Honestly incredible that this issue has persisted in OEM versions for decades but seems to be progressively getting worse instead of better, now affecting even LTSC copies (for people too stupid to remember to turn automatic updates off). Windows, if you take hours to update a machine twice a week then youâre making important equipment inoperable during that time. Please fix that, or you will lose market share even faster than you inevitably will.
Last week an update broke my moms mandatory TPM nonsense module thingy. Like bro, this is a laptop that ships with win11 preinstalled and an update breaks your preconfigured system? I canât even comprehend. Like how the heck are casual users supposed to deal with that?
This is what the capitalistâs reverse mortgage scams they advertise 24/7 on Fox News are for.
And what a quintessentially stereotypical boomer thing to do too, basically leaving their paid off home to a bank for a pittance instead of their kid because fuck everything and everyone once theyâre dead.
âBurn my trees upon death so no one can sit under them, and salt the Earth so no others can grow. Everything was mine and itâs no fair I canât take it with me to supply side heaven.â
Regardless of the clear predation of the reverse mortgage industry, you realize they have to get the equity out of their house or theyâll starve to death, right?
The problem is the system itself, not elderly people who need to make ends meet.
You realize that predatory crutches become systemic necessities precisely because they band aid such systemic issues from being addressed properly right?
Social security exists because seniors were dying in the streets.
Predatory reverse mortgages shouldnât exist to exploit desperate people who would otherwise die, anymore than payday loan traps shouldnât exist getting people trapped in impossible interest traps over a one time shortfall.
Instead of going through the pain and having society respond through governmental policy change, you now have predators making things far worse long term installing themselves as the âfree market solutionâ that needs to be protected by government while bleeding already struggling populations to new depths.
A pay day loan /reverse mortgage may save a person here or there, but their existence at large hurts so many more. I will say it point blank: it was worth a lot of people dying to get social security enacted, because it was a real solution to a real problem, not yet another level of con game drawing out the pain.
And no, social security would not have been enacted when it was without those deaths. It would have been a far worse outcome for society if some predatory workhouse industry moved in and âsavedâ them in some cruel for profit scheme and declaring the problem âsolved.â
Oh ok, so you agree those seniors shouldnât have eaten because reverse mortgage scams shouldnât exist and your initial reply had no point, got it. How Seinfeldian.
Even if itâs not, houses appreciate 5% a year on average. Assuming average appreciation over 10 years that house is now worth ~163% of its original value. That means that the mortgage was taken out for ~61% of what a comparable house would go for today which assuming the same interest rate would be a fairly significant reduction in the monthly payment. You also have the potential to refinance to further reduce that monthly payment.
Or you could sell it and get that 10 years of equity + appreciation out in cash and that might be enough for a sizable down payment elsewhere.
TL;DR unless your parentâs place is a dump in a low demand area itâs an asset even if it isnât paid off.
Thatâs valid, but if itâs a dump I would have a hard time describing it as an asset, at least in the financial sense. But I suppose it could be if youâre willing to put in the work to fix it up.
Iâve served food and it turns out itâs literally impossible to find a time when the table doesnât have a mouthful, and actually make it to the table before one happens.
If you are by yourself sure, but 2+, canât be done. Mostly because of conversation - one talks the other eats, then swap. Iâve tried many many times (when slow) because it bugs the shit out of me when it happens to me⊠which is always.
A couple of my friends are really bad about this. Itâs like wasting my time is a sport to them lol. No part of me wants to kick them repeatedly in the shins for being 2 hours late to something for eternity. No part at allâŠ
We had one person in my friend group who was exactly 30mins late every time. Whenever we would make plans we would pretend to meet 30mins earlier to âoffsetâ the lateness. It never worked bc whenever we would do this they would show up an hour after the fake planned time which meant they were still exactly 30mins late to the real start time.
Just ignore their arrival when this happens. They probably enjoy being center of attention for a bit when they show up, if you just carry on like they were always there, itâll probably stop.
Ever since I switched to Arch, Iâve never had to restart to update. I always restart anyway, because I want the update to apply to my current session, but I donât have to.
You do have to reboot to use your new kernel after an update. But itâs just a normal reboot, not the whole blocking installation process like in Windows.
Not quite like that but there is a thing called live patching that some distros offer. Itâs mainly to used fix security issues rather than a typical update
Ubuntu livepatching and kpatch are some different tools out there for that if you want to look into it
you canât really hot swap the kernel, because all of the system runs on it.
youâd need to stop the system (you can save its state and recover where you left), reboot to load the new kernel and let it take control.
however, there are some distros and programs that allow you to hot swap certain parts of the kernel (mainly drivers) without rebooting. Note that, even though the system doesnât reboot, most packages still need to be restarted for them to pick up the new driver.
And a Linux reboot takes like 40s at most and everything works. Where in Windows it takes like 2m to be able to log in and a good 5-10m for all the apps to start working at normal speed
Itâs actually not necessary the concentration power but the available time when being adult⊠đ€
Reading 2 books wouldnât be a huge problem today (if they are good and less then 1000 pages). But unfortunately the two toddlers here say no to me sitting a few hours on the couch and reading some book.
Being a child also doesnât demand as much mental load. Yes youâve got school but as an adult Iâve not only got work but all the tasks of running a home, food, driving, and other misc âchoresâ that pop up throughout the day. At the end of that it can be difficult to further concentrate sometimes.
You can make it device administrator and additionally add a max snooze count and a dismissal CAPTCHA. When I REALLY have to get up no matter what, I need to go physically touch my phone to an NFC tag in the living room. Canât even turn the phone off because it blocks that when ringing when given admin access.
AMdroid is similar, bunch of different task and puzzle options you can set for your future self to solve before you can turn the alarm off. I usually do math problems, just difficult enough that I need to be at least 90% conscious to actually solve them.
come morning time I hate the app with a passion, but itâs just the kick in the ass I need sometimes
Yup! There are levels of fucked up. At the basic level, if itâs accidentally set to override location check, there are easy solutions like force closing the app, uninstalling the app, turning off the phone.
Mind you, the app knows you force closed it. So it will let you know next time if you want to go to next level of strictness.
At the highest level of fuck up, you can provide admin access so that switching apps and physical buttons are all disabled. So you best bet would be to let the battery drain out and somehow muffle the speakers.
There is also another âfunâ captcha. You pledge a small amount of money. If you donât wake up, the money gets donated to fund sleep-related research.
I have a friend from high school who looks and acts like whatâs his face, and a better friend who is his mother who we ended up being coworkers for twenty years. She acts so much like the mom from the TV it was scary. I havenât talked to either of them about this because, uh, yeah.
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