Umm that should read "You're stupid." Who patrols these posts originally to make sure the English grammar is correct? Oh that's right, nobody does. I see this mistake every single time on almost every posting anybody puts online.
well at this point he’s 50 years old and he’s paying off a bunch of credit cards. I think you’re supposed to be giving that advice to 18-year-old him. Not 50-year-old him.
The idiotic catch-22 of credit, you need to use credit you don’t need in order to prove that you can pay back credit you do need.
Eg good luck getting a car loan or a mortgage at a reasonable rate if you don’t have credit history.
Ironically OP could probably absolutely qualify for a loan despite barely being able to pay off debts, because lenders want to make money off of you more than they want you to pay back their loans on time. Late fees and interest 🤑
Go learn where the simulation universe and timless holographic universe came from before saying a theory is evidence backed. Both have leap of faith instead direct proven evidence or tested results. Both exist because they’re possible theories that cannot be proven true nor false, and most impoartantly they are not in the same scientific level or field to be compared in first place, and also they both can exist without even contradicting each other. Religon does not only try to explain the arrow of time and current universe like simulation theory tries to do and that’s one reason of many why they are incomparable. First, religon answers why the laws of existences exist which has no matching theory in theoritical physics except for because laws exist otherwise there wouldn’t be ones that create conciousness aka it is what it is otherwise it wouldn’t. Secondly, most of the religon ones hold defined philosophical consequences and requirements for your existance while the simulation one comes with no philosophy, provides you with nothing and asks nothing from you because it’s just theoratical physics that answers nothing more and still needs explanation.
I guess I wasn’t clear enough. Both of those particular theories of the origin of our existence are foolish and not based in reality. There exists Overwhelming evidence we evolved. No evidence of any alternative. You have to actively deny reality and logic to think otherwise. I will not entertain your or anyone else’s response to this, it’s garbage. Theists are a cancer on our society and tools for billionaires. It’s a convenient social hierarchy for which the plebs to police themselves. No thanks.
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