How is this series? I only glanced at the spoiler but some of the last bit was...a lot. Do most of the books receive that trigger warning or is that more of a endgame thing?
Unfortunately bankruptcy has been disempowered strongly. There are quite a few types of non-dischargeable debt like court rulings and student loans in the US. Credit Cards are definitely dischargeable but bankruptcy has also been made as painful as possible for working people.
Credit scores, created in the 80s, are required for any type of borrowing. Bankruptcy effectively denies the filer any type of credit or loans that aren't extremely predatory and costly. You effectively have to live 7 years without credit cards, new student loans, auto loans, mortgage, etc. Which, for many people under water might not be different than they live now, sans the credit cards. But in the absence of easy revolving credit, you may still need to borrow money to avoid eviction or your power being cut. In that case, your main option is going to be payday lenders. A service so corrupt and predatory it'd probably be classified as a criminal enterprise in the past.
I didn't see mot of those episodes, but from perusing Memory Alpha, I didn't see anything about White besides it was used to keep the Jem-Hadar soldiers working. Did it have a drug-like effect in non-Jem-Hadar? Or has White just ascended into pure meme status?
I think it's so you get centered as much as possible so you can reach the conveyor on the first try. When cars were more standardized in width. And so they don't waste space.