A pivotal piece of advice once shifted my perspective on work. It was put simply: ‘If the thought of retirement is your main motivation, you might be in the wrong job.’ This implies that if you’re constantly counting down the years to retirement, you’re essentially wishing for time to fly by quicker. But those years are valuable, and letting them slip away in anticipation of something else isn’t worth it. The key is to find a career that reduces your stress and enhances your life now, not just in the future. While financial security is undeniably important, it’s also crucial to recognize when you have enough and to prioritize your well-being and happiness in the present.
The answer is: do a job you like and do the things you like. I’m due to retire in ten years and won’t be doing so. I won’t work as much but I will work
It’s easier in some countries than others. But the key is not wasting time on things that you feel pressured to do because of societal norms or because you’re too lazy to do anything different.
Yeah I’m doing whatever I want as long as there’s still some life left in this body. Opted for a career that gets me to live all over the world, decided very early on that I’ll never have kids, and live my life to the fullest.
Accidentally I’m also really good at what I do and got people pay me big time to live where I want to be. About to move to my 10th country on the third continent.
I’ve pretty consistently chosen less hours and better working conditions over pay since I started to have that choice. It’s made it a lot more tolerable. I’m currently on a four day week, with a minimal commute, good perks and a relatively stress free job that I took a pay cut for. My retirement savings look pretty slim, but due to my health the chance of a long one isn’t much higher anyway.
Not without it’s issues. Pay is pretty significantly below the median. Fortunately I’m not interested in having kids and I’m content living cheaply, even if it sounds boring. But I’m in a weird dead zone for government support; for instance - if I earned more, there are programs for “middle income” housing and the like that I earn too little to qualify for. Low income housing programs are a joke - with wait times being as much as a decade -but even if it wasn’t I’m not high priority anyway. Also no way on earth I’m ever getting a home loan, even though mortgage repayments would be less than rent and I could conceivably make the deposit.
Because at the age of 36 I’m financially treading water and a week off here and there is enough time to de-stress from work, not enough time to do what I’d really like to.
Was just talking about how difficult work is going to make the next three days, so that I can’t wait until they’re over, but that’s another week of my life where I’m wishing for days to pass so I can try to be happy again. Lame. Lame as fuck.
If you don’t enjoy your job, try to change it. I don’t love my job, but I like it; and the people are so great that it’s a good fit. We still have to work, so make it something you don’t loathe.
For me I decided young that I needed a career that would take me places so I could have life experiences and maybe get a few bucks.
I applied to everything everywhere while I was working and always thought “it may suck, but at least it will be different.”
There are better systems, but IMO I was never able to find or capitalize on them so i needed to focus on what my current goals were keeping in the back of my mind that this is a marathon, not a sprint.
Be aware that your peers that do amazing work and get promotions, get that easy job or just get a lucky break only affect your life negatively if you let it.
Positive “coping mechanisms” help when dealing with stress (exercise routine, yoga, whateverworks for you), when negative coping mechanisms hurt.
I’ve been lucky enough to live and work in some amazing places, and 35 years later we have finally found a place we want to “settle”.
If you’re lucky enough to find something you’re passionate about you may not begrudge the work week. I never have, so i work to live, got into a reasonable paying sector, didn’t waste money on oversized property or flash motors, as they’re not my bag, but used the cash to go adventuring at weekends, snow boarding in winter, the job takes up more time than I’d like but i’m earning freedom tokens. That mentality helped me at least.
Don’t hold on to things you haven’t done before you retire… It is a waste of time and regretting not doing stuff, which lasts for moments, is the folly of youth.
Also what/who you want to do changes as you get older…
Maybe this isn’t the answer you’re looking for: my job is my passion and the idea of retiring sounds horrible. I image it will only happen when I’m too senile to keep doing what I love, and that’s clearly not something to look forward to. But who knows… I know old people who are tired and just want to rest.
(I got lucky, since I happened to be passionate about computer programming. I know most other people don’t have the same option.)
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