It’s a game. The fact that they use 5e for most things, doesn’t mean they can’t include other rules or explanations. A wish spell might not even exist in this universe, and it would be fine. Revivify scrolls don’t exist and don’t work this way in 5e. There are no “surfaces” in 5e like they exist in bg3. A lot of feats are changed (so far as to even break bounded accuracy). They could easily implement lvl20, but they decided to end the game around 12, which is fair. Let’s not act as if they had no choice though
Maybe… Do both? Lower the taxes and give stipends for the disabled and those who can barely hold their income? So those same people can buy things cheaper?
It’s funny how people don’t realize this is the actual solution and are downvoting. In reality lowering taxes for everyone achieves the exact same thing. Yet people would rather have a set of money each month given to them, despite the incredible bureaucracy that it requires, with it probably eating up 30% of the funds then.
Well, you generally don’t want your characters to be redundant though. A boy genius finding it hard to integrate with the crew (which was where it was heading, with the famous “shut up Wesley” being an example, or that Picard didn’t want children on the bridge) is quite close to wondorous machine that doesn’t fully understand what it means to be human finds it hard to integrate with the crew etc