Agreed about the last point. I actually prefer to pay for my media. I like supporting the stuff I like, and I have an acceptable income now so that's not really an excuse any longer.
My reason for occasionally turning to piracy is because the products I'm offered seems to be getting worse, and that's something I cannot accept. Not being able to listen to the music I bought because I moved the files from one device I own to another, or my audiobooks being unavailable because I'm somewhere without internet access and the Audible app not letting me log in. All unacceptable as far as I'm concerned.