I get the differences, but there are similarities, microfinance is just the banking world’s version of the gig economy, still predatory in nature, still exploiting the poor under the guise of helping the poor.
The “gig” economy was only ever really set up to exploit the poor and desperate, but at the same time these people need those incomes or those second jobs doing stuff like Uber and door dash and other micro-economy jobs.
It’s really tough to be poor, uneducated, and untrained in modern society because you just get crushed by forces so far beyond your control and you are so far below those forces notice that they hardly care beyond their desires to exploit you.