This is extra maddening with my banking app recently. I even set up split tunneling for it, but it still somehow figures out the VPN. The problem is, it doesn’t let me do ATM withdrawals nor generate one-time virtual cards. Ironically, it still let’s me view full details of my physical card…
So just disconnect from VPN? Oh, not so fast. It remembers that VPN was used at some point, and I’ll have to deactivate the app and then reactivate it without ever connecting to VPN.
Since I have to deactivate and reactivate it daily, immediately when needed, this has led me to decreasing the security by using virtual card reader for 2FA kept on same device as opposed to using physical one and keeping it at home as I used to before this BS.
This is what I mean by the physical 2FA card reader: https://i.imgur.com/QrcEkko.jpg
Yes, that’s the only thing at hand I had to cover the card number :)