grue

@grue@lemmy.world

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grue,

…Oh, it’s a virtual library implemented in Minecraft.

That’s a relief; for a minute there I was terrified that it was a library of NSFW Minecraft mobs.

grue,

No, a traditional IRA would be even better for that. With a Roth, you can withdraw the principal without penalty since it was after-tax to begin with; it’s only the gains that you get punished for taking out. In contrast, any amount of withdrawal from a traditional account incurs a penalty (with a few exceptions, such as using it to buy your first house or whatever).

grue,

Government gets a gain from it – it gets its money sooner that way!

grue,

I found this even more helpful.

grue,

It just time and diligence to save

It’s just having the self-control to live below your means.

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