It’s to keep people from doing stuff like requiring refunds or court cases for being banned, VAC or otherwise. To make some things not technically gambling, etc.
Valve is the paragon of gamers. They offer a great portal, free no bs family shares, pressure companies into sales on legacy software. Push VR from meme status (the oculus is even originally stolen valve tech look it up). Steam stream, steam controller, steam deck emulation of Nintendo switch, Jesus it’s endless.
And still there are people like you out here who have to lead with complaints about a bunch of text which everyone knows is exclusively for legal piss matches against companies and troublemakers.
I don’t know how you can be pleased by anything. Isn’t your life tiring living the life of a zealot? Or do you have just an unsatisfiable need to complain?