I only personally pay for Prime Video and Spotify. But I have access to Netflix, Hulu, Paramount+, HBO, and a handful of others.
And whatever I don’t have access to, I have a Plex server running Servarr/Radarr, which automatically syncs downloaded content from Plex’s watchlist. So I can just add something to my watchlist, and it’s available on Plex in the next 20-60 minutes (depending on that particular torrent’s speeds.)