gregorum, 1 year ago (edited 1 year ago)

To add to this: sometimes it’s simply an add-on to an employer-offered plan, and simply a result of that sort of enrollment. Employers like Home Depot, Target, and Best Buy fall into this category.

Edit: even if that employee hates that person, that, person can easily. Become the beneficiary of a large employee policy just because the signatory happened to know the information relevant to the heir when they happened to die.