The DOD was like this. And it wasn’t just that you had to change passwords every so often but the requirements for those passwords were egregious but at the same time changing 1 number or letter was enough to pass the password requirements.
This reminds me of walmart feigning being some poor defenseless constantly on the edge of being broke company to guilt employees into overworking themselves and not bothering to ask for raises.
No and that is unfortunately by design. The federal reserve targets 2% inflation as “the ideal.” Prices dropping across the board ie negative inflation is called deflation. Deflation can lead to a deflationary spiral where prices drop reducing busines income resulting in layoffs which causes people to spend less causing a drop in income for businesses… The federal reserve attempts to control the money supply (and inflation along with it) through setting interest rates as the lender of last resort for banks. These rates indirectly control how much money is dumped into the banking system and eventually broader economy. The lower the rates the more money enters the system, the higher the rates the less money enters the system. (simplification but good enough for ELI5) However, because the federal reserve can only reduce rates to 0% there is a limit on how much money can be injected into the economy through cheaper lending (government spending is a potential work around for this limitation) so it is seen as being much more of a hazard than runaway inflation as in the latter case, rates can be raised to an arbitrary degree. ie rates are raised until inflation drops.
While reduced inflation is good on its own, there are several indicators that the economy is likely to enter a recession within ~1 year or so. eg. short to medium term givernment bond rates, the general trend of recessions following substantial monetary tightening (higher rates) by the federal reserve etc.