I have a single spreadsheet with fairly simple formulas for calculating monthly expenses based on average recurring bills vs. (after tax) salary income.
I can see generally what my “discretionary” balance should be and that gets spent on food, stuff, etc.
Things that are recurring: Mortgage, Utilities (take annual average if you can), services, savings, etc.
Use savings like any other bill - a certain amount must be paid/deposited every month. Use automatic balance transfers from checking->savings on payday to facilitate.
I don’t try to get too fancy with it and heavily leverage automatic bill pay for making sure I can’t forget anything.
Check all your accounts regularly. For me that’s a weekend task to do with my morning coffee. Check account balances, make sure credit accounts are addressed as needed, review investments if applicable, but don’t freak out about them.
I’m partial to treating investments as long term gambles that are NOT something I’m relying on for retirement. It’s just something else to slowly build up over the long run that might be something that can help later or pass on.
What killed it, well after reviewing some PS4 gameplay I noticed that it was having audio issues, like it would allow some sounds but not all. It was almost as if it was receiving a 5.1 audio output but was missing the centre channel. Even though the PS4 was set to stereo....
Because it accelerates the user experience when transitioning from non-hdcp to hdcp-protected content on their display(s). There’s no need for re-negotiation of the display protocol causing some minor flickering during the transition.
But that only matters if you’re presenting mixed content.
Looks like DRM prevented to watch movies in many theaters yesterday (www.theverge.com)
From the article:...
What system or method do you use for your monthly budget or personal finance?
What budgeting advice do you recommend? Money management method?
Just testing the federation (lemmy.zip)
I am pouring one out to this little champ. Stripping HDCP and letting me... archive streaming services from 2016-2023 RIP (lemmy.world)
What killed it, well after reviewing some PS4 gameplay I noticed that it was having audio issues, like it would allow some sounds but not all. It was almost as if it was receiving a 5.1 audio output but was missing the centre channel. Even though the PS4 was set to stereo....