This is one thing that people who dont own forget. Shit breaks. Thats why the bank will refuse you a $2400 a month mortgage when your paying $3200 in rent. In the middle of winter when the hot water heater shits the bed, you will miss a payment to fix it. What about next month when the cars transmission explodes? Thats why banks need you to prove so hard you can cover a mortgage.
You are losing money long term for convenience and freedom and thats fine so long as you’re aware thats what you’re doing.