I mean if you did withdraws down below the amount in your account and then paid overdraft fees, who’s fault is that? If you want to spend money you don’t have use a credit card.
then they processed the big one first (even though it was the last) then processed the small ones after and then they didn’t charge one overdraft fee, but multiple.
Yes, as per the explicit terms of your account agreement.
also there is the obvious case of the 2008 financial crisis
Yes, where a lot of people took out loans they knew they wouldn’t be able to repay.