No, it’s due to where I live. Default power bill with no heat is about $150. This is just to exist, anything extra like heat kicks it up like crazy. The utility company and regulatory body are openly corrupt and approve a never-ending series of rate hikes.
In my case it’s a difference of nearly $100/month to run the heat for a couple hours in the morning and it’s only set at 70. I’d love these tiny amounts people are paying. I don’t even live in a big place.
Seems like the conclusion of the article ends up admitting luck plays a large role. From the article you linked: “It is important to note that this research can not explain why a particular individual does well or poorly financially. Luck, timing, parents, choice of spouse and many other factors play important roles in shaping an individual’s circumstances.”
Deezer has a smaller catalog, as far as I’m aware. Tried switching, but it’s hard when I have 700 liked songs on Spotify and only a fraction available on Deezer. Liked everything else about them though.
Nobody needs YouTube videos nor is anyone compelled to make them. I’m guessing you don’t remember when YouTube was completely free and people just made videos for fun?
Now people quit jobs that support them to do something fun and try to make monry off that. Which is fine, but we’re not required to support their hobby. Stop acting like people have no other option in their life except to make reaction videos, video essays, meme compilations, etc.