Do you pay for the premium tier? I would like a decent credit score, and using my card for normal, everyday purchases doesn’t bother me as much.
Edit: Well, technically, they have your data anyway. It’s like using Paypal for everything. TBH I’m OK with the system as it is right now, but I’d like greater adoption for Monero so I can make purchases directly using that instead of converting it to fiat once again.