It’s not like you can’t shoot yourself in the foot while using windows (not sure about macs, tho, but likely just as well). I remember breaking windows countless times while figuring out what service crap can be disabled, removing edge or defender, yada yada.
On the contrary, in my experience, if you’re not actively messing with linux, it’s overall more stable than windows. Like I had to install windows on an actual machine a short while ago, and it was a clusterheck. Drivers failed to auto install (touchpad/trackpoint drivers, for Chaos’s sake), random bsod after an hour or so of normal use, etc. As for linux breaking on itself, I remember like 3 times that happened with me in my ~5 yrs of daily driving different distros, and 2 of those were fixable by switching to a tty (the 3rd didn’t boot, as far as I remember, due to some incompatibility between bedrock and arch).