I don’t know about the ID and drivers license, but banking is no problem as you do not root the phones anymore. You can even use the google wallet if you want. I think the only thing not there is the google safetyNez verification, even tho you can install apps through the playstore. So I don’t know if the apps can determine if there on an official build or not.
Edit: Please take my words carefully as I’m only in the experimentation phase myself. All I really can say is: my banking app and PayPal work no problem