You haven’t shown that an insurance decision is correct. You also didn’t show that a court decision is right.
Are you suggesting that insurance companies and courts simply roll the dice to come up with a verdict or conclusion? That none of the evidence presented means anything?
How do you make decisions if you can’t believe anything? I can’t imagine having a worldview where evidence counts for nothing and faith guides my every choice. It’s simply nonsensical.
Your faith is that evidence trumps all.
Evidence removes faith from the equation. And the more of it you have, the better the quality of the evidence, the more people can test the conclusion, etc., the stronger your claim/belief/hypothesis is.
This is something we learned as young children: “how did you come up with that result?” requires explanation. If you can’t explain it, then you have no understanding.