Credit Card Numbers by themselves are technically worthless because you have no guarantee they aren’t just randomly generated.
Verified Credit Cards are worth significantly more on the black market. There is no reason to set off fraud detection by using a fake address. Those resellers do not want the goods - they want good credit card numbers.
Significantly less risk in reselling numbers compared to goods and no logistics, or fencing, to speak of.
Planning on swiping the package requires you to be local to the victim, and willing to assume a high level of risk and time - this is not often close to the truth. These people are often not even within the United State.
What you are describing exists but it would be far more likely that you would know them - and it’s a sloppy drunk family member/friend/coworker. They would not be in the game for long doing this.
We had a virtual card number leaked and used. Somehow we received what was ordered. (lemmy.world)
Everything was reported and changed, fairly quickly to our luck. Another charge was denied the next day.
it always interesting when multi billion dollar company's costing system is a 63 tab excel 97 spreadsheet at it's core... (lemmy.ca)