i don’t think “solely” (he alone) is correct, given the myriad problems with how the USA funds higher education: he may have contributed to 1 of many problems
also “about to literally crash because of” is a stretch and a half when there’s a war going on, the aftermath of a global pandemic, and the various other issues that have cropped up in the last few years
being hyperbolic doesn’t help move discussion forward; in fact often it will put people off-side because they assume the underlying facts are bogus
just because it’s shit doesn’t make it untrue… what cdf12345 said isn’t wrong: conservatives challenged and rolled back previous debt forgiveness… they’d absolutely try and do the same with pretty much anything progressives do, so everything has to move in baby steps
blaming republicans for lack of progress is not their only play: you can be frustrated by the minimal progress, but to say they do nothing at all is incorrect and only helps conservatives move the US backward
Biden student-debt plan hailed as ‘big step forward’ for millions of borrowers (www.theguardian.com)