Squeak

@Squeak@lemmy.world

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Squeak,

Yeah I don’t have to consciously do it. I have to consciously think of the positives.

Squeak,

My whole life is inversion thinking and I’m depressed 🙃

Next smartphone I buy, which one do you recommend?

Things that make me angry about my current smartphone Samsung Galaxy S21Ultra on a Verizon plan is the mandatory software updates in which they install WITHOUT MY PERMISSION stupid apps like Netflix and addictive gambling games and stacking block games and Candy crush. God knows what else they install without my permission. I...

Squeak,

+1 for iPhone. Is it as private as GrapheneOS? No. Is it more private than almost all out of the box android phones? Yes.

Apple still use a lot of your data, although they at least claim to anonymise most of it. But that data stays internal to try boost more apple sales, and isn’t sold to other companies. I’d rather 1 company have my information than 100.

Any apple apps you don’t want are easily removed once it’s set up and they don’t come back with updates etc.

Squeak,

This is already normalised for travellers in most of the world outside of Europe. It’s nothing new, just new to Europe.

Squeak,

Ha! Yes, glow plugs. That’ll be my fat fingers getting in the way again.

Squeak, (edited )

Well I get in, plug in my phone and put on my belt. That’s maybe 15 seconds. Then I turn the key and wait for the glow* plugs to warm up, so that’s another 5-10 seconds.

Squeak,

It means a lot are driving cars they can’t really afford.

Say you buy a car for £40k, finance it on PCP and you effectively make payments against a £20k loan. At the end of the agreement, you can buy the car for the remaining £20k, or hand the car back. Often the car will be worth £20k-£25k. Most dealerships will say ‘hey you can just take this new car’ and they get a £25k car for £20k. Dealerships make more sales of new cars and make more on the 2nd hand cars. Meanwhile those paying don’t actually own anything at the end and have continuous payments.

The only saving grace is if the car is worth less than the outstanding amount. If the car is worth £16k and you have £20k outstanding, you can just hand the car back and walk away. You aren’t obliged to buy the car or take out a new loan.

You can also pay off the finance yourself for the £20k, then sell that car on to get the £25k. But no one does because it’s not convenient like just taking a brand new shiny car.

Squeak,

Basically, yes. You can get a lease for cheaper, but have no option to buy. PCP you have the option to buy, but few people actually take it.

Squeak,

Most countries also have these taxes as well as income tax. I believe the question was was is the percentage of the population paying income tax so low?

Squeak,

I wouldn’t really say these are cybersecurity tools, but it’s sure as shit not Brave.

Squeak,

It’s about $120k USD just for the registration now, depending on the car.

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