Cryophilia

@Cryophilia@lemmy.world

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Why are we as humans obsessed with mass-extinction of our species?

I was having a conversation with my friend about this. We were discussing AI and she believes AI will destroy all of humanity just like so many others. I personally don’t believe that. I’m aware of all the theories and the multitude of ways that it could happen and I understand that with AI, in theory we wouldn’t...

Cryophilia,

"I’m not gonna save for retirement because I’m not gonna live past the age of 30 lol"

  • every 22 year old

"Fuck."

  • every 31 year old
Cryophilia,

Well that’s weird. When I was younger I almost died so many times I lost count, and it wasn’t exhilarating. Just a broad sense of, “man, what a fucked up situation”.

Cryophilia,

Except the nuclear holocaust one is actually quite possible and almost happened a couple of times. That’s what makes this a unique time in history.

Cryophilia,

If someone offered you a loan right now at 1% interest, you could take it, put it in a savings account, and get 4% interest. For a net gain of 3% on whatever the loan amount is. That’s the most basic example of good debt.

Cryophilia,

Literally almost everyone who has money naturally has a high P value

Trust fund babies talking about how hard they’ve worked is a meme for a reason

I bet there’s some interesting analysis that could prove that p can be partially defined by m

Cryophilia,

Saved me $3000ish last year

There’s all kinds of esoteric rules the typical tax software doesn’t know how to handle

Cryophilia,

They’re only there to act as a buffer between the C-suite and the peasants.

This is a very important role in some companies, otherwise the C suite meddling would stop any work from getting done.

I’ve had two excellent managers and both of them saw their primary purpose as being a bullshit filter to free up the rest of us to do actual work.

Cryophilia,

if we could dispense with money

…but we can’t, so what’s the point

Cryophilia,

Depends on the industry. If literally everyone just always documented everything, my job would be much easier.

Cryophilia,

No, that’s not how it works.

On a certain level, if you can afford to pay lawyers to delay the process you can “get away” with anything, but there’s only so much creative accounting that can be done before it’s clearly a crime.

Cryophilia,

So a less developed part of the world, got it

Cryophilia,

I hate that THAT is the argument against loan forgiveness. No one is making the actual argument - that this doesn’t fix the systemic issues that caused the debt in the first place and will actually make it worse for future generations.

Student loan reform is what we need. Loan forgiveness without reform will cause tuition prices to increase for future generations.

It’s millenials doing a “fuck you, gen z, I got mine” and we should be better than that.

Cryophilia,

The problem as I see it is how to make it work as its own self-sustaining economic system.

Wouldn’t that be a loan?

Cryophilia,

The more powerful computers get, the more bloated software gets.

Cryophilia,

Probably too late now she’s already in cancer treatment

Cryophilia,

No you don’t. Technically you get a small (~10 point) bonus for showing literally anything other than $0. But you get zero points for carrying that balance beyond the payoff date.

You should never ever ever pay interest on credit cards. It doesn’t help you in any way.

Cryophilia,

I agree in principle but rent is so crazy high right now I also don’t fault anyone for falsifying data in order to get a roof over their head.

The market is so out of whack the normal rules don’t apply.

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