You work hard for money -> so you buy unnecessary stuff since you earned it -> you have no money -> you work hard for money…
I have quit this loop by limiting my consumption to minimum. My friends ask me why don’t I buy X if I can easily afford it and it will make my life better. Well, not better enough to justify waste of both my money/time and Earth’s resources to manufacture something.
Also over-consumption is a fuel to capitalist dystopia.