They also borrowed the money from each other too, so each has a $25 card and a $25 debt. The debt will never be paid, and they’ll acrue interest with each other. They’ll all use the growing debt as a justification to cut social services.
Making it FOSS wouldn’t solve the problem, because FOSS tools can still be used by capitalists to displace workers and erode worker bargaining power.
This is true of pretty much EVERY tool, but never has a tool had the potential to negatively impact so many in such a diversity of roles.
So again, the problem isn’t closed source, the problem is capitalism. If you fixed the problems of capitalism, then all software tools would naturally be FOSS, but that’s a product of fixing the problems, not the mechanism to fix the problems.
The idiotic catch-22 of credit, you need to use credit you don’t need in order to prove that you can pay back credit you do need.
Eg good luck getting a car loan or a mortgage at a reasonable rate if you don’t have credit history.
Ironically OP could probably absolutely qualify for a loan despite barely being able to pay off debts, because lenders want to make money off of you more than they want you to pay back their loans on time. Late fees and interest 🤑
That’s an exceptionally narrow view of religion. There are plenty of religions that don’t threaten damnation for disbelief. They do what ST does and explain why humans exist (in this case because a simulation was set up such that they’d be created, intentionally or not).
And why can’t ST be used to scam people from money, like religion is?
But how you’re describing ST isn’t incompatible with religion, only some religions. Nothing about religion itself says that the creators or some higher power need to be an active participant in the human experience.
And how doesn’t simulation theory allow for the simulation creator/admin to interfere with the simulation? You don’t have scientific equipment recording data on everything, everywhere, for everyone, and people claim to see wild shit all the time. But even ignoring the wild shit, it could be as simple as tripping someone, moving their keys, giving them some disease or disorder, or any of a million things that we can’t accurately predict even when explicitly looking for it.