12-28 18:03:09.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    Curious where you are getting 25%?\n
    \n
    At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
    \n
    If you own the home outright you may not need insurance, but of course, that’s a risk.\n
    \n
    Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
    """
  +lang: "en"
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    date: 2023-12-28 19:01:55.0 +01:00
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
  ]
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  -id: 259952
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    date: 2023-12-28 19:01:55.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
68 DENIED moderate
App\Entity\EntryComment {#5200
  +user: App\Entity\User {#4203 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
      +rules: null
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      +moderators: Doctrine\ORM\PersistentCollection {#231 …}
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      +categories: Doctrine\ORM\PersistentCollection {#1850 …}
      -id: 78
      +apId: "memes@lemmy.world"
      +apProfileId: "https://lemmy.world/c/memes"
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      +apFollowersUrl: "https://lemmy.world/c/memes/followers"
      +apInboxUrl: "https://lemmy.world/inbox"
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      +apPreferredUsername: "memes"
      +apDiscoverable: true
      +apManuallyApprovesFollowers: null
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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      date: 2023-12-28 06:26:43.0 +01:00
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  }
  +magazine: App\Entity\Magazine {#260}
  +image: null
  +parent: App\Entity\EntryComment {#5069
    +user: App\Entity\User {#4130 …}
    +entry: App\Entity\Entry {#2414}
    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: App\Entity\EntryComment {#4810
      +user: Proxies\__CG__\App\Entity\User {#4811 …}
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      +magazine: App\Entity\Magazine {#260}
      +image: null
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        +entry: App\Entity\Entry {#2414}
        +magazine: App\Entity\Magazine {#260}
        +image: null
        +parent: null
        +root: null
        +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
        +lang: "en"
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        +score: 0
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        }
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          "@IdiosyncraticIdiot@sh.itjust.works"
        ]
        +children: Doctrine\ORM\PersistentCollection {#4118 …}
        +nested: Doctrine\ORM\PersistentCollection {#4120 …}
        +votes: Doctrine\ORM\PersistentCollection {#4122 …}
        +reports: Doctrine\ORM\PersistentCollection {#4124 …}
        +favourites: Doctrine\ORM\PersistentCollection {#4126 …}
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        -id: 258738
        -bodyTs: "'30':20 '58k':24 'explain':3 'interest':27 'math':10 'meme':5 'mention':29 'payment':17 'rate':28 'right':12 'someon':2 'stream':18 'valu':14 'year':21"
        +ranking: 0
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        +visibility: "visible             "
        +apId: "https://lemmy.world/comment/6273851"
        +editedAt: null
        +createdAt: DateTimeImmutable @1703753332 {#4113
          date: 2023-12-28 09:48:52.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
      +lang: "en"
      +isAdult: false
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        date: 2023-12-28 15:17:22.0 +01:00
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        "@IdiosyncraticIdiot@sh.itjust.works"
        "@solrize@lemmy.world"
      ]
      +children: Doctrine\ORM\PersistentCollection {#4812 …}
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      -id: 259369
      -bodyTs: "'add':4 'addit':36 'calcul':3,29 'cash':26 'collect':60 'compani':51,57 'cost':16,37 'escrow':47 'even':53 'fee':11 'give':13,33 'go':31 'hoa':10 'homebuy':19 'howev':52 'insur':8 'isn':58 'lot':40 'mortgag':2,28,50,56 'need':64 'paid':45,67 'pay':24 'potenti':18 'properti':6 'still':63 'tax':7 'time':42 'truer':15"
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        date: 2023-12-28 15:17:22.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#4117}
    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
    +lang: "en"
    +isAdult: false
    +favouriteCount: 2
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      date: 2023-12-28 18:03:09.0 +01:00
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      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
    ]
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    -id: 259774
    -bodyTs: "'25':11 'add':7 'around':10 'cost':5,15 'expect':23 'hous':14 'realli':6 'thank':1 'would':21"
    +ranking: 0
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      date: 2023-12-28 18:03:09.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    Curious where you are getting 25%?\n
    \n
    At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
    \n
    If you own the home outright you may not need insurance, but of course, that’s a risk.\n
    \n
    Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
    """
  +lang: "en"
  +isAdult: false
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    date: 2023-12-28 19:01:55.0 +01:00
  }
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    "@IdiosyncraticIdiot@sh.itjust.works"
    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
  ]
  +children: Doctrine\ORM\PersistentCollection {#5201 …}
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  -id: 259952
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    date: 2023-12-28 19:01:55.0 +01:00
  }
}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
69 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
70 DENIED moderate
App\Entity\EntryComment {#5262
  +user: App\Entity\User {#4130 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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          +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
          +lang: "en"
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            "@IdiosyncraticIdiot@sh.itjust.works"
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          +ranking: 0
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        }
        +root: App\Entity\EntryComment {#4117}
        +body: """
          Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
          \n
          A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
          """
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          "@solrize@lemmy.world"
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          date: 2023-12-28 15:17:22.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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        "@solrize@lemmy.world"
        "@HobbitFoot@thelemmy.club"
      ]
      +children: Doctrine\ORM\PersistentCollection {#5070 …}
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      +votes: Doctrine\ORM\PersistentCollection {#5074 …}
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        date: 2023-12-28 18:03:09.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      Curious where you are getting 25%?\n
      \n
      At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
      \n
      If you own the home outright you may not need insurance, but of course, that’s a risk.\n
      \n
      Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
      """
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      "@HobbitFoot@thelemmy.club"
    ]
    +children: Doctrine\ORM\PersistentCollection {#5201 …}
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    +ranking: 0
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    +visibility: "visible             "
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    +editedAt: null
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      date: 2023-12-28 19:01:55.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    > Curious where you are getting 25%?\n
    \n
    Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
    """
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    date: 2023-12-28 21:00:35.0 +01:00
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
    "@qjkxbmwvz@lemmy.sdf.org"
  ]
  +children: Doctrine\ORM\PersistentCollection {#5268 …}
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    date: 2023-12-28 21:00:35.0 +01:00
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
71 DENIED edit
App\Entity\EntryComment {#5262
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2024-10-12 16:32:25.0 +02:00
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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    -id: 25344
    -titleTs: "'dollar':3 'spare':1"
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      date: 2023-12-28 06:26:43.0 +01:00
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  }
  +magazine: App\Entity\Magazine {#260}
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  +parent: App\Entity\EntryComment {#5200
    +user: App\Entity\User {#4203 …}
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    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: App\Entity\EntryComment {#5069
      +user: App\Entity\User {#4130 …}
      +entry: App\Entity\Entry {#2414}
      +magazine: App\Entity\Magazine {#260}
      +image: null
      +parent: App\Entity\EntryComment {#4810
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        +magazine: App\Entity\Magazine {#260}
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        +parent: App\Entity\EntryComment {#4117
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          +magazine: App\Entity\Magazine {#260}
          +image: null
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          +root: null
          +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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            "@IdiosyncraticIdiot@sh.itjust.works"
          ]
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            date: 2023-12-28 09:48:52.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#4117}
        +body: """
          Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
          \n
          A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
          """
        +lang: "en"
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          date: 2023-12-28 15:17:22.0 +01:00
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          "@IdiosyncraticIdiot@sh.itjust.works"
          "@solrize@lemmy.world"
        ]
        +children: Doctrine\ORM\PersistentCollection {#4812 …}
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          date: 2023-12-28 15:17:22.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
      +lang: "en"
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        "@solrize@lemmy.world"
        "@HobbitFoot@thelemmy.club"
      ]
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        date: 2023-12-28 18:03:09.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      Curious where you are getting 25%?\n
      \n
      At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
      \n
      If you own the home outright you may not need insurance, but of course, that’s a risk.\n
      \n
      Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
      """
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    +isAdult: false
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      date: 2023-12-28 19:01:55.0 +01:00
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      "@IdiosyncraticIdiot@sh.itjust.works"
      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
    ]
    +children: Doctrine\ORM\PersistentCollection {#5201 …}
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    -id: 259952
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    +ranking: 0
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      date: 2023-12-28 19:01:55.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    > Curious where you are getting 25%?\n
    \n
    Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
    """
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    date: 2023-12-28 21:00:35.0 +01:00
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    "@IdiosyncraticIdiot@sh.itjust.works"
    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
    "@qjkxbmwvz@lemmy.sdf.org"
  ]
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    date: 2023-12-28 21:00:35.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
72 DENIED moderate
App\Entity\EntryComment {#5262
  +user: App\Entity\User {#4130 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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          Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
          \n
          A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
          """
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      +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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    +body: """
      Curious where you are getting 25%?\n
      \n
      At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
      \n
      If you own the home outright you may not need insurance, but of course, that’s a risk.\n
      \n
      Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
      """
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  +body: """
    > Curious where you are getting 25%?\n
    \n
    Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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Show voter details
73 DENIED ROLE_USER
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74 DENIED moderate
App\Entity\EntryComment {#5296
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          +root: App\Entity\EntryComment {#4117}
          +body: """
            Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
            \n
            A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
            """
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            date: 2023-12-28 15:17:22.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#4117}
        +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
        +lang: "en"
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          "@solrize@lemmy.world"
          "@HobbitFoot@thelemmy.club"
        ]
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        -id: 259774
        -bodyTs: "'25':11 'add':7 'around':10 'cost':5,15 'expect':23 'hous':14 'realli':6 'thank':1 'would':21"
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          date: 2023-12-28 18:03:09.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Curious where you are getting 25%?\n
        \n
        At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
        \n
        If you own the home outright you may not need insurance, but of course, that’s a risk.\n
        \n
        Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
        """
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        date: 2023-12-28 19:01:55.0 +01:00
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        "@solrize@lemmy.world"
        "@HobbitFoot@thelemmy.club"
      ]
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        date: 2023-12-28 19:01:55.0 +01:00
      }
    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      > Curious where you are getting 25%?\n
      \n
      Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
      """
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      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
      "@qjkxbmwvz@lemmy.sdf.org"
    ]
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      date: 2023-12-28 21:00:35.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    I see. In this case the 30 years is irrelevant I think.\n
    \n
    This is probably PITI cost — principal, interest, taxes, insurance. Principal and interest are zero here, but the other two continue for as long as you own the home (property tax is annual like income tax — it’s not a one-time-deal like sales tax).
    """
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    "@HobbitFoot@thelemmy.club"
    "@qjkxbmwvz@lemmy.sdf.org"
  ]
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
75 DENIED edit
App\Entity\EntryComment {#5296
  +user: App\Entity\User {#4203 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2024-10-12 16:32:25.0 +02:00
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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      date: 2023-12-28 06:26:43.0 +01:00
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  +parent: App\Entity\EntryComment {#5262
    +user: App\Entity\User {#4130 …}
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    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: App\Entity\EntryComment {#5200
      +user: App\Entity\User {#4203 …}
      +entry: App\Entity\Entry {#2414}
      +magazine: App\Entity\Magazine {#260}
      +image: null
      +parent: App\Entity\EntryComment {#5069
        +user: App\Entity\User {#4130 …}
        +entry: App\Entity\Entry {#2414}
        +magazine: App\Entity\Magazine {#260}
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        +parent: App\Entity\EntryComment {#4810
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          +parent: App\Entity\EntryComment {#4117
            +user: App\Entity\User {#4130 …}
            +entry: App\Entity\Entry {#2414}
            +magazine: App\Entity\Magazine {#260}
            +image: null
            +parent: null
            +root: null
            +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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            }
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              "@IdiosyncraticIdiot@sh.itjust.works"
            ]
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            -id: 258738
            -bodyTs: "'30':20 '58k':24 'explain':3 'interest':27 'math':10 'meme':5 'mention':29 'payment':17 'rate':28 'right':12 'someon':2 'stream':18 'valu':14 'year':21"
            +ranking: 0
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              date: 2023-12-28 09:48:52.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#4117}
          +body: """
            Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
            \n
            A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
            """
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            "@solrize@lemmy.world"
          ]
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            date: 2023-12-28 15:17:22.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#4117}
        +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
        +lang: "en"
        +isAdult: false
        +favouriteCount: 2
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          "@solrize@lemmy.world"
          "@HobbitFoot@thelemmy.club"
        ]
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        +favourites: Doctrine\ORM\PersistentCollection {#5078 …}
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        -id: 259774
        -bodyTs: "'25':11 'add':7 'around':10 'cost':5,15 'expect':23 'hous':14 'realli':6 'thank':1 'would':21"
        +ranking: 0
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          date: 2023-12-28 18:03:09.0 +01:00
        }
      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Curious where you are getting 25%?\n
        \n
        At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
        \n
        If you own the home outright you may not need insurance, but of course, that’s a risk.\n
        \n
        Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
        """
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        "@solrize@lemmy.world"
        "@HobbitFoot@thelemmy.club"
      ]
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      -id: 259952
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      +ranking: 0
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        date: 2023-12-28 19:01:55.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: """
      > Curious where you are getting 25%?\n
      \n
      Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
      """
    +lang: "en"
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      date: 2023-12-28 21:00:35.0 +01:00
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      "@IdiosyncraticIdiot@sh.itjust.works"
      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
      "@qjkxbmwvz@lemmy.sdf.org"
    ]
    +children: Doctrine\ORM\PersistentCollection {#5268 …}
    +nested: Doctrine\ORM\PersistentCollection {#5270 …}
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    +ranking: 0
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      date: 2023-12-28 21:00:35.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    I see. In this case the 30 years is irrelevant I think.\n
    \n
    This is probably PITI cost — principal, interest, taxes, insurance. Principal and interest are zero here, but the other two continue for as long as you own the home (property tax is annual like income tax — it’s not a one-time-deal like sales tax).
    """
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
    "@qjkxbmwvz@lemmy.sdf.org"
  ]
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    date: 2023-12-28 22:39:47.0 +01:00
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}
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
76 DENIED moderate
App\Entity\EntryComment {#5296
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2023-11-04 08:50:55.0 +01:00
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    }
    +image: null
    +domain: Proxies\__CG__\App\Entity\Domain {#1893 …}
    +slug: "Spare-a-dollar"
    +title: "Spare a dollar?"
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  +magazine: App\Entity\Magazine {#260}
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  +parent: App\Entity\EntryComment {#5262
    +user: App\Entity\User {#4130 …}
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    +magazine: App\Entity\Magazine {#260}
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    +parent: App\Entity\EntryComment {#5200
      +user: App\Entity\User {#4203 …}
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      +magazine: App\Entity\Magazine {#260}
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      +parent: App\Entity\EntryComment {#5069
        +user: App\Entity\User {#4130 …}
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        +magazine: App\Entity\Magazine {#260}
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        +parent: App\Entity\EntryComment {#4810
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          +parent: App\Entity\EntryComment {#4117
            +user: App\Entity\User {#4130 …}
            +entry: App\Entity\Entry {#2414}
            +magazine: App\Entity\Magazine {#260}
            +image: null
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            +root: null
            +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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              "@IdiosyncraticIdiot@sh.itjust.works"
            ]
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              date: 2023-12-28 09:48:52.0 +01:00
            }
          }
          +root: App\Entity\EntryComment {#4117}
          +body: """
            Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
            \n
            A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
            """
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            "@solrize@lemmy.world"
          ]
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            date: 2023-12-28 15:17:22.0 +01:00
          }
        }
        +root: App\Entity\EntryComment {#4117}
        +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
        +lang: "en"
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          "@solrize@lemmy.world"
          "@HobbitFoot@thelemmy.club"
        ]
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          date: 2023-12-28 18:03:09.0 +01:00
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      }
      +root: App\Entity\EntryComment {#4117}
      +body: """
        Curious where you are getting 25%?\n
        \n
        At least this amount will, assuming it’s just taxes and insurance, be due every month for as long as it’s owned. Property taxes in California for example are around 1%/year (so a $377k home would be around $4k/year).\n
        \n
        If you own the home outright you may not need insurance, but of course, that’s a risk.\n
        \n
        Taxes may be severely limited in how much they increase (see: California prop 13), so while they will likely increase it may not match e.g. rental increases.
        """
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        "@solrize@lemmy.world"
        "@HobbitFoot@thelemmy.club"
      ]
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        date: 2023-12-28 19:01:55.0 +01:00
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    +root: App\Entity\EntryComment {#4117}
    +body: """
      > Curious where you are getting 25%?\n
      \n
      Oh hmm, 18%. $377/m for 30 years discounted at the interest rate mentioned gives $58K which is around 18% of the house price of $323K. My mental math was a bit off.
      """
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      "@solrize@lemmy.world"
      "@HobbitFoot@thelemmy.club"
      "@qjkxbmwvz@lemmy.sdf.org"
    ]
    +children: Doctrine\ORM\PersistentCollection {#5268 …}
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      date: 2023-12-28 21:00:35.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4117}
  +body: """
    I see. In this case the 30 years is irrelevant I think.\n
    \n
    This is probably PITI cost — principal, interest, taxes, insurance. Principal and interest are zero here, but the other two continue for as long as you own the home (property tax is annual like income tax — it’s not a one-time-deal like sales tax).
    """
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    "@solrize@lemmy.world"
    "@HobbitFoot@thelemmy.club"
    "@qjkxbmwvz@lemmy.sdf.org"
  ]
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}
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Show voter details
77 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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Show voter details
78 DENIED moderate
App\Entity\EntryComment {#5215
  +user: Proxies\__CG__\App\Entity\User {#5216 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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    I’ve seen condos where the Strata/HOA fee alone would have been around 25% of the monthly mortgage.\n
    \n
    $400 / month strata on a $1600 / month condo. It’s practically thievery, no idea how maintaining and apartment is supposed to cost $4800 a year per person. Can’t remember how many unit but even assuming a low count of 10 units that’s $48,000 a year in maintenance. Seems pretty excessive.
    """
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ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
79 DENIED edit
App\Entity\EntryComment {#5215
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      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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      date: 2023-12-28 18:03:09.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4117}
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    I’ve seen condos where the Strata/HOA fee alone would have been around 25% of the monthly mortgage.\n
    \n
    $400 / month strata on a $1600 / month condo. It’s practically thievery, no idea how maintaining and apartment is supposed to cost $4800 a year per person. Can’t remember how many unit but even assuming a low count of 10 units that’s $48,000 a year in maintenance. Seems pretty excessive.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
80 DENIED moderate
App\Entity\EntryComment {#5215
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        date: 2023-11-04 08:50:55.0 +01:00
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        +body: "Can someone explain this meme to me? If my math is right, the value of that payment stream over 30 years is about $58K at the interest rate mentioned."
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          date: 2023-12-28 09:48:52.0 +01:00
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        Most mortgage calculators add in property taxes, insurance, and HOA fees to give a truer cost to potential homebuyers. So, if you are paying all cash, the mortgage calculator is going to give you the additional costs only.\n
        \n
        A lot of times, it is paid in escrow to the mortgage company. However, even if the mortgage company isn’t collecting it, it still needs to be paid.
        """
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        "@solrize@lemmy.world"
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    }
    +root: App\Entity\EntryComment {#4117}
    +body: "Thanks. But do those costs really add up to around 25% of the house cost? That’s more than I would have expected."
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  +body: """
    I’ve seen condos where the Strata/HOA fee alone would have been around 25% of the monthly mortgage.\n
    \n
    $400 / month strata on a $1600 / month condo. It’s practically thievery, no idea how maintaining and apartment is supposed to cost $4800 a year per person. Can’t remember how many unit but even assuming a low count of 10 units that’s $48,000 a year in maintenance. Seems pretty excessive.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
81 DENIED ROLE_USER
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ACCESS ABSTAIN
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Show voter details
82 DENIED moderate
App\Entity\EntryComment {#4826
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        Community rules\n
        ---------------\n
        \n
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        \n
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        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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84 DENIED moderate
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86 DENIED moderate
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
87 DENIED edit
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        ---------------\n
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        \n
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        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
88 DENIED moderate
App\Entity\EntryComment {#4190
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        Sister communities\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
89 DENIED ROLE_USER
null
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
90 DENIED moderate
App\Entity\EntryComment {#4841
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        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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Show voter details
92 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
93 DENIED ROLE_USER
null
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ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
94 DENIED moderate
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        ---------------\n
        \n
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        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
95 DENIED edit
App\Entity\EntryComment {#5022
  +user: Proxies\__CG__\App\Entity\User {#5023 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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}
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
96 DENIED moderate
App\Entity\EntryComment {#5022
  +user: Proxies\__CG__\App\Entity\User {#5023 …}
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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Show voter details
97 DENIED ROLE_USER
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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Show voter details
98 DENIED moderate
App\Entity\EntryComment {#5038
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        ---------------\n
        \n
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        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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  }
  +root: App\Entity\EntryComment {#4190}
  +body: """
    The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
    \n
    Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
    \n
    Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
    """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
99 DENIED edit
App\Entity\EntryComment {#5038
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      +name: "memes@lemmy.world"
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        ---------------\n
        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    }
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      +body: "Calm down, this isn’t the banks screwing the little guy. This number includes tax and possibly insurance — “PITI” (principal, interest, taxes and insurance) is the standard quoted cost. It’s just an estimate. You can often pick your own insurance which will change the cost, and if you’re buying in cash, insurance may not even be required. (It will almost certainly be required if you have a loan, since the bank wants its assets protected.)"
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        date: 2023-12-28 11:25:33.0 +01:00
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    +lang: "en"
    +isAdult: false
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    +score: 0
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      "@IdiosyncraticIdiot@sh.itjust.works"
      "@qjkxbmwvz@lemmy.sdf.org"
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    +children: Doctrine\ORM\PersistentCollection {#4843 …}
    +nested: Doctrine\ORM\PersistentCollection {#4845 …}
    +votes: Doctrine\ORM\PersistentCollection {#4847 …}
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    -id: 259345
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    +ranking: 0
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    +visibility: "visible             "
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    +editedAt: null
    +createdAt: DateTimeImmutable @1703772610 {#4840
      date: 2023-12-28 15:10:10.0 +01:00
    }
  }
  +root: App\Entity\EntryComment {#4190}
  +body: """
    The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
    \n
    Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
    \n
    Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
    """
  +lang: "en"
  +isAdult: false
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  +lastActive: DateTime @1703799386 {#5036
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    "@qjkxbmwvz@lemmy.sdf.org"
    "@Gingernate@programming.dev"
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  +children: Doctrine\ORM\PersistentCollection {#5039 …}
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
100 DENIED moderate
App\Entity\EntryComment {#5038
  +user: App\Entity\User {#4203 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
      +rules: null
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    }
    +image: null
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    +url: "https://sh.itjust.works/pictrs/image/bb24ea15-9160-42a2-82a5-ddd20e0efda9.png"
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      +body: "Calm down, this isn’t the banks screwing the little guy. This number includes tax and possibly insurance — “PITI” (principal, interest, taxes and insurance) is the standard quoted cost. It’s just an estimate. You can often pick your own insurance which will change the cost, and if you’re buying in cash, insurance may not even be required. (It will almost certainly be required if you have a loan, since the bank wants its assets protected.)"
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        "@IdiosyncraticIdiot@sh.itjust.works"
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    }
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      date: 2023-12-28 15:10:10.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4190}
  +body: """
    The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
    \n
    Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
    \n
    Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
    """
  +lang: "en"
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    "@qjkxbmwvz@lemmy.sdf.org"
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  +children: Doctrine\ORM\PersistentCollection {#5039 …}
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
101 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
102 DENIED moderate
App\Entity\EntryComment {#5231
  +user: Proxies\__CG__\App\Entity\User {#4842 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    +body: """
      The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
      \n
      Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
      \n
      Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
      """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
103 DENIED edit
App\Entity\EntryComment {#5231
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        +body: "Calm down, this isn’t the banks screwing the little guy. This number includes tax and possibly insurance — “PITI” (principal, interest, taxes and insurance) is the standard quoted cost. It’s just an estimate. You can often pick your own insurance which will change the cost, and if you’re buying in cash, insurance may not even be required. (It will almost certainly be required if you have a loan, since the bank wants its assets protected.)"
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    }
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    +body: """
      The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
      \n
      Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
      \n
      Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
      """
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  }
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
104 DENIED moderate
App\Entity\EntryComment {#5231
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    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        +body: "Calm down, this isn’t the banks screwing the little guy. This number includes tax and possibly insurance — “PITI” (principal, interest, taxes and insurance) is the standard quoted cost. It’s just an estimate. You can often pick your own insurance which will change the cost, and if you’re buying in cash, insurance may not even be required. (It will almost certainly be required if you have a loan, since the bank wants its assets protected.)"
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    }
    +root: App\Entity\EntryComment {#4190}
    +body: """
      The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).\n
      \n
      Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!\n
      \n
      Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
      """
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  +root: App\Entity\EntryComment {#4190}
  +body: "That’s not a mortgage though."
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
105 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
106 DENIED moderate
App\Entity\EntryComment {#5053
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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107 DENIED edit
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Show voter details
108 DENIED moderate
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
109 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
110 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
111 DENIED edit
App\Entity\EntryComment {#5246
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
112 DENIED moderate
App\Entity\EntryComment {#5246
  +user: Proxies\__CG__\App\Entity\User {#4842 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        +body: "Calm down, this isn’t the banks screwing the little guy. This number includes tax and possibly insurance — “PITI” (principal, interest, taxes and insurance) is the standard quoted cost. It’s just an estimate. You can often pick your own insurance which will change the cost, and if you’re buying in cash, insurance may not even be required. (It will almost certainly be required if you have a loan, since the bank wants its assets protected.)"
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
113 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
114 DENIED moderate
App\Entity\EntryComment {#4263
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
115 DENIED edit
App\Entity\EntryComment {#4263
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        ---------------\n
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        Sister communities\n
        ------------------\n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
116 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
117 DENIED ROLE_USER
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
118 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
119 DENIED edit
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ACCESS ABSTAIN
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Show voter details
120 DENIED moderate
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Show voter details
122 DENIED moderate
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Show voter details
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Show voter details
124 DENIED moderate
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Show voter details
125 DENIED ROLE_USER
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Show voter details
126 DENIED moderate
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    LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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127 DENIED edit
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        Sister communities\n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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Show voter details
128 DENIED moderate
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    LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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129 DENIED ROLE_USER
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130 DENIED moderate
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135 DENIED edit
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136 DENIED moderate
App\Entity\EntryComment {#4927
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        ---------------\n
        \n
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        \n
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        \n
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        Sister communities\n
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        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
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137 DENIED ROLE_USER
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138 DENIED moderate
App\Entity\EntryComment {#5099
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        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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    They can be or they can be paid through “escrow” and your mortgage servicer will pay them.\n
    \n
    Usually sites like these want to show total monthly cost though, so they tend to include estimates for property taxes and insurance in the monthly payments. Whether it gets paid through your mortgage servicer or directly by you doesn’t change much.
    """
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
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Show voter details
139 DENIED edit
App\Entity\EntryComment {#5099
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +title: "memes"
      +description: """
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        ---------------\n
        \n
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        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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    +body: "Hm. I always assumed insurance is paid separately to the insurance company and property taxes are paid separately to the county."
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  +body: """
    They can be or they can be paid through “escrow” and your mortgage servicer will pay them.\n
    \n
    Usually sites like these want to show total monthly cost though, so they tend to include estimates for property taxes and insurance in the monthly payments. Whether it gets paid through your mortgage servicer or directly by you doesn’t change much.
    """
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}
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
140 DENIED moderate
App\Entity\EntryComment {#5099
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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        Community rules\n
        ---------------\n
        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
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    +body: "Hm. I always assumed insurance is paid separately to the insurance company and property taxes are paid separately to the county."
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    They can be or they can be paid through “escrow” and your mortgage servicer will pay them.\n
    \n
    Usually sites like these want to show total monthly cost though, so they tend to include estimates for property taxes and insurance in the monthly payments. Whether it gets paid through your mortgage servicer or directly by you doesn’t change much.
    """
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ACCESS ABSTAIN
Show voter details
141 DENIED ROLE_USER
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142 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
          """
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    If you have a mortgage, 99/100 the bank is going to make you pay into escrow for insurance and taxes.\n
    \n
    This is just a simple online mortgage calculator so it’s not factoring in that you could just pay those yourself if you’re paying all cash for the house.
    """
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Show voter details
143 DENIED edit
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        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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    +entry: App\Entity\Entry {#2414}
    +magazine: App\Entity\Magazine {#260}
    +image: null
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        +image: null
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        +body: """
          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
          """
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      }
      +root: App\Entity\EntryComment {#4337}
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    +root: App\Entity\EntryComment {#4337}
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    If you have a mortgage, 99/100 the bank is going to make you pay into escrow for insurance and taxes.\n
    \n
    This is just a simple online mortgage calculator so it’s not factoring in that you could just pay those yourself if you’re paying all cash for the house.
    """
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}
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ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
144 DENIED moderate
App\Entity\EntryComment {#5122
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
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        \n
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        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
          """
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    If you have a mortgage, 99/100 the bank is going to make you pay into escrow for insurance and taxes.\n
    \n
    This is just a simple online mortgage calculator so it’s not factoring in that you could just pay those yourself if you’re paying all cash for the house.
    """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
145 DENIED ROLE_USER
null
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"Symfony\Component\Security\Core\Authorization\Voter\RoleHierarchyVoter"
ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
146 DENIED moderate
App\Entity\EntryComment {#5137
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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  }
  +magazine: App\Entity\Magazine {#260}
  +image: null
  +parent: App\Entity\EntryComment {#4927
    +user: App\Entity\User {#4350 …}
    +entry: App\Entity\Entry {#2414}
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    +image: null
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        +image: null
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
          """
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          date: 2023-12-28 07:55:01.0 +01:00
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      }
      +root: App\Entity\EntryComment {#4337}
      +body: "Insurance and property taxes are factored into the monthly payment, though it’s not obvious from the meme"
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  }
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    It can be paid directly by you, or it can be held “in escrow” and paid by your lender. Ultimately it doesn’t make a difference financially, but it does mean logistically you either are paying one bill vs 3+.\n
    \n
    It also comes at the risk that your lender fucking up could result in, best case scenario, a paperwork nightmare and maybe a small fee with your insurance/county/whatever, worst case scenario, the cancellation of a policy you may or may not be able to get back into easily.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
147 DENIED edit
App\Entity\EntryComment {#5137
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        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
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      date: 2023-12-28 09:21:16.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    It can be paid directly by you, or it can be held “in escrow” and paid by your lender. Ultimately it doesn’t make a difference financially, but it does mean logistically you either are paying one bill vs 3+.\n
    \n
    It also comes at the risk that your lender fucking up could result in, best case scenario, a paperwork nightmare and maybe a small fee with your insurance/county/whatever, worst case scenario, the cancellation of a policy you may or may not be able to get back into easily.
    """
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    "@LemmyKnowsBest@lemmy.world"
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148 DENIED moderate
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        ---------------\n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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    +body: "Hm. I always assumed insurance is paid separately to the insurance company and property taxes are paid separately to the county."
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    It can be paid directly by you, or it can be held “in escrow” and paid by your lender. Ultimately it doesn’t make a difference financially, but it does mean logistically you either are paying one bill vs 3+.\n
    \n
    It also comes at the risk that your lender fucking up could result in, best case scenario, a paperwork nightmare and maybe a small fee with your insurance/county/whatever, worst case scenario, the cancellation of a policy you may or may not be able to get back into easily.
    """
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Show voter details
149 DENIED ROLE_USER
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Show voter details
150 DENIED moderate
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        ---------------\n
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        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
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Show voter details
151 DENIED edit
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        ---------------\n
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        \n
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        \n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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Show voter details
152 DENIED moderate
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        ---------------\n
        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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          LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
          \n
          Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
          """
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          date: 2023-12-28 07:55:01.0 +01:00
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      +root: App\Entity\EntryComment {#4337}
      +body: "Insurance and property taxes are factored into the monthly payment, though it’s not obvious from the meme"
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    +root: App\Entity\EntryComment {#4337}
    +body: "Hm. I always assumed insurance is paid separately to the insurance company and property taxes are paid separately to the county."
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  +root: App\Entity\EntryComment {#4337}
  +body: "Online calculators almost always include, or have an option to include, these costs. In part it’s because that’s the number the bank will use to determine what you qualify for. Makes it much easier to say, “here’s your monthly obligation” and compare that to you monthly income, instead of “here’s your monthly obligation, and here’s your twice-a-year tax obligation.”"
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        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
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156 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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158 DENIED moderate
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      date: 2023-12-28 07:55:01.0 +01:00
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  +root: App\Entity\EntryComment {#4337}
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    Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
    \n
    Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
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    \n
    Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
    \n
    Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
    """
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
159 DENIED edit
App\Entity\EntryComment {#4762
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      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
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        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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    +image: null
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      LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
      \n
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      """
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      date: 2023-12-28 07:55:01.0 +01:00
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  +root: App\Entity\EntryComment {#4337}
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    Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
    \n
    Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
    \n
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    \n
    Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
    \n
    Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
    """
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
160 DENIED moderate
App\Entity\EntryComment {#4762
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
      \n
      Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
      """
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      date: 2023-12-28 07:55:01.0 +01:00
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  +root: App\Entity\EntryComment {#4337}
  +body: """
    Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
    \n
    Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
    \n
    Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
    \n
    Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
    \n
    Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
    \n
    Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
161 DENIED ROLE_USER
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"App\Security\Voter\MessageVoter"
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
162 DENIED moderate
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  +entry: App\Entity\Entry {#2414
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    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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        \n
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        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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      +entry: App\Entity\Entry {#2414}
      +magazine: App\Entity\Magazine {#260}
      +image: null
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        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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        date: 2023-12-28 07:55:01.0 +01:00
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    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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      date: 2023-12-28 09:18:21.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    > Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.\n
    \n
    Okay but if you pay it all off in one lump sum there won’t be any interest payments at all. So both scenarios kinda break even in that regard.
    """
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}
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
163 DENIED edit
App\Entity\EntryComment {#4958
  +user: App\Entity\User {#4350 …}
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      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
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      +description: """
        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
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        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      +image: null
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      +body: """
        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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      "@LemmyKnowsBest@lemmy.world"
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    +ranking: 0
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    +createdAt: DateTimeImmutable @1703751501 {#4761
      date: 2023-12-28 09:18:21.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    > Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.\n
    \n
    Okay but if you pay it all off in one lump sum there won’t be any interest payments at all. So both scenarios kinda break even in that regard.
    """
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    "@LemmyKnowsBest@lemmy.world"
    "@Ritsu@lemmynsfw.com"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
164 DENIED moderate
App\Entity\EntryComment {#4958
  +user: App\Entity\User {#4350 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +title: "memes"
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        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      +image: null
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      +body: """
        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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        "@IdiosyncraticIdiot@sh.itjust.works"
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    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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  +root: App\Entity\EntryComment {#4337}
  +body: """
    > Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.\n
    \n
    Okay but if you pay it all off in one lump sum there won’t be any interest payments at all. So both scenarios kinda break even in that regard.
    """
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    "@LemmyKnowsBest@lemmy.world"
    "@Ritsu@lemmynsfw.com"
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}
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
165 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
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"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
166 DENIED moderate
App\Entity\EntryComment {#4974
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        Community rules\n
        ---------------\n
        \n
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        \n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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  +image: null
  +parent: App\Entity\EntryComment {#4762
    +user: Proxies\__CG__\App\Entity\User {#4763 …}
    +entry: App\Entity\Entry {#2414}
    +magazine: App\Entity\Magazine {#260}
    +image: null
    +parent: App\Entity\EntryComment {#4337
      +user: App\Entity\User {#4350 …}
      +entry: App\Entity\Entry {#2414}
      +magazine: App\Entity\Magazine {#260}
      +image: null
      +parent: null
      +root: null
      +body: """
        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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        date: 2023-12-28 07:55:01.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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      "@LemmyKnowsBest@lemmy.world"
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      date: 2023-12-28 09:18:21.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    Ah, so it depends if you want to buy a house so you have somewhere safe to live that you can’t be evicted from, or whether you want to use it to destroy society for your own immoral personal profit?\n
    \n
    [Edit] Sorry, I’m probably being a bit severe there
    """
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    "@LemmyKnowsBest@lemmy.world"
    "@Ritsu@lemmynsfw.com"
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
167 DENIED edit
App\Entity\EntryComment {#4974
  +user: Proxies\__CG__\App\Entity\User {#4975 …}
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
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      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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      +entry: App\Entity\Entry {#2414}
      +magazine: App\Entity\Magazine {#260}
      +image: null
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      +body: """
        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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        date: 2023-12-28 07:55:01.0 +01:00
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    }
    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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      date: 2023-12-28 09:18:21.0 +01:00
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  }
  +root: App\Entity\EntryComment {#4337}
  +body: """
    Ah, so it depends if you want to buy a house so you have somewhere safe to live that you can’t be evicted from, or whether you want to use it to destroy society for your own immoral personal profit?\n
    \n
    [Edit] Sorry, I’m probably being a bit severe there
    """
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    "@IdiosyncraticIdiot@sh.itjust.works"
    "@LemmyKnowsBest@lemmy.world"
    "@Ritsu@lemmynsfw.com"
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
168 DENIED moderate
App\Entity\EntryComment {#4974
  +user: Proxies\__CG__\App\Entity\User {#4975 …}
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    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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        LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
        \n
        Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
        """
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        date: 2023-12-28 07:55:01.0 +01:00
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    +root: App\Entity\EntryComment {#4337}
    +body: """
      Liquidity Risk: Paying in full ties up a large amount of capital in one asset, reducing financial flexibility and liquidity.\n
      \n
      Opportunity Cost: The capital used for a lump sum payment could potentially yield higher returns if invested elsewhere. Although, at current rates that is probably unlikely.\n
      \n
      Leverage: Mortgages allow for leverage, where you can control a large asset with a smaller initial investment.\n
      \n
      Interest Rates: With historically low interest rates, financing can be more cost-effective than using cash. This is currently not true.\n
      \n
      Diversification: Investing the money in a diversified portfolio can reduce risk compared to putting it all in a single property. See Leverage.\n
      \n
      Tax Benefits: Mortgage interest payments can often be tax-deductible, which is not applicable when buying outright.
      """
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  +root: App\Entity\EntryComment {#4337}
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    Ah, so it depends if you want to buy a house so you have somewhere safe to live that you can’t be evicted from, or whether you want to use it to destroy society for your own immoral personal profit?\n
    \n
    [Edit] Sorry, I’m probably being a bit severe there
    """
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170 DENIED moderate
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        ---------------\n
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        \n
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        \n
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        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
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      LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
      \n
      Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
      """
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  +root: App\Entity\EntryComment {#4337}
  +body: """
    Because if you have several hundred thousand dollars laying around to pay in cash, you’re better off investing that into an index fund which will have a higher rate of return than the interest on the mortgage.\n
    \n
    If you have $500k and want to buy a $500k house, you could pay the entire $500k down and own the house free and clear, but you would only gain the appreciation on the house if you ever sell it. Assuming doubling in value every 10 years it should be worth $4M after 30 years.\n
    \n
    If you had $500k and took out a mortgage of $400k, at the national average of 7% and 30 years, you would pay a total $1,033,654. If you took the other $400k you had and put it in just the S&P 500 which has averaged right at 10% annually, and left it there, you would end up with $6,979,760 in that fund at the end of the 30 years.\n
    \n
    So you would come out ahead by about $4 million at the end if you took the mortgage and invested the cash.
    """
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}
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171 DENIED edit
App\Entity\EntryComment {#4778
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        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
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        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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    +magazine: App\Entity\Magazine {#260}
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    +body: """
      LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
      \n
      Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
      """
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  +root: App\Entity\EntryComment {#4337}
  +body: """
    Because if you have several hundred thousand dollars laying around to pay in cash, you’re better off investing that into an index fund which will have a higher rate of return than the interest on the mortgage.\n
    \n
    If you have $500k and want to buy a $500k house, you could pay the entire $500k down and own the house free and clear, but you would only gain the appreciation on the house if you ever sell it. Assuming doubling in value every 10 years it should be worth $4M after 30 years.\n
    \n
    If you had $500k and took out a mortgage of $400k, at the national average of 7% and 30 years, you would pay a total $1,033,654. If you took the other $400k you had and put it in just the S&P 500 which has averaged right at 10% annually, and left it there, you would end up with $6,979,760 in that fund at the end of the 30 years.\n
    \n
    So you would come out ahead by about $4 million at the end if you took the mortgage and invested the cash.
    """
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Show voter details
172 DENIED moderate
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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      LOL please remind me again why financial experts advise against paying for a house in one lump sum?\n
      \n
      Interest is infuriating. Imagine paying $377 a month for 30 years just to pay off that last dollar you left off at the beginning🤦\u{200D}♀️
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  +body: """
    Because if you have several hundred thousand dollars laying around to pay in cash, you’re better off investing that into an index fund which will have a higher rate of return than the interest on the mortgage.\n
    \n
    If you have $500k and want to buy a $500k house, you could pay the entire $500k down and own the house free and clear, but you would only gain the appreciation on the house if you ever sell it. Assuming doubling in value every 10 years it should be worth $4M after 30 years.\n
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    \n
    So you would come out ahead by about $4 million at the end if you took the mortgage and invested the cash.
    """
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Show voter details
173 DENIED ROLE_USER
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Show voter details
174 DENIED moderate
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        ---------------\n
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        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
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175 DENIED edit
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
176 DENIED moderate
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Show voter details
177 DENIED ROLE_USER
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Show voter details
178 DENIED moderate
App\Entity\EntryComment {#4483
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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    Do you need a dollar? I can loan you a dollar!\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
179 DENIED edit
App\Entity\EntryComment {#4483
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        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
180 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
181 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
182 DENIED moderate
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
183 DENIED edit
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
184 DENIED moderate
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Show voter details
185 DENIED ROLE_USER
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ACCESS ABSTAIN
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ACCESS ABSTAIN
Show voter details
186 DENIED moderate
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
187 DENIED edit
App\Entity\EntryComment {#4631
  +user: App\Entity\User {#4644 …}
  +entry: App\Entity\Entry {#2414
    +user: Proxies\__CG__\App\Entity\User {#1934 …}
    +magazine: App\Entity\Magazine {#260
      +icon: Proxies\__CG__\App\Entity\Image {#240 …}
      +name: "memes@lemmy.world"
      +title: "memes"
      +description: """
        Community rules\n
        ---------------\n
        \n
        1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
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ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
188 DENIED moderate
App\Entity\EntryComment {#4631
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        Community rules\n
        ---------------\n
        \n
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        \n
        2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
        \n
        3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
        \n
        4. No botsNo bots without the express approval of the mods or the admins\n
        \n
        5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
        \n
        \n
        \n
        Sister communities\n
        ------------------\n
        \n
        - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
        - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
        - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
        - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
        """
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}
"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS DENIED
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details
189 DENIED edit
App\Entity\Magazine {#260
  +icon: Proxies\__CG__\App\Entity\Image {#240 …}
  +name: "memes@lemmy.world"
  +title: "memes"
  +description: """
    Community rules\n
    ---------------\n
    \n
    1. Be civilNo trolling, bigotry or other insulting / annoying behaviour\n
    \n
    2. No politicsThis is non-politics community. For political memes please go to [!politicalmemes@lemmy.world](https://lemmy.world/c/politicalmemes)\n
    \n
    3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month\n
    \n
    4. No botsNo bots without the express approval of the mods or the admins\n
    \n
    5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.\n
    \n
    \n
    \n
    Sister communities\n
    ------------------\n
    \n
    - [!tenforward@lemmy.world](https://lemmy.world/c/tenforward) : Star Trek memes, chat and shitposts\n
    - [!lemmyshitpost@lemmy.world](https://lemmy.world/c/lemmyshitpost) : Lemmy Shitposts, anything and everything goes.\n
    - [!linuxmemes@lemmy.world](https://lemmy.world/c/linuxmemes) : Linux themed memes\n
    - [!comicstrips@lemmy.world](https://lemmy.world/c/comicstrips) : for those who love comic stories.
    """
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"Scheb\TwoFactorBundle\Security\Authorization\Voter\TwoFactorInProgressVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\EntryVoter"
ACCESS ABSTAIN
"App\Security\Voter\MagazineVoter"
ACCESS DENIED
"App\Security\Voter\MessageThreadVoter"
ACCESS ABSTAIN
"App\Security\Voter\MessageVoter"
ACCESS ABSTAIN
"App\Security\Voter\NotificationVoter"
ACCESS ABSTAIN
"App\Security\Voter\OAuth2UserConsentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostCommentVoter"
ACCESS ABSTAIN
"App\Security\Voter\PostVoter"
ACCESS ABSTAIN
"App\Security\Voter\UserVoter"
ACCESS ABSTAIN
Show voter details