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stevehobbes, 1 year ago to mildlyinteresting in An "airport neighbourhood" where people can store their planes in their yard and taxi directly to the runway

They read it as unicor n hence the emoji.

stevehobbes, 1 year ago to mildlyinteresting in An "airport neighbourhood" where people can store their planes in their yard and taxi directly to the runway

Except republicans are seriously trying to require that all airports that receive federal funding to still offer leaded gas. For reasons.

thehill.com/…/4165287-congress-poised-to-mandate-…

stevehobbes, 1 year ago to unethicallifeprotips in Rent requirements in the US are nuts

I’m just saying what it is, in NYC it’s 40x the monthly rent for annual gross income, 80x for guarantors.

3.3x the monthly rent. This is true pretty much everywhere in NYC.

It’s in their range but more precise, and they will care about annual income. They’ll ask to see tax returns often.

stevehobbes, 1 year ago to unethicallifeprotips in Rent requirements in the US are nuts

They’re 40x the monthly rent.

If you want to rent a $2,500 apartment, you need $100k in income (gross, not net).

Yes, if you can skimp elsewhere, you can make it work with a smaller ratio. But it isn’t an insane rule of thumb for what you can afford.

stevehobbes, 1 year ago to unethicallifeprotips in Rent requirements in the US are nuts

Nah, there’s something else that’s triggering it. Average length of credit matters a lot, so if you cancel cards and get new ones frequently that would do it.

Long term debt for sure is good, carrying balances on cards is never rewarded.

The reason they’re OK extending credit when you have debt is because they can see you are managing it. Mortgage or auto loans (asset backed) aren’t bad. Don’t carry balances on cards ever if you can avoid it.

As another poster said, there’s probably no functional difference for you between 750 and 830.