To add to this: sometimes it’s simply an add-on to an employer-offered plan, and simply a result of that sort of enrollment. Employers like Home Depot, Target, and Best Buy fall into this category.
Edit: even if that employee hates that person, that, person can easily. Become the beneficiary of a large employee policy just because the signatory happened to know the information relevant to the heir when they happened to die.
It’s in the realm of possibility, but it is extremely unlikely. Like, extremely, outrageously unlikely. 
The real question here is: why? do you suspect this is happening? While I cannot speak to your circumstance, it’s much more likely there is some other more rational explanation for what is going on.
I rocked a Samsung Alias 2 for 4 years before I got an iPhone 5. The e-ink keyboard was awesome how it changed when you flipped the screen open to portrait or landscape.
deleted_by_author
What was the last dumb phone you had before your first smartphone? (lemmy.world)
I rocked a Samsung Alias 2 for 4 years before I got an iPhone 5. The e-ink keyboard was awesome how it changed when you flipped the screen open to portrait or landscape.