Not from what I can tell. While upgrading will not detrimental from what I’ve heard (since you can upgrade a local account), there’s a lot which I personally don’t like about with Windows 11 which will make me want to not upgrade. If you have no intention of moving away from the Windows, it may be best to upgrade while MS is offering it.
Otherwise, if you are willing to take the plunge Linux is the better option if you are looking for an OS which has no ads, no adware bloat, and a UI to your liking. Mint or Zorin are a Good Windows like starting point if you are looking to get started.