TBF, I have a 3-tier retirement plan (pension, 401k, SS) and I'm still worried for solvency in my senior years. I expect 2/3 of those to be unfunded and raided in the next 30 years.
Even with all that, as a millennial I'm expecting to die at work.
Nobody wants to change. It's hard and expensive. Until they have to because conditions have required it. Then they change as fast as possible to a new state that works in the new conditions so they can survive.
I instinctively scroll down 1-2 screens now to get past all the ads and promoted pages. It's like Amazon the few times I use that. Fully enshittified. I just use Bing most of the time which isn't any better.