If all of the defaults occurred >7 years ago and there’s been no credit activity since the individual would have no credit score because of no credit history. I know this because I’ve literally seen it happen. What you do then is apply for a secured credit card (basically you pony up some cash to secure an extremely low credit limit) then after you’ve established a payment history and a credit score you can move on from there. As far as I know financial institutions do not take into account one’s felon status when determining elgibility
The money I work for has value because its almost entirely held in banks insured by the United States Federal Reserve and those dollars are backed by the full faith and credit of the United States. If that money becomes valueless overnight the whole world is in for a very rough time, and I definitely won’t be alone in my plight. You can’t say any of that about cryptocurrencies
Debt is super weird. In some cases you can have thousands very much just disappear after 7 years, in others they’ll hunt you down mercilessly over a $25 copay they mailed you a “this is not a bill” letter about 2 years ago. My wife was pretty deep in debt when we first started dating and I literally have seen both extremes and everything inbetween.
I live in an area with a Sams club a inconvenient distance away and no Costco, Sam’s has been getting less and less worth bothering with, as the prices are getting less competitive, and the product quality degrading as Walmart’s distribution takes its toll (don’t even get me started on the shit quality of Walmart these days) plus dealing with large quantities of product when you have a small home can be very annoying. At this point I only buy soaps, toilet paper and baby wipes at Sams Club and that barely comes out ahead of the membership cost, and I’ve already had to stop buying one of the soaps because they switched to only selling a container that would simply be too inconvenient at home.
Aldi seems to have the real food savings, although my last trip I noticed the prices had crept up a little, they still beat Walmart and the local supermarket chain on prices by far
To add onto this, Goodwill is the worst thrift store, so try to poke around and find some mom and pop thrift stores. They do more good with donations and charge far less when you’re buying (plus will usually help you out if you are really in a bind and need something)
My wife was working at an assisted living facility when those conspiracies were at their peak. She had a coworker who believed in it and tried very hard to convince the residents of the conspiracy too
I have to agree, if you’re late or have assignments that don’t work correctly because of your special Arch/Nix install, you’re going to be in for a very rough time. College is when you need to focus on learning exactly what is prescribed by the professors and instructors. Anything else you learn is secondary, and your free time is best spent on extracurriculars and trying to make friends because thats the stuff that’s really hard to do after college. Y’know what’s not hard to do after college? Scavenge a junk computer for next to nothing and install NixOS and Arch on it
I think the funniest part of this is I was recently preparing some laptops for work with Windows 10 and it literally took 6 hours thanks to slow updates, one laptop corrupting the keyboard and touchpad driver so completely it required a full reinstall (on a fresh install mind you) and other impressively terrible snags. Granted it would’ve been more like 1-2 hours if I started with an install image that wasn’t about 2 years old, but it was still impressive how much of a time sink it was
When I’ve been watching the Republican debates and similar Fox News content I saw they have heavy advertising from some investment company that sells it as gold-backed securities or something along those lines. They know their audience and they’re collecting on that fact
If you are told to travel from one office to another though you should be paid for your time
This is actually law in the 'states. If you need to travel further than your normal commute you are paid for your travel time from your normal location to the new one and if you drive your milage is paid at a rate of 67¢/mile off the top of my head. I worked IT at a rural bank for a while and had to expense my milage pretty often as I went to branches 30-50 miles away to swap computers and whatnot
There’s legal protections against retaliating against unions. How much teeth those protections have will vary wildly, but there are protections that do exist
When I had to reinstall Windows 11 on a laptop at work with an 11th Gen i7 it took a good 30+ minutes of it faffing about between finishing the setup wizard and reaching the deskfop and when I to installed PopOS on a much older laptop with a 6th Gen i7 it took less than 5 minutes to perform the install