RememberTheApollo_, 1 year ago

A car loan for a completely unnecessary car.

Can we afford it? Yes, with reasonable budgeting, no sacrifices needed.

Will the car appreciate? Undeniably.

Do we need a toy like this? Fuck no.

Did it anyway. I’ve been poor for such a long time it’s really hard to justify any frivolous purchase at all, but we have good jobs now. I waffle between “This is stupid” and “I’ll never get to do this again, so why not now?” Literally YOLO.

The rest of debt is “good”, like the mortgage building equity, a CC to keep credit rating good (paid off monthly).