What is worth? Would you rather have 500 1s or 5 100s? You already said you’d take the 100s, why? I would take the 100s because I personally value the convenience of 100s more than the 1s, so to me, a single 100 is worth more than 100 1s. Worth doesn’t need to imply the monetary value of the money.
The convenience/utility makes the 100s worth more even if they’re both valued the same