Oh, thinking “if they know how much I owed them anyway, why do I have to do this shit in the first place?”
They do that in pretty much all other developed countries. Never had to worry about filing taxes when I lived overseas. Just double check their work and forget about it until next year.
I know credit cards can be a slippery slope for some, so learn how to practice financial discipline before getting one.
That said, if you’re not paying with a credit card, you’re paying at least 2 percent too much for everything you buy except the things that can’t easily be paid for with a credit card.