Any place to get a proper gist of what financially literate means in this context? I know maybe a few basics but always wondered about the best way to utilize credit to a long term benefit.
And what happens when a big purchase comes along that I really need, like my car breaking down or just a new mattress? I always figure that’s where the utilization starts going up and there’s only so much that can be paid off before the next billing cycle.
Just went down the aliexpress rabbit hole again. Theres really everythinf for some of really niche things that i wouldnt ever buy, but some things really do look appealing. I wonder what do you guys use daily thats worth lets say under $20
Oh, you are here, too? (lemmy.ml)
What are your "poor person" money life hacks?
Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
What cheap tool/gadget do you use that greatly improves your daily life?
Just went down the aliexpress rabbit hole again. Theres really everythinf for some of really niche things that i wouldnt ever buy, but some things really do look appealing. I wonder what do you guys use daily thats worth lets say under $20