Adobe and Microsoft only kinda care about you. You’re one person. All the freelancers out there are still a fairly small part of their respective balance sheets. If you’re a freelance worker, some of your customers might require you to show valid licenses for the software you use, because they want to make sure their partners are ethical (at least, in this regard). Alternatively, you could use FOSS apps.
As someone else already said, if you are making money using commercial software, you really should be paying for it. The cost of your software should be factored into what you charge your customers. They should understand that.