So I don’t know you or how much you make, but if you’re an American and you make under a certain amount a year, Healthcare through the ACA can be very affordable. You will have to take time and look because it is convoluted as hell, but if you decide to, prioritize mental health services coverage and you can find some Silver plans that offer really affordable therapy. Mine is Bluecross Blue Shield and I pay $89 a month, but my therapy is free with no caps on how often i can go.