Nowadays I find a lot of games feel like too much work and/or anxiety when I just want to relax for like, 30 minutes to an hour after a long day. On the other hand, the games specifically designed to help you unwind just feel boring imo....
What I’m REALLY looking for but having trouble finding is something like a city builder or house builder that there is no money, nothing like that. Just creativity in building.
Not sure if it’s quite what you’re looking for, but building in Valheim is quite fun, and it has a creative mode, so you can just go crazy without having to grind for materials.
Man I really wanted to like Satisfactory and play it all the way through, but it’s just that much worse than factorio in a lot of ways, it didn’t quite hook me in the same way. It got really repetitive/grueling in the late game, I think the tier after aluminum, and I just got bored with it.
You should be spending 1% of your homes value on maintenance each year, which many people don’t/can’t budget for.
This is more a problem with the housing market, not the people trying to purchase property. Houses are just too expensive in the current market, but renting doesn’t change that - it just means the money that would be going to your own mortgage goes to someone else’s, plus a little extra for the trouble.
So they’re losing the same amount of money either way.
But if they own the property, they can potentially get that money back as the value of the property increases. Property is an appreciating asset, at least in the current US housing market, which is the frame of reference I’m coming from.
And how would they be building wealth through property, if the property value doesn’t rise?
The property value almost certainly will rise, as long as the property owner maintains it properly.
I think you’re assuming that I would be paying off a loan with their rent?
I was assuming that, yes, but it’s sort of besides the point. The fact remains, any money a renter puts in, they can’t ever get back. The property owner however, being the one in control of the appreciating asset, can grow the money that they collect from the renter by investing it back into their property, increasing the rate at which it appreciates.
Edit: in the imaginary scenario where property value never changes, the tenant is still paying all the costs of homeownership, without the benefit of homeownership, ie, owning an asset which has value and can be sold. In this scenario the landlord is simply a middleman who is hoarding an asset.
It’s not the problem but it’s part of the problem. Obviously the problem is giant corporations buying up tons and tons of homes, basically hoarding property, and renting them for near-mortgage prices. But that doesn’t change the fact that the concept of renting out property, renting out a home, is parasitic.
What game do you play to just chill?
Nowadays I find a lot of games feel like too much work and/or anxiety when I just want to relax for like, 30 minutes to an hour after a long day. On the other hand, the games specifically designed to help you unwind just feel boring imo....
deleted_by_author
Shut. The fuck. Up. (lemmy.world)