When it’s 50% more than the historical yearly average return of the S&P 500, you’re right to be concerned.
I don’t know. I am a salary man. I know nothing about business and investment.
I’ll join the “don’t” crowd then but will also suggest that you should urgently get some financial literacy to avoid “scams” like these. If you really want to invest money into something, your best bet would be an index fund or an ETF tracking an index like the S&P 500 which historically returned on average (very important to highlight the “on average”, because not only does it mean that it can be less but it also means it should be a long-term investment for the law of large numbers to be in your favor, not mentioning that holding for long periods has tax advantages depending on where you live) 10.15% per year since 1957: investopedia.com/…/what-average-annual-return-sp-…
Avoid stock picking, options, cryptos etc… (unless you really, really know what you’re doing) and instead trust when people like Warren Buffett tell you to look at index funds or index ETFs instead and to let compounding do its magic over the years: cnbc.com/…/billionaire-warren-buffett-swears-by-t…
I’d suggest you buy a book like “The Psychology of Money” by Morgan Housel (very good one) and to read it before you make any investment decisions.
Corporations are scummy motherfuckers. Once they have this data they will keep it forever. Even if they don’t have a use for it now they can come up with something in the future and will have no qualms about fucking you over with it. The technology available to analyze it is only getting more powerful as time goes on.
My worst imagination is labelling you and selling your label to the companies they supply to, and how wrongly those companies can use that data, example: google search “prostate cancer” or searching for symptons associated with prostate cancer - label telling probable prostate cancer developing with this user - insurance companies denying insurance to you or making it too expensive. Now extrapolate this to what your searches probably tell about you or your state, and multiply by the websites you visit, the time you spend reading article/tweet/forum/post about a certain subject, where and how you comment those articles, etc, and being labeled according to their perceived likes/hates/problems about yourself.
This. I remember that one video by LTT where he tried searching for a flight and he got a way higher price on the standard browser compared to the one with no personal accounts/cookies.
If I use search engines, be it to find opinions on a topic or as you said an insurance, I want those sorted by factors like the date it’s been created and maybe the reputability of the source. Not what the algorithm thinks I want to see or I should see in “its” opinion.
That doesn’t happen. These companies don’t sell user data and never have, they make money by being the only ones with your data through targeted advertisements. It’s not in their interest to sell it.
My worst imagination is a nefarious entity using our data to determine if we are a threat or try and categorize people for some kind of psyop manipulation.
Something like Captain America Winter Soldier but more realistic. Even things like Cambridge Analytica show it is not that far fetched.
While social media companies and amazon may not have the desire to do those things, they sure make it easier for others by greedily collecting the data.
If so, What sorts of things can i do to avoid being tracked? Preferably without too much comprimise.
Stop using Chrome based browsers. Use Firefox or a Firefox derivative. Use adblockers such as Ublock origin or Adnausem, a plugin that will hide ads from you and click on the ads to mess up your digital footprint. Consent-o-matic is a plugin that will decline any cookies request from sites.
More technical inclined, For your home set your DNS servers to DNS.adguard.com, again blocks ads. Use containers with Firefox, it will limit the cross site tracking when you see a share with Google/Facebook/twitter. Those share butts are particularly nasty.
Do routers resolve domains for DNS? Would i need to enter an IP address? How will my router resolve DNS.adguard.com if it needs to use DNS to resolve the domain name? Sorry, that might be a dumb question.
Something to keep in mind is that some ISP will intercept your DNS request and redirect them their own servers. DNS is done in clear text. If you are concerned about that you can use DNS over TLS or DNS over HTTPS to hide your queries. But that is a complex set up and not all devices/apps support DoT or DoH
Since COVID, I haven’t seen a single trick or treater, so the last 2 years now I haven’t even gotten stuff to hand out. I was just lamenting this while walking my dogs this morning, too. I liked seeing all the costumes parade at my door :(
That’s too bad. My neighborhood is going stronger than ever. All my neighbors are super into Halloween and we all go nuts with decorations and I give out full size bars too. Rumors spread amongst the children and more come to our neighborhood each year.
Pete Complete, in particular his RimWorld series. His voice, relaxed tone and slow pacing with a lot of pause in his speech puts me to sleep even when I’m not trying to.
Absolutely my choice as well. In addition to being all the things that OP has asked for, he’s also a phenomenal player and his dedication to highly precise play is insane.
My wife and I have been through all of his Rimworld series, and watch it as we would a TV show when a new episode drops. We just got done watching biotech episode 5!
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