True there are more. I just typically dont use it otherwise i would rack up more debt. Using my debit card is the best way for me to track my finances.
Agreed. Food banks are literally designed for this scenario. They exist to help people put food on the table. Few scenarios actually require credit cards. No shame in accepting help when you need it. And you can always donate later when you’re on your feet. You cant ever give back if you’re dead from starvation.
I use my debit card for almost everything and use my credit card for small things to keep the usage low if i use it at all.
Really the only good thing about credit cards is it helps raise your credit score. I only use them for that to be able to get a decent apr on a loan.Otherwise i would never use them.