I’ve always gotta wonder where the fuck the dust cover went when I see pictures of people using/holding AKs without them. They aren’t exactly small or something you take off very often, pretty hard to lose
They can be or they can be paid through “escrow” and your mortgage servicer will pay them.
Usually sites like these want to show total monthly cost though, so they tend to include estimates for property taxes and insurance in the monthly payments. Whether it gets paid through your mortgage servicer or directly by you doesn’t change much.
If you’ve got a pressure cooker you can make pho ga (chicken pho) in under 30 minutes and it’s almost as good as beef in my opinion. Also way cheaper to make than beef pho.
If you’ve got an Asian market, look for “Kiwi” brand knives there. Usually sold in big bins without packaging (maybe a plastic sleeve if you’re lucky). They’re sharp, but they do wear so also grab a cheap pull-through sharpener
Overall power would determine boil time, but the issue is that at 120V you need twice the current of 240V to deliver the same power. The wiring in American homes isn’t rated to handle the amount of current it would require to deliver the same amount of power as most 240V electric kettles.