Have you heard of Indian call centers? Let’s ban phones, let’s ban email, let’s ban gift cards, let’s ban bank accounts.
The fact that the technology is also being used to scam people doesn’t mean that the whole thing is bad. There are numerous use cases beyond illegal activity, and you focusing on a tiny fraction of the whole thing just shows that you don’t actually want to understand, but that hate is your only way of expressing, that you don’t understand it.
Here, read up. They’ve got studies and sources for their claims.