I think budgeting and practical finances should be taught at multiple stages throughout a student’s life. I thought I knew the general idea but didn’t appreciate how much neglecting it would set me back....
I started with zero-based budgeting via YNAB ages ago when ynab was a local-only app. Over time though I’ve adjusted and focus on tracking my expenses rather than budgeting. I’ve found that for me, budgeting is hard to stick to because I can never predict well enough. Ynab helped back when I used it but even then I always had a “rollover” fund I had to steal from almost arbitrarily to make things balanced.
I do keep a rough spreadsheet budget of my fixed expenses though (rent, internet, phone, electricity, etc) that I use to understand how much of my money is “locked-in” and what is discretionary.
For tracking, I have a spreadsheet I input all my expenses into every month or two that I use to see how Ive been spending my money, and I use that to decide if I’m happy with where I am.
The main “planning” I did was related to my job. I saved a few months of expenses in a savings account. Enough so if I lost my job I’d be able to survive for at least a few months. That removed a ton of stress from the day to day of work since I knew I could always step back if I really had to and if I lost my job I wouldn’t starve.
Essentially I “planned” enough to give me the freedom to live in the moment with less worry.
3D Printing and homelab. I run a lot of services at home on my server (things like a personal streaming service, smarthome, security camera software, and more).
Simple as that, I have a few GPUs hanging around and I want to build a GPU node for my kubernetes cluster. I already have one, GPUs are attached and it can do cool things like transcoding plex easy enough, but I’m starting to look to the horizon for my next big projects....
What's your best idea for a date centered around the library?
What's involved in your budgeting method?
I think budgeting and practical finances should be taught at multiple stages throughout a student’s life. I thought I knew the general idea but didn’t appreciate how much neglecting it would set me back....
How do you strike a balance between being present in the moment and planning for the future?
What hobby do you have that no one else in your family shares?
How would you build a GPU-heavy node?
Simple as that, I have a few GPUs hanging around and I want to build a GPU node for my kubernetes cluster. I already have one, GPUs are attached and it can do cool things like transcoding plex easy enough, but I’m starting to look to the horizon for my next big projects....