The entire world is going through this right now. Many of us will never own a home - and no I don’t mean just Gen-Z and maybe Millenials, I mean people your age even. Fwiw, you/we still are doing better off than at least 95% of the world, but that is not to diminish the pain that we are losing hope b/c we are not doing as well as we thought we would. Find a way of coping that works for you - I am still searching for mine…:-( I just thought it might help to say that you are not alone:-).