Don’t autopay when possible, keep your credit cards down to one or two and itemize at the end of the month so you can catch things adding up. Things like groceries, budget roughly around the same amount each time, things like eating out, door dash etc that’s where the itemization comes in, do the math or use an app to help add it up. Put money into a savings account whenever you have extra. Do not, I repeat do not look at your bank and go “sweet I have an extra $300 this month, time for a new [whatever]”, put it in the savings
Absolutely insane the commercials running non stop to get people to do this. The same damn breath these people falling for it will complain about inflation and being poor and barely getting by while blaming the president or some nonsense. Absolutely sick, this society.
Alternate viewpoint: We’re forged in the fires of adversity. No longer are things easy or handed to us, we make our own road. We learn, teach ourselves, work our passions and figure things out against all odds. We’re stronger, wiser and ultimately happier for it, despite outward appearances
They shipped him in from Italy (startrek.website)
What system or method do you use for your monthly budget or personal finance?
What budgeting advice do you recommend? Money management method?
Honey I put us $45,000usd in debt without asking. Love you! (lemmy.world)
Just fuck me up fam (sh.itjust.works)